OFF MARKET

Off market nov 2013 for $241K

$461,819

•

1,146

sq ft

14415 Front Beach Rd #1302, Panama City Beach, FL 32413

About this home

LIMITED TIME OFFER: Interest as low as 1.99% (2.39%APR) for a 5 YR Balloon Note Amortized over 30 years with 20% down payment with 1% Origination Fee; Qualified buyers have closed within a week. Ocean Reef is one of Panama City's newest gulf-front condo developments located at the west end of the beach just 1.5 miles east of Pier Park. Our spacious 2 bedroom, 2 bath units offer a 10' deep x 28' wide balcony, 9' knock down textured ceilings, crown molding in foyer, living room and kitchen, all appliances (exceptwasher and dryer), granite kitchen countertops, ceramic tile floors in hallway, kitchen and baths, spacious laundry room and COVERED BEACHSIDE, ASSIGNED PARKING. The master suite and living room face the beach and have access to the expansive balcony. Both bedrooms accommodate a king size bed. HOA dues are 356 per MONTH. Amenities include a large gulfside pool, seasonally heated indoor pool, hot tub, steam room and sauna, fitness room, lush landscaping, covered parking beneath the building, meeting room, and over 330' of beachfront. Multiple units available.

CondoProperty Type

2008Year Built

$403Est. Price/Sq.Ft.

1 garage spacesParking

Listed by John Skinner • Distinctive Beach Real Estate

Listed by John L. Smith, Broker Smith • Distinctive Beach Real Estate

Bought with Kelly A Hill • 30A Local Real Estate

Redfin checked: 2 minutes ago

•Source:ECAR #606703

Redfin Estimate

$461,819

$220K since sold in November 2013$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.1% lower than the average sale price ($462K) of 6 comparable homes.

SOLD SEP 11, 2026
$453,500
A
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #2103, Panama City Beach, FL 32413
SOLD SEP 11, 2026
$450,000
B
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #1308, Panama City Beach, FL 32413
SOLD MAY 4, 2026
$445,000
C
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #1305, Panama City Beach, FL 32413
SOLD APR 28, 2026
$450,000
D
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #807, Panama City Beach, FL 32413
SOLD APR 24, 2026
$465,000
E
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #803, Panama City Beach, FL 32413
SOLD SEP 21, 2026
$510,000
F
2 beds2 baths1,299 sq ft
14701 Front Beach Rd #2525, Panama City Beach, FL 32413

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Earn from this home

Sell

$297,226

Est. take-home

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Rent

$2,910/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.1%

+0.2% MoM

Median sale price

$450K

$17K MoM

Avg. days on market

100d

1 days MoM

Recently sold homes

308

3 MoM

New listings for sale

$1,750,000
5 beds5 baths2,500 sq ft
19106 Front Beach Rd Unit A, Panama City Beach, FL 32413
NEW 17 HRS AGO
$520,000
2 beds2 baths1,249 sq ft
14825 Front Beach Rd Unit 803, Panama City Beach, FL 32413
NEW 22 HRS AGO
$339,000
2 beds2 baths864 sq ft
17670 Front Beach Rd Unit A7, Panama City Beach, FL 32413
NEW 23 HRS AGO
$699,000
3 beds3 baths1,809 sq ft
15928 Front Beach Rd #31901, Panama City Beach, FL 32408
$415,000
2 beds2 baths1,315 sq ft
8676 Weekend Dr, Panama City Beach, FL 32413
$499,000
2 beds2 baths1,787 sq ft
8409 Dreams Float Ct, Panama City Beach, FL 32413
$825,000
4 beds3.5 baths1,656 sq ft
119 Riviera Dr, Panama City Beach, FL 32413
$659,990
3 beds2 baths1,934 sq ft
309 Palatka St, Panama City Beach, FL 32413
$698,990
3 beds2 baths2,201 sq ft
234 Palatka St, Panama City Beach, FL 32413
$633,990
3 beds3 baths2,201 sq ft
302 Palatka St, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 14415 Front Beach Rd #1302

Date

Event

Price

CPARMLS #614705

Nov 12, 2013

Sold

$241,900

$211/sq ft

Nov 5, 2013

Listed

$241,900

$211/sq ft

ECAR #606703

Nov 12, 2013

Sold

$241,900

$211/sq ft

Oct 20, 2013

Listed

$241,900

$211/sq ft

+17

Tax history for 14415 Front Beach Rd #1302

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

2008

Sq. Ft.

1,146

Year built

2008

Style

Condo/Co-op

County

Bay County

APN

40001250064

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Garage Spaces: 1.00
Assigned Spaces: 1.00

Interior

Bedroom Information
Bedrooms: 2
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Total Baths: 2.00
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Tile, MBed Balcony, MBed Carpeted, MBed First Floor, MBed Waterfront

Room Information
Rooms: Bedroom, Kitchen, Living Room, Master Bedroom
Kitchen: First
Living Room: First

Room 1
Living Room
Area: 370.00
Dimensions: 25 x 14.8
Dimensions: 14.8x25
Length: 25.00
Width: 14.80
Level: 1
Room Level: 1

Room 2
Kitchen
Area: 91.60
Dimensions: 10 x 9.16
Dimensions: 9'2x10
Length: 10.00
Width: 9.16
Level: 1
Room Level: 1

Room 3
Master Bedroom
Area: 196.84
Dimensions: 14.8 x 13.3
Dimensions: 14.8x13.3
Length: 14.80
Width: 13.30
Level: 1
Room Level: 1

Room 4
Bedroom
Area: 177.60
Dimensions: 14.8 x 12
Dimensions: 12x14.8
Length: 14.80
Width: 12.00
Level: 1
Room Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Fire Alarm/Sprinkler, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector
Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Elevator, Floor Tile, Floor WW Carpet New, Furnished - None, Lighting Recessed, Owner's Closet, Split Bedroom, Window Treatmnt None, Woodwork Painted

Exterior

Exterior Features
Exterior: Balcony, Patio Open, Sauna/Steam, Shower

Lot Information
Waterfront: Gulf

Building Information
Stories in Building: 23
Construction Status: Construction Complete
Construction/Siding: Concrete, Foundation On Piling, Stucco

Financial

Financial Information
Mortgage Type: Other
Financing: Conventional
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, Tap Fee Paid, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 356.00
Assessment Paid: Monthly

Homeowners Association Information
Fees Include: Accounting, Advertising, Ground Keeping, Insurance, Legal, Licenses/Permits, Management, Other Utilities, Recreational Faclty, Security, Sewer, Trash, TV Cable, Water
New Buyer Fee
$

School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold

Location Information
Area: 27 - Bay County
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 1302
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: OCEAN REEF
Directions: Highway 98 to Front Beach Road ( 1.5 miles) East of Highway 79 on Gulf

Project Facilities
Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Fishing, Minimum Rental Prd, Pool, Sauna/Steam Room, TV Cable, Waterfront

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,146
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 2008
Year Renovated: 2008
County: Bay County
APN: 40001250064

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 241900.00
List Price/SqFt: 211.08

Property Information
Apx SqFt(Htd/Cooled): 1146.00
Sub-Type: Condominium
Units Above Ground: 6.00
Waterview: Gulf

About this building

6 for sale

14415 Front Beach Rd Panama City Beach, FL, 32413

See photos & sale trends

Photo via 805 listing

Units for sale


805	$455,000	2 beds	2 baths	1146 sq ft
1704	$459,000	2 beds	2 baths	1146 sq ft
1505	$468,000	2 beds	2 baths	1146 sq ft
2003	$575,000	2 beds	2 baths	1147 sq ft
2201	$820,000	4 beds	3 baths	1600 sq ft
1501	$828,900	4 beds	3 baths	1600 sq ft

Around this home

Schools

K - 12
Preschool & daycare

Surfside Middle School

Public PreK-12 • Assigned • 0.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$439,000 – $532,000

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Premium homesite • 10 foot ceilings • 8 foot doors

Home values near 14415 Front Beach Rd #1302

Data from public records.

Address	Redfin Estimate
14415 Front Beach Road Apartment 1007, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$467,087
14415 Front Beach Road Apartment 2005, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$463,810
14415 Front Beach Road Apartment 807, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$488,813
14415 Front Beach Road Apartment 1303, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$456,252
14415 Front Beach Road Apartment 1902, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$471,614
14415 Front Beach Road Apartment 1008, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$446,357
14415 Front Beach Road Apartment 1308, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$463,586

Address	Redfin Estimate
14415 Front Beach Road Apartment 2301, Panama City Beach, FL 4 Beds \| 3 Baths \| 1600 Sq. Ft.	$637,618
14415 Front Beach Road Apartment 2007, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$480,429
14415 Front Beach Road Apartment 908, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$487,135
14415 Front Beach Road Apartment 901, Panama City Beach, FL 4 Beds \| 3 Baths \| 1535 Sq. Ft.	$685,187
14415 Front Beach Road Apartment 2104, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$470,937
14415 Front Beach Road Apartment 1301, Panama City Beach, FL 4 Beds \| 3 Baths \| 1535 Sq. Ft.	$702,453
14415 Front Beach Road Apartment 1803, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$454,590

Address	Redfin Estimate
14415 Front Beach Road Apartment 1106, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$461,541
14415 Front Beach Road Apartment 2208, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$447,066
14415 Front Beach Road Apartment 808, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$446,419
14415 Front Beach Road Apartment 1002, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$409,385
14415 Front Beach Road Apartment 806, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$461,330
14415 Front Beach Road Apartment 1508, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$478,698
14415 Front Beach Road Apartment 1408, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$446,187

Property information provided by ECAR when last listed in 2013. This data may not match . Learn more.

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