OFF MARKET

Off Market Apr 2016 for $290K

$488,656

Est. refi paymentEst. refi $2,167/mo

•

1,146

sq ft

14415 Front Beach Rd #608, Panama City Beach, FL 32413

About this home

Seller financing is available for qualifying buyers!!! This two bedroom, two bathroom condo is a great opportunity for a vacation rental investment or someone preferring a lower floor in a high-rise condominium. This property boasts a very large 10x28 balcony that features access from the living area and also from the master bedroom. The gulf front master bedroom also has an en suite bath with a double vanity and shower/tub combo. The open kitchen has granite countertops and breakfast bar with all electric appliances. The second bedroom has twin beds in its current layout and also has access to the second bathroom. Ocean Reef is located on the desirable west end of Panama City Beach with convenient access to shopping, restaurants, theme parks, and much more.

CondoProperty Type

2008Year Built

$426Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Lauren Cottrell • Scenic Sotheby's International Realty

Bought with Default zDefault Member • Inactive

Redfin checked: a minute ago

•Source:ECAR #745293

Redfin Estimate

$488,656

$199K since sold in April 2016$6,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.3% higher than the average sale price ($460K) of 6 comparable homes.

SOLD SEP 11, 2026
$453,500
A
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #2103, Panama City Beach, FL 32413
SOLD SEP 11, 2026
$450,000
B
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #1308, Panama City Beach, FL 32413
SOLD MAY 4, 2026
$445,000
C
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #1305, Panama City Beach, FL 32413
SOLD APR 28, 2026
$450,000
D
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #807, Panama City Beach, FL 32413
SOLD APR 24, 2026
$465,000
E
2 beds2 baths1,146 sq ft
14415 Front Beach Rd #803, Panama City Beach, FL 32413
SOLD APR 16, 2026
$494,000
F
2 beds2 baths1,146 sq ft
14415 Front Bch #1403, Panama City Beach, FL 32413

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Sell

$279,522

Est. take-home

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Refinance

Est. cash available

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Rent

$3,114/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

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See all

Provided by Redfin

Sale history for 14415 Front Beach Rd #608

Date

Event

Price

CPARMLS #639935

Apr 20, 2016

Sold

$290,000

$253/sq ft

Jan 27, 2016

Listed

$294,999

$257/sq ft

+19

OWNER FINANCING!!! This two bedroom, two bathroom condo is a great opportunity for a vacation rental investment or someone preferring a lower floor in a high-rise condominium. This property boasts a very large 10x28 balcony that features access from the living area and also from the master bedroom. The gulf front master bedroom also has an en suite bath with a double vanity and shower/tub combo. The open kitchen has granite countertops and breakfast bar with all electric appliances. The second bedroom has twin beds in its current layout and also has access to the second bathroom. Ocean Reef is located on the desirable west end of Panama City Beach with convenient access to shopping, restaurants, theme parks, and much more.

NAMLS #745293

Apr 20, 2016

Sold

$290,000

$253/sq ft

Apr 20, 2016

Sold

$290,000

$253/sq ft

Jan 27, 2016

Listed

$294,999

$257/sq ft

Jan 27, 2016

Listed

$294,999

$257/sq ft

+19

Tax history for 14415 Front Beach Rd #608

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

2008

Sq. Ft.

1,146

Year built

2008

Style

Condo/Co-op

County

Bay County

APN

40001250007

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Parking Features: Covered, Deeded, Garage, Garage Attached, Guest
Garage Spaces: 1.00
Assigned Spaces: 1.00

Interior

Bedroom Information
Bedrooms: 2
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Tile, MBed Balcony, MBed Carpeted, MBed Waterfront

Room Information
Rooms: Balcony, Bedroom, Kitchen, Living Room, Master Bedroom
Kitchen: First
Living Room: First

Room 1
Living Room
Area: 370.00
Dimensions: 25 x 14.8
Dimensions: 14.8x25
Length: 25.00
Width: 14.80
Level: 1
Room Level: 1

Room 2
Kitchen
Area: 90.00
Dimensions: 10 x 9
Dimensions: 9x10
Length: 10.00
Width: 9.00
Level: 1
Room Level: 1

Room 3
Master Bedroom
Area: 196.84
Dimensions: 14.8 x 13.3
Dimensions: 14.8x13.3
Length: 14.80
Width: 13.30
Level: 1
Room Level: 1

Room 4
Bedroom
Area: 177.60
Dimensions: 14.8 x 12
Dimensions: 12x14.8
Length: 14.80
Width: 12.00
Level: 1
Room Level: 1

Room 5
Balcony
Area: 280.00
Dimensions: 28 x 10
Dimensions: 10X28
Length: 28.00
Width: 10.00
Level: 1
Room Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Fire Alarm/Sprinkler, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Raised, Floor Tile, Furnished - All, Owner's Closet, Window Treatment All

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Balcony, Patio Open

Lot Information
Waterfront: Gulf

Building Information
Construction Status: Construction Complete
Construction/Siding: Concrete

Financial

Financial Information
Mortgage Type: Seller
Financing: Owner
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 1354.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Advertising, Ground Keeping, Insurance, Legal, Licenses/Permits, Management, Other Utilities, Recreational Faclty, Security, Sewer, Trash, TV Cable, Water

School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2718 - Beach - Central South
Area: 27 - Bay County
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 608
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: OCEAN REEF
Absolute Longitude: 85.855506
Longitude: -85.855506
Latitude: 30.203852
Directions: On Front Beach Rd heading east, Ocean Reef is located about 1 mile east of Pier Park

Project Facilities
BBQ Pit/Grill, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Fishing, Pets Allowed, Pool, Sauna/Steam Room, TV Cable, Waterfront, Whirlpool

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,146
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 2008
Year Renovated: 2008
County: Bay County
APN: 40001250007

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 294999.00
List Price/SqFt: 257.42

Property Information
Apx SqFt(Htd/Cooled): 1146.00
Design: N/A
Stories In Unit: 1
Sub-Type: Condominium
Units Above Ground: 6.00
Waterview: Gulf

Listing Information
Immediate Occupancy: Immediate Occupancy

About this building

7 for sale

14415 Front Beach Rd Panama City Beach, FL, 32413

See photos & sale trends

Photo via 805 listing

Units for sale


1602	$449,000	2 beds	2 baths	1146 sq ft
1704	$459,000	2 beds	2 baths	1146 sq ft
805	$462,000	2 beds	2 baths	1146 sq ft
1505	$468,000	2 beds	2 baths	1146 sq ft
2003	$575,000	2 beds	2 baths	1147 sq ft
2201	$820,000	4 beds	3 baths	1600 sq ft
1501	$828,900	4 beds	3 baths	1600 sq ft

Around this home

Schools

Surfside Middle School

Public PreK-12 • Assigned • 0.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$465,000 – $562,000

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Home values near 14415 Front Beach Rd #608

Data from public records.

Address	Redfin Estimate
14415 Front Beach Road Apartment 2203, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$467,296
14415 Front Beach Road Apartment 1906, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$442,697

Address	Redfin Estimate
14415 Front Beach Road Apartment 805, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	—
14415 Front Beach Road Apartment 1907, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$456,799

Address	Redfin Estimate
14415 Front Beach Road Apartment 1007, Panama City Beach, FL 2 Beds \| 2 Baths \| 1146 Sq. Ft.	$465,980
14415 Front Beach Road Apartment 2301, Panama City Beach, FL 4 Beds \| 3 Baths \| 1600 Sq. Ft.	$631,149

Property information provided by ECAR when last listed in 2016. This data may not match . Learn more.

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