Welcome to this charming beach cottage in the heart of Panama City Beach's Tourist District, just steps from the Gulf! Enjoy breathtaking Gulf views and unforgettable sunsets from your private lookout deck--the perfect spot for morning coffee or evening relaxation. Inside, the open-concept floor plan features vaulted ceilings, a cozy gas fireplace, tile flooring, and a beautifully updated kitchen with quartz countertops. Designed for coastal living, the home offers generous covered outdoor living space that's perfect for entertaining, beachside BBQs, and relaxing after a day in the sun. Paver accents enhance the exterior, while the outdoor shower makes rinsing off after the beach a breeze. The property also includes a 16' x 20' storage shed and a golf cart for easy trips to the beach and nearby attractions. Located just 250 feet from Public Beach Access 76A, this furnished property is short-term rental eligible with projected annual rental income of up to $70,000. Adding to its unique appeal, the property is zoned Commercial High Intensity (CH), offering exceptional long-term flexibility and investment potential. Commercial High Intensity zoning allows for a variety of residential, lodging, retail, office, restaurant, and other commercial uses, subject to City approval and applicable development standards. Energy-efficient solar panels help keep utility costs low, with an average electric bill of just $104 per month over the past 12 months. Plus, the appliances, HVAC system, roof, water heater, and solar panels are all less than four years old, providing added peace of mind. Conveniently located approximately 0.5 to 1.5 miles from local favorites including Carousel Supermarket, Thomas' Donuts, McGuire's Irish Pub, and Pier Park, this property offers the perfect blend of beach cottage charm, investment opportunity, and future potential. All measurements are approximate and should be verified by the buyer if important.
Miramar Beach, located between Sandestin and Scenic Gulf Drive, is a coastal and resort-style Panama City Beach neighborhood with sugar-white shoreline and dune-backed boardwalks. The neighborhood’s energy concentrates around the U.S. 98 and Silver Sands Premium Outlets entrance, where outlet storefronts, coffee counters, and beach-gear shops set a brisk, sunlit pace. Low-rise condos and beach cottages line the gulf side, while newer townhomes and gated enclaves sit just inland behind palms and lagoons. Silver Sands Premium Outlets anchors day-to-day errands, and Baytowne Wharf adds evening waterfront promenades and live-event stages. Topsail Hill Preserve State Park frames the area with pine flats, rare coastal dunes, and long trail corridors. Beach access points and multi-use paths shape a walk-and-roll lifestyle from sunrise shoreline runs to late dinners near the bay.
Provided by Walk Score and Local Logic
Offer insights
17826 Front Beach Rd · $865,000
$848K and above
75% chance or better to win
Why $848K+ is a strong offer
DAYS ON MARKET
182 days
The average home goes pending in 78 days.
SALE-TO-LIST
97.2%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Partially furnished
Gas fireplace
Bedrooms
2 bedrooms (both on the first floor)
Master bedroom on the first floor
Bathrooms
2 full bathrooms
Kitchen
Dishwasher
Refrigerator
Kitchen on the first floor
Laundry & utility
Washer
Dryer
Flooring
Tile flooring
Heating & cooling
Central heating (natural gas)
Central air conditioning
Exterior features
Covered and open patios
Fully fenced lot
Gulf view
Shed on the property
City street frontage
Home design
Beach House style
Single-story
Parking
Parking details not provided
Construction
Built in 1995
Stucco exterior
Roof with solar energy features
Utilities
Electric service available
Natural gas available
HOA & community
Located in the Miramar Beach subdivision
Financial info
Financial details provided elsewhere
Electricity and solar
View estimated energy costs and solar savings for this home
Welcome to this charming beach cottage in the heart of Panama City Beach's Tourist District, just steps from the Gulf! Enjoy breathtaking Gulf views and unforgettable sunsets from your private lookout deck--the perfect spot for morning coffee or evening relaxation. Inside, the open-concept floor plan features vaulted ceilings, a cozy gas fireplace, tile flooring, and a beautifully updated kitchen with quartz countertops. Designed for coastal living, the home offers generous covered outdoor living space that's perfect for entertaining, beachside BBQs, and relaxing after a day in the sun. Paver accents enhance the exterior, while the outdoor shower makes rinsing off after the beach a breeze. The property also includes a 16' x 20' storage shed and a golf cart for easy trips to the beach and nearby attractions. Located just 250 feet from Public Beach Access 76A, this furnished property is short-term rental eligible with projected annual rental income of up to $70,000. Adding to its unique appeal, the property is zoned Commercial High Intensity (CH), offering exceptional long-term flexibility and investment potential. Commercial High Intensity zoning allows for a variety of residential, lodging, retail, office, restaurant, and other commercial uses, subject to City approval and applicable development standards. Energy-efficient solar panels help keep utility costs low, with an average electric bill of just $104 per month over the past 12 months. Plus, the appliances, HVAC system, roof, water heater, and solar panels are all less than four years old, providing added peace of mind. Conveniently located approximately 0.5 to 1.5 miles from local favorites including Carousel Supermarket, Thomas' Donuts, McGuire's Irish Pub, and Pier Park, this property offers the perfect blend of beach cottage charm, investment opportunity, and future potential. All measurements are approximate and should be verified by the buyer if important.
ECAR #998481
Jul 6, 2026
Price Changed
$865,000
$689/sq ft
May 29, 2026
Price Changed
$875,000
$697/sq ft
May 11, 2026
Price Changed
$889,000
$708/sq ft
Apr 7, 2026
Price Changed
$899,000
$716/sq ft
Feb 23, 2026
Listed
$939,000
$748/sq ft
CPARMLS #736920
Apr 15, 2023
Listing Removed
—
Jan 28, 2023
Listed
$1,200,000
$956/sq ft
CPARMLS #345019
Dec 14, 2021
Listing Removed
—
Jan 1, 2006
Listed
$750,000
$598/sq ft
Public Records
Mar 29, 2012
Sold
$250,000
$199/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,203 (+3.2%)
2024
$4,072 (+2.5%)
2023
$3,974 (+11.5%)
2022
$3,565 (+1.8%)
$270,158 + $84,478
$354,636
2021
$3,502 (+8.6%)
2020
$3,224 (+8.2%)
2019
$2,981 (+8.3%)
2018
$2,752 (+17.8%)
2017
$2,336 (+2.5%)
$122,633 + $78,374
$201,007
2016
$2,278 (−3.5%)
$116,275 + $79,336
$195,611
2015
$2,360 (−5.1%)
$116,275 + $80,297
$196,572
2014
$2,487
Public record
Beds
2
Baths
2
Stories
1
Lot width
53 ft.
Lot depth
120 ft.
Lot size
6,360 Sq. Ft.
Year renovated
1995
Finished Sq. Ft.
1,255
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,255
Year built
1995
Style
Single Family Residential
County
Bay County
APN
38485000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
1% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 23 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Panama City Beach, FL • 32413
Average low and high temperatures (°F)
59
43
65
52
71
57
77
63
80
71
86
76
88
79
87
77
85
74
80
65
73
59
64
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
85/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Panama City Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.7 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 17826 Front Beach Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $418,700 and $1,275,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $419K to $1.3M.