For sale

$1,590,000

Est. $10,380/mo —

•

3,105

sq ft

19902 Front Beach Rd, Panama City Beach, FL 32413

About this home

Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft. ) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

Single-familyProperty Type

2016Year Built

6,400 sq ftLot Size

$512Price/Sq.Ft.

$142/moHOA Dues

2 car garageParking

Listed by Leslie Newmans • Coastal Sun Realty LLC

Listing updated: Aug 26, 2026 at 08:48am

Redfin checked: 3 minutes ago

•Source:CPARMLS #780788

Payment calculator

$10,380 per month

Principal and interest$8,356

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

This home is unavailable to tour on this day.

Next available date: Wednesday, September 9

Open houses

No upcoming open houses.

Nearby open houses (10)

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OPEN THU, 12PM TO 2PM
$1,400,000
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20 W Firethorn Cir Lot 9, Rosemary Beach, FL 32461
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$5,275,000
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OPEN FRI, 11AM TO 1PM3D WALKTHROUGH
$1,098,000
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OPEN FRI, 4PM TO 7PM
$875,000
3 beds3.5 baths2,235 sq ft
157 Valdare Ln, Inlet Beach, FL 32461
OPEN SAT, 1:30PM TO 4:30PM
$650,000
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1401 Salamander Trl #1401, Panama City Beach, FL 32413
OPEN SUN, 12PM TO 3PM
$899,000
6 beds4 baths2,320 sq ft
13801 Bay Ave, Panama City Beach, FL 32413

Around this home

Schools

K - 12
Preschool & daycare

Surfside Middle School

Public PreK-12 • Assigned • 5.1mi

7/10

Provided by GreatSchools

About Laguna Beach on the Gulf of

Mexico

Laguna Beach on the Gulf of Mexico, located between Panama City Beach and Inlet Beach, is a coastal and residential Laguna Beach neighborhood with sugar-white dunes and a low-rise beachscape. The neighborhood reads as classic Old Florida, with pastel cottages, stilted beach houses, and sandy lanes leading to the water. Much of the local character concentrates around Thomas Drive near the public beach access points, where surf shops, casual seafood counters, and sunset-watching pull focus. Community pillars include Carousel Supermarket for beach-day staples, Thomas Donut & Snack Shop for a no-frills sugar stop, and the nearby Conservation Park trail system for a change of scenery. Gulf-front views and walkable beach access shape daily rhythms. Evenings track the shoreline, with porches, boardwalks, and dune lines setting a quiet tempo.

Provided by Walk Score and Local Logic

Offer insights

19902 Front Beach Rd · $1,590,000

Strong offer

$1.56M and above

75% chance or better to win

Why $1.56M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 76 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Balcony
Double vanity
Jetted tub
Soaking tub
Separate shower
Sitting area in primary
Upper-level primary suite
Walk-in closets
Accessible full bathroom
Accessible elevator installed
Accessible doors
Accessible entrance
Accessible hallways

Bedrooms
Primary bedroom located on upper level
Multiple additional bedrooms (total 5 bedrooms implied from rooms and full baths)

Bathrooms
Five full bathrooms
Double vanity in primary
Jetted tub and soaking tub
Separate shower

Kitchen
Convection oven
Electric range
ENERGY STAR qualified appliances
Plumbed for icemaker
Icemaker

Laundry & utility
Electric water heater

Heating & cooling
Central heating (electric)
Zoned heating
ENERGY STAR qualified heating equipment
Central air conditioning
Ceiling fans
Heat pump
Zoned cooling
Humidity control
ENERGY STAR qualified cooling equipment

Sale and tax history for 19902 Front Beach Rd

Sale History
Tax History

Date

Event

Price

CPARMLS #780788

Oct 23, 2025

Listed

$1,590,000

$512/sq ft

CPARMLS #755892

Sep 14, 2025

Listing Removed

—

Apr 26, 2025

Price Changed

$1,600,000

$515/sq ft

Apr 12, 2025

Price Changed

$1,699,990

$548/sq ft

Oct 30, 2024

Price Changed

$1,750,000

$564/sq ft

Apr 19, 2024

Listed

$1,800,000

$580/sq ft

CPARMLS #755891

Apr 18, 2024

Listed

$1,800,000

$580/sq ft

Apr 18, 2024

Listing Removed

—

CPARMLS #631393

Oct 8, 2015

Sold

$188,000

$61/sq ft

Apr 27, 2015

Listed

$199,000

$64/sq ft

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

32 ft.

Lot depth

100 ft.

Lot size

3,180 Sq. Ft.

Year renovated

2016

Finished Sq. Ft.

2,820

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,820

Year built

2016

Style

Single Family Residential

County

Bay County

APN

37890503000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

C-2

Plaza Commercial Zone

C-2 uses should be located on a collector or arterial roadway or at intersections of collector and arterial roadways unless specifically included in an overall plan of development.

Permitted uses

Include but are not limited to:

Gas station
Convenience store
Day care facility
Laundromat
General retail
Restaurant
Housing-Single unit
Housing-Multiple units
Bed & breakfast
Office

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

67/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.8 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 19902 Front Beach Rd

$1,460,278

$130K under list price of $1.59M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $435K to $1.4M.

SOLD JUL 1, 2026
$1,275,000 Last sold price
5 beds4.5 baths3,137 sq ft
316 E Lakeshore Dr, Panama City Beach, FL 32413
$106/sq ft
larger lot
6 years newer
SOLD FEB 25, 2026
$820,000 Last sold price
3 beds2 baths1,836 sq ft
221 15Th St, Panama City Beach, FL 32413
$65/sq ft
8 years newer
SOLD MAR 9, 2026
$650,000 Last sold price
4 beds4.5 baths2,809 sq ft
411 Paradise Blvd, Panama City Beach, FL 32413
$281/sq ft
4 years newer
SOLD AUG 5, 2026
$435,000 Last sold price
3 beds2 baths1,128 sq ft
19980 First Ave, Panama City Beach, FL 32413
$126/sq ft
58 years older
SOLD JUL 22, 2026
$525,000 Last sold price
4 beds3 baths2,277 sq ft
106 Blue Sage Rd, Panama City Beach, FL 32413
$281/sq ft
2 years older
SOLD NOV 3, 2025
$1,400,000 Last sold price
4 beds4.5 baths2,597 sq ft
211 Malaga Pl, Panama City Beach, FL 32413
$27/sq ft
4 years newer

Rental earnings

Est. $4,155 per month, based on comparable rentals

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Make a winning offer with the help of a local agent

(850) 790-5190