19947 Front Beach Rd #3, Panama City Beach, FL 32413
About this home
SELLER IS ACCEPTING BACK UP OFFERS. Harbur Arms - is located on the quiet end of the sparkling clear waters of Panama City Beach! Location, location, location, and low-density west end area of the beach! A rare opportunity on the fully renovated gulf-front condo! This wonderful 11-unit complex is popular with its owners and guests due to its wonderful location, size, and proximity to the gulf. Great beachfront easy access from this convenient ground floor condo with direct beach access from the gulf front sliding doors straight out to the beach. Unit 3 has been completely renovated with a new kitchen bathroom, flooring, paint, and shiplap siding and is tastefully furnished. (new ac 2021) Perfect for rental investment, second home, or primary residence. Upon entering you immediately see the wonderful gulf views from the 29' wide living/dining room area. The living room and dining and kitchen have beach views. The entire backside of the townhome is windows with gulf views. Take a look at this lovely unit today!
CondoProperty Type
1981Year Built
$596Est. Price/Sq.Ft.
Listed by Holly McHargue• The Premier Property Group
Bought with Non Member Agent (NABOR)• Non Member Office (NABOR)
Harbur Arms, ahhh--on the quiet end of the sparkling crystal celar waters of Panama City Beach! Located on the ''most desired'' low-density west end area of the beach. A true opportunity on this just listed unit- priced to sell and the first listing for sale in the complex since 2001. This wonderful 11 unit complex is popular with its owners and guests due to the wonderful location, size and proximity to the Gulf! Great beachfront access from this convenient ground floor condo with direct access from the gulf front living room sliding glass doors straight out to the beach. Unit 3 is nicely furnished and perfect for rental investment, second home or primary residence. Upon entering you immediately see the wonderful gulf views and beach. This three bedroom 3 bath unit features a large open airy kitchen with direct views of the gulf as well. It's light and bright with white on white appliances, cabinetry and counter tops. The sellers have installed an additional under counter fridge that accommodates cold rerfreshemnts for those hot summer days. The breakfast bar area is fabulous and seats additional family and guests. Enjoy spectacular gulf front views of the beach and water from the sliding glass doors in the living area. No better views anywhere. While it is ground floor it is elevated high enough to look down on the beach. Wonderful covered patio that is approximately 19 feet wide. From the patio you walk through your private access, down the wooden path to the beach. you'll see this is a family favorite so bring the kids and grandkids! They'll enjoy the spacious bedrooms that comfortably accommodate king size beds and private full baths. Harbur Arms has always been onr of the most desireable destinations in Panama City Beach. The building itself has never looked better and has recently had a new roof, exterior hardi-board siding and new exterior doors and windows. room dimensions are approximate and should be verified by the buyer. Take a look at this wonderful property and you too will see why so many have fallen in love with this prime location!
CPARMLS #405771
Jun 11, 2010
Sold
$400,000
$267/sq ft
Apr 1, 2010
Listed
$430,000
$287/sq ft
Harbur Arms, ahhh --on the quiet end of the sparkling crystal clear waters of Panama City Beach! Located on the ''most desired'' low-density west end area of the beach! A true opportunity on this just listed unit- priced to sell and the first listing for sale in the complex since 2001! This wonderful 11 unit complex is popular with it's owners and guests due to the wonderful location, size, and proximity to the gulf! Great beachfront access from this convenient ground floor condo with direct access from the gulf front living room sliding glass doors straight out to the beach. Unit 3 is nicely furnished and perfect for rental investment, second home, or primary residence. Upon entering you immediately see the wonderful gulf views from the 29' wide living room/ dining room area. The entire front of the unit features floor to ceiling glass that allows for the incredible views of the gulf and beach. This three bedroom three bath unit features a large airy open kitchen with direct views of the gulf as well. It's light and bright with white on white appliances, cabinetry, and counter tops. The sellers have installed an additional under counter fridge that accommodates cold refreshments for those hot summer days. The breakfast bar area is fabulous and seats additional family and guests! Enjoy spectacular gulf front views of the beach and water from the sliding glass doors in the living area. No better views anywhere. While it is ground floor it is elevated high enough to look down onto the beach. Living room offers easy access to wonderful covered patio area that is approximately 19 feet wide. From the patio you walk through your private access, down the wooden path to the beach. You'll see why this is a family favorite. Bring the kids and the grand kids! They'll enjoy the spacious size bedrooms that comfortably accommodate king size beds and private full baths. Harbur Arms has always been one of the most desirable destinations in Panama City Beach, Florida. The building itself has never looked better and has recently had a new roof, exterior Hardy Board Siding, and new exterior doors and windows. Room dimensions are approximate and should be verified by buyer. Take a look at this wonderful property and you too will see why so many have fallen in love with this prime location@
Public Records
Apr 20, 2001
Sold
$290,000
$193/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$10,072 (−4.9%)
$816,000
2024
$10,590 (+61.8%)
$858,500
2023
$6,547 (+16.6%)
2022
$5,617 (+10.2%)
2021
$5,095 (+3.1%)
2020
$4,942 (+16.0%)
2019
$4,261 (+11.2%)
2018
$3,830 (−0.7%)
$302,784
2017
$3,856 (−1.8%)
$302,784
2016
$3,926 (−0.3%)
$302,784
2015
$3,937 (+9.8%)
2014
$3,585
Tax history for 19947 Front Beach Rd #3
Year
Property tax
Land + Additions
Assessment*
2025
$10,072 (−4.9%)
$816,000
2024
$10,590 (+61.8%)
$858,500
2023
$6,547 (+16.6%)
2022
$5,617 (+10.2%)
2021
$5,095 (+3.1%)
2020
$4,942 (+16.0%)
2019
$4,261 (+11.2%)
2018
$3,830 (−0.7%)
$302,784
2017
$3,856 (−1.8%)
$302,784
2016
$3,926 (−0.3%)
$302,784
2015
$3,937 (+9.8%)
2014
$3,585
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
1981
Sq. Ft.
1,500
Year built
1981
Style
Condo/Co-op
County
Bay County
APN
36582504000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Parking Information
No
No
Interior
Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First
Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Room Information
Rooms: Bedroom, Dining Area, Living Room, Master Bedroom
Interior: Breakfast Bar, Fireplace, Floor Vinyl, Furnished - All, Newly Painted, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
Exterior
Exterior Features
Pool Type: None
Exterior: Deck Covered
Lot Information
Waterfront: Gulf
Building Information
Construction Status: Construction Complete
Construction/Siding: Foundation On Piling
Financial
Tax Information
Last Tax Year: 2022
Last Taxes: 5617.00
Financial Information
Mortgage Type: Conventional
Financing: Conventional
Brokerage Interest: No Interest
Buyer
Seller
Utilities
Utility Information
Utilities: Public Sewer, Public Water
Energy: AC - Central Elect
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 2600.00
Assessment Paid: Quarterly
Annual Assessment Amount: $10,400
Homeowners Association Information
Fees Include: Accounting, Ground Keeping, Sewer, Trash, TV Cable
School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 19947
Street Name: Front Beach
Street Suffix: Road
Unit #: # 3
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: HARBUR ARMS CONDO
Absolute Longitude: 85.930702
Longitude: -85.930702
Latitude: 30.242066
Directions: Property is direct gulf front on the far west end of Panama City Beach, west of Highway 79, 3/10 of a mile west of the Carousel. Look for a small yellow complex directly on the gulf.
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,500
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 1981
Year Renovated: 1981
County: Bay County
APN: 36582504000
Home facts updated by county records on Sep 14, 2026