OFF MARKET

Off Market Jul 2021 for $2M

$2,476,146

Est. refi paymentEst. refi $14,320/mo

•

3,210

sq ft

19985 Front Beach Rd, Panama City Beach, FL 32413

About this home

Back On the Market!!! Fabulous gulf front home on the West end of Panama City Beach. All four levels have stunning beachfront views and private balconies. This prime location and unique opportunity will provide you the beach lifestyle you are looking for. Walk down your privately deeded sandy path and enjoy the emerald green waters on a quieter end of the beach. Fully furnished. Centrally located, drive to the East or West for plenty of activity or escape inside the 5 bedroom, 3.5 bathroom home with an attached 2 car garage. Currently a vacation rental - we can provide rental numbers upon request.

Single-familyProperty Type

2003Year Built

3,150 sq ftLot Size

$771Est. Price/Sq.Ft.

2 car garageParking

Listed by Michelle Klein • Paradise Properties of NW Florida

Bought with Abbott Team / eXp Realty- Nathan Abbott • EXP Realty LLC

Redfin checked: 2 minutes ago

•Source:CPARMLS #704627

Redfin Estimate

$2,476,146

$377K since sold in July 2021$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 262.1% higher than the average sale price ($684K) of 6 comparable homes.

SOLD DEC 23, 2025
$740,000
A
5 beds4 baths2,669 sq ft
129 12th St, Panama City Beach, FL 32413
SOLD APR 30, 2026
$1,112,500
B
5 beds4.5 baths2,304 sq ft
318 Placido Pl, Panama City Beach, FL 32413
SOLD JUL 22, 2026
$525,000
C
4 beds3 baths2,277 sq ft
106 Blue Sage Rd, Panama City Beach, FL 32413
SOLD AUG 31, 2026
$565,000
D
4 beds3 baths2,250 sq ft
314 Blue Sage Rd, Panama City Beach, FL 32413
SOLD JUN 26, 2026
$510,000
E
4 beds2.5 baths1,908 sq ft
204 Christmas Tree Ln, Panama City Beach, FL 32413
SOLD MAR 9, 2026
$650,000
F
4 beds4.5 baths2,809 sq ft
411 Paradise Blvd, Panama City Beach, FL 32413

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Earn from this home

Sell

$818,930

Est. take-home

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Refinance

Est. cash available

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Rent

$4,599/mo

Redfin rental estimate

List your home for rent

Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.3% MoM

Median sale price

$482K

$3K MoM

Avg. days on market

102d

9 days MoM

Recently sold homes

305

13 MoM

New listings for sale

NEW 21 HRS AGO
$459,900
2 beds2 baths1,368 sq ft
8614 Sand Dollar Dr, Panama City Beach, FL 32413
NEW 22 HRS AGO
$825,000
2 beds2 baths1,368 sq ft
15625 Front Beach Rd #2011, Panama City Beach, FL 32413
NEW 22 HRS AGO
$550,000
3 beds2 baths1,776 sq ft
218 N El Centro Blvd, Panama City Beach, FL 32413
$399,900
1 bed2 baths1,103 sq ft
15928 Front Beach Rd Unit 3-803, Panama City Beach, FL 32413
OPEN SUN, 1PM TO 3PM
$639,000
3 beds2.5 baths2,120 sq ft
283 Breakwater Blvd Lot 332, Panama City Beach, FL 32413
$224,999
2 beds2 baths1,040 sq ft
204 Kacy Ct, Panama City Beach, FL 32413
$469,900
3 beds2 baths1,990 sq ft
222 Middleburg Dr, Panama City Beach, FL 32413
$989,000
5 beds4 baths3,329 sq ft
125 Smugglers Cove Ct, Panama City Beach, FL 32413
$279,000
2 beds1.5 baths1,120 sq ft
17620 Front Beach Rd Unit 2AA, Panama City Beach, FL 32413
$485,000
2 beds2 baths1,383 sq ft
8990 Coral Reef Way, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 19985 Front Beach Rd

Date

Event

Price

CPARMLS #634395

Dec 9, 2021

Listing Removed

—

Jul 20, 2015

Listed

$1,150,000

$358/sq ft

CPARMLS #350282

Dec 9, 2021

Listing Removed

—

Apr 24, 2006

Listed

$1,695,000

$528/sq ft

CPARMLS #704627

Jul 16, 2021

Sold

$2,099,000

$654/sq ft

Nov 15, 2020

Listed

$2,099,000

$654/sq ft

Public Records

Feb 5, 2018

Sold

$630,000

$196/sq ft

CPARMLS #639073

Oct 19, 2016

Sold

$1,050,000

$327/sq ft

Jan 6, 2016

Listed

$1,150,000

$358/sq ft

ECAR #755082

Oct 19, 2016

Sold

$1,050,000

$327/sq ft

Oct 19, 2016

Sold

$1,050,000

$327/sq ft

Jan 6, 2016

Listed

$1,150,000

$358/sq ft

Jan 6, 2016

Listed

$1,150,000

$358/sq ft

Public Records

Dec 31, 2015

Sold

$57,289

$18/sq ft

ECAR #428225

Apr 24, 2006

Listed

$2,400,000

$748/sq ft

CPARMLS #323641

Mar 14, 2005

Sold

$2,050,000

$639/sq ft

Oct 1, 2004

Listed

$2,300,000

$717/sq ft

NAMLS #371254

Mar 14, 2005

Sold

$2,050,000

$639/sq ft

Mar 14, 2005

Sold

$2,050,000

$639/sq ft

Oct 1, 2004

Listed

$2,300,000

$717/sq ft

Oct 1, 2004

Listed

$2,300,000

$717/sq ft

Public Records

Jan 13, 2005

Sold

$2,000,000

$623/sq ft

CPARMLS #321011

Sep 30, 2004

Sold

$2,000,000

$623/sq ft

Jul 16, 2004

Listed

$1,749,000

$545/sq ft

ECAR #365832

Sep 30, 2004

Sold

$2,000,000

$623/sq ft

Sep 30, 2004

Sold

$2,000,000

$623/sq ft

Jul 16, 2004

Listed

$1,749,000

$545/sq ft

Jul 16, 2004

Listed

$1,749,000

$545/sq ft

CPARMLS #317428

Jul 13, 2004

Sold

$1,380,000

$430/sq ft

Apr 4, 2004

Listed

$1,850,000

$576/sq ft

ECAR #358634

Jul 13, 2004

Sold

$1,380,000

$430/sq ft

Jul 13, 2004

Sold

$1,380,000

$430/sq ft

Apr 4, 2004

Listed

$1,850,000

$576/sq ft

Apr 4, 2004

Listed

$1,850,000

$576/sq ft

CPARMLS #304189

Aug 25, 2003

Sold

$885,000

$276/sq ft

May 21, 2002

Listed

$930,000

$290/sq ft

ECAR #326650

Aug 25, 2003

Sold

$885,000

$276/sq ft

Aug 25, 2003

Sold

$885,000

$276/sq ft

May 21, 2002

Listed

$930,000

$290/sq ft

May 21, 2002

Listed

$930,000

$290/sq ft

CPARMLS #308969

May 9, 2003

Sold

$385,000

$120/sq ft

Nov 21, 2002

Listed

$450,000

$140/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$19,614 (+0.3%)

$783,000 + $809,145

$1,592,145

2024

$19,549 (−5.6%)

$783,000 + $804,541

$1,587,541

2023

$20,716 (+7.0%)

$717,750 + $936,020

$1,653,770

2022

$19,362 (+25.6%)

$508,950 + $1,161,586

$1,670,536

2021

$15,414 (+5.2%)

2020

$14,655 (+12.3%)

2019

$13,053 (+3.8%)

$313,200 + $743,016

$1,056,216

2018

$12,570 (+1.0%)

$248,759 + $752,248

$1,001,007

2017

$12,448 (−0.4%)

$216,630 + $767,900

$984,530

2016

$12,496 (−2.6%)

$193,140 + $777,212

$970,352

2015

$12,830 (−0.2%)

$182,700 + $786,437

$969,137

2014

$12,862

Tax history for 19985 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$19,614 (+0.3%)

$783,000 + $809,145

$1,592,145

2024

$19,549 (−5.6%)

$783,000 + $804,541

$1,587,541

2023

$20,716 (+7.0%)

$717,750 + $936,020

$1,653,770

2022

$19,362 (+25.6%)

$508,950 + $1,161,586

$1,670,536

2021

$15,414 (+5.2%)

2020

$14,655 (+12.3%)

2019

$13,053 (+3.8%)

$313,200 + $743,016

$1,056,216

2018

$12,570 (+1.0%)

$248,759 + $752,248

$1,001,007

2017

$12,448 (−0.4%)

$216,630 + $767,900

$984,530

2016

$12,496 (−2.6%)

$193,140 + $777,212

$970,352

2015

$12,830 (−0.2%)

$182,700 + $786,437

$969,137

2014

$12,862

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

30 ft.

Lot depth

105 ft.

Lot size

3,136 Sq. Ft.

Year renovated

2008

Sq. Ft.

3,210

Year built

2003

Style

Single Family Residential

County

Bay County

APN

36716020000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

Property details

Parking

Garage/Carport Information
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 6
Room Types: Bedroom, Living Room, Primary Bathroom, Primary Bedroom

Room 1 Information
Bedroom
Description: 2nd guest bedroom on 3rd floor
Level: Third
Dimensions: 10 x 11
Length: 10.0
Width: 11.0

Room 2 Information
Bedroom
Description: 2nd guest bedroom on first floor
Level: First
Dimensions: 10 x 11
Length: 10.0
Width: 11.0

Room 3 Information
Living Room
Description: Gulf front views
Level: Second
Dimensions: 20 x 20
Length: 20.0
Width: 20.0

Room 4 Information
Level: Third
Dimensions: 11 x 9
Length: 11.0
Width: 9.0

Room 5 Information
Description: Gulf front
Level: Third
Dimensions: 20 x 14
Length: 20.0
Width: 14.0

Room 6 Information
Bedroom
Description: Gulf Front
Level: Third
Dimensions: 12 x 10
Length: 12.0
Width: 10.0

Fireplace Information
Has Fireplace

Equipment
Appliances: Electric Water Heater, Gas Range

Interior Features
Window Features: Double Pane Windows

Exterior

Building Information
Stories: 4
Stories (Total): 4
Roof Details: Metal

Exterior Features
Exterior Features: Covered Patio
Patio And Porch Features: Balcony, Deck
Security Features: Security System

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 0.07
Lot Size Acres: 0.07
Lot Size Dimensions: 30x105
Lot Features: Paved
Is Waterfront
Waterfront Features: Gulf
Frontage Length Remarks: 30
Zoning Description: Resid Single Family

Property Information
Has View
Foundation Details: Slab

Financial

Tax Information
Annual Tax Amount: $13,053
Tax Year: 2019

Utilities

Utility Information
Utilities: Electricity Available, Water Connected
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)

Location

Multi Unit Information
Units Furnished: All Units

Public facts

Beds: 5
Baths: 4.0
Sq. Ft.: 3,210
Stories: 4.0
Lot Size: 3,136 square feet
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2008
County: Bay County
APN: 36716020000

Home facts updated by county records on Jun 18, 2026

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.4mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.35M – $2.85M

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New listings for sale in 32413

NEW 21 HRS AGO

$459,900

2 beds2 baths1,368 sq ft

8614 Sand Dollar Dr, Panama City Beach, FL 32413

NEW 22 HRS AGO

$825,000

2 beds2 baths1,368 sq ft

15625 Front Beach Rd #2011, Panama City Beach, FL 32413

NEW 22 HRS AGO

$550,000

3 beds2 baths1,776 sq ft

218 N El Centro Blvd, Panama City Beach, FL 32413

$399,900

1 bed2 baths1,103 sq ft

15928 Front Beach Rd Unit 3-803, Panama City Beach, FL 32413

OPEN SUN, 1PM TO 3PM

$639,000

3 beds2.5 baths2,120 sq ft

283 Breakwater Blvd Lot 332, Panama City Beach, FL 32413

$224,999

2 beds2 baths1,040 sq ft

204 Kacy Ct, Panama City Beach, FL 32413

$469,900

3 beds2 baths1,990 sq ft

222 Middleburg Dr, Panama City Beach, FL 32413

$989,000

5 beds4 baths3,329 sq ft

125 Smugglers Cove Ct, Panama City Beach, FL 32413

$279,000

2 beds1.5 baths1,120 sq ft

17620 Front Beach Rd Unit 2AA, Panama City Beach, FL 32413

Home values near 19985 Front Beach Rd

Data from public records.

Address	Redfin Estimate
19987 Front Beach Road, Panama City Beach, FL 5 Beds \| 5.5 Baths \| 2832 Sq. Ft.	$2,658,889
19991 Front Beach Road, Panama City Beach, FL 3 Beds \| 2.5 Baths \| 2232 Sq. Ft.	$1,611,207

Address	Redfin Estimate
19987 Front Beach Road Apartment A, Panama City Beach, FL 5 Beds \| 4 Baths \| 3180 Sq. Ft.	$2,250,053
19989 Front Beach Road Apartment B, Panama City Beach, FL 6 Beds \| 6.5 Baths \| 3878 Sq. Ft.	—

Address	Redfin Estimate
19993 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 2232 Sq. Ft.	$1,596,224
19991 Front Beach Road Apartment N/A, Panama City, FL 3 Beds \| 2.5 Baths \| 2232 Sq. Ft.	$1,172,175

Property information provided by CPARMLS when last listed in 2020. This data may not match . Learn more.

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