Why wait? This brand new custom-built four-story beach house is move-in/rental ready and already has summer bookings. This home has a projected income of over $300,000 a year thanks to its prime gulf-front location and 5,198 square feet of luxury vacation lifestyle. Ideal for beach weddings, family reunions, corporate retreats and friends' get-togethers, this beautiful home pampers up to 30 guests with 9 bedrooms including a bunk room, 9.5 bathrooms and plenty of parking. Two fully equipped catering-size kitchens take care of breakfast pancakes to holiday meals or midnight feast. The refectory-style table is a natural gathering place for dining and discussing the day's activities.
Year
Property tax
Land + Additions
Assessment*
2025
$32,683 (+0.7%)
$965,700 + $1,689,559
$2,655,259
2024
$32,469 (+3.7%)
$965,700 + $1,673,187
$2,638,887
2023
$31,323 (+21.3%)
2022
$25,818 (+3.4%)
$627,705 + $1,601,033
$2,228,738
2021
$24,976 (+1.7%)
$508,602 + $1,570,659
$2,079,261
2020
$24,552 (+409.0%)
$444,222 + $1,570,659
$2,014,881
2019
$4,823
$391,500
Tax history for 20109 E Front Beach Rd Unit A
Year
Property tax
Land + Additions
Assessment*
2025
$32,683 (+0.7%)
$965,700 + $1,689,559
$2,655,259
2024
$32,469 (+3.7%)
$965,700 + $1,673,187
$2,638,887
2023
$31,323 (+21.3%)
2022
$25,818 (+3.4%)
$627,705 + $1,601,033
$2,228,738
2021
$24,976 (+1.7%)
$508,602 + $1,570,659
$2,079,261
2020
$24,552 (+409.0%)
$444,222 + $1,570,659
$2,014,881
2019
$4,823
$391,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat - Two or More, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 20109
Street Direction: E
Street Name: Front Beach
Street Suffix: Road
Unit #: A
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: Laguna Beach
Absolute Longitude: 85.934502
Longitude: -85.934502
Latitude: 30.243801
Directions: West to Bay County Line, turn right at the light on Front Beach Rd, travel approximately 1.5 miles look for 20109 A (4 story grey home) gulf side.
Public facts
Beds: 9
Baths: 10.0
Sq. Ft.: 5,222
Stories: 4.0
Lot Size: 3,877 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: Bay County
APN: 36636010000
Home facts updated by county records on Sep 14, 2026
Other
Listing Price Information
List Price: 2895000.00
List Price/SqFt: 556.94
Property Information
Apx SqFt(Htd/Cooled): 5198.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
West Bay Elementary School
Public PreK-5 • Assigned • 5.5mi
6/10
Surfside Middle School
Public PreK-12 • Assigned • 5.5mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Panama City Beach, FL • 32413
Average low and high temperatures (°F)
59
43
65
52
71
57
77
63
80
71
86
76
89
79
87
77
85
74
80
65
73
59
64
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.6 hours in December, placing it above the
U.S. average for solar exposure.
9.5 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$4.09M – $4.96M
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