20109 W Front Beach Rd Unit B, Panama City Beach, FL 32413
About this home
Boasting a magnificent gulf-front position, this newly completed custom beach house is the ultimate vacation home, either for living in or generating an impressive passive income. Laid out on four levels with breathtaking views, this spacious home offers over 5,198square feet of gulf-front living for up to 30 guests on a group vacation, family reunion, beach wedding or corporate retreat. Nine bedrooms along with a fun bunk room along with 10.5 bathrooms provide private amenities while two restaurant-worthy kitchens have everything you need for snacks, meals and drinks. Gather round the oversize table for meals, card games and late-night conversations and make plans for the day ahead. Challenge friends to games in the recreation room or relax in one of the sitting areas and watch movies and sports on TV. Beyond the generous gulf-front pool with its sun terrace and hot tub, the sparkling white sand and warm emerald waters provide endless fun in the sun. Take early morning walks along the soft sand and perhaps spot turtle nests, pretty seashells and wading birds picking their way along the water's edge. Laze away the days on your own private glass-fronted balcony enjoying far-reaching gulf views and gentle sea breezes. In less than 10 minutes you can be hiking and fishing in Camp Helen State Park or dining alfresco to live music in beautiful Rosemary Beach. Panama City Beach beckons with a host of natural and manmade attractions including fishing charters, go-karting and Pier Park. Whether you're in the market for a luxury vacation home, rental income or a combination of the two, this modern gulf-front beach home has a tempting potential income of around $300,000 a year.
Single-familyProperty Type
2019Year Built
7,840 sq ftLot Size
$830Est. Price/Sq.Ft.
1 garage spacesParking
Listed by Blake Morar Group Group• Scenic Sotheby's International Realty
Listed by Beach Time Realty, Inc Thomas• Beach Time Realty Inc
Bought with Non Member Agent (NABOR)• Non Member Office (NABOR)
Boasting a magnificent gulf-front position, this newly completed custom beach house is the ultimate vacation home, either for living in or generating an impressive passive income. Laid out on four levels with breathtaking views, this spacious home offers over 5,198square feet of gulf-front living for up to 30 guests on a group vacation, family reunion, beach wedding or corporate retreat. Nine bedrooms along with a fun bunk room along with 10.5 bathrooms provide private amenities while two restaurant-worthy kitchens have everything you need for snacks, meals and drinks. Gather round the oversize table for meals, card games and late-night conversations and make plans for the day ahead.
CPARMLS #683474
Aug 26, 2019
Sold
$2,775,000
$534/sq ft
May 9, 2019
Listed
$2,895,000
$557/sq ft
+26
Boasting a magnificent gulf-front position, this newly completed custom beach house is the ultimate vacation home, either for living in or generating an impressive passive income. Laid out on four levels with breathtaking views, this spacious home offers over 5,198 square feet of gulf-front living for up to 30 guests on a group vacation, family reunion, beach wedding or corporate retreat. Nine bedrooms along with a fun bunk room along with 10.5 bathrooms provide private amenities while two restaurant-worthy kitchens have everything you need for snacks, meals and drinks. Gather round the oversize table for meals, card games and late-night conversations and make plans for the day ahead. Challenge friends to games in the recreation room or relax in one of the sitting areas and watch movies and Panama City Beach beckons with a host of natural and manmade attractions including fishing charters, go-karting and Pier Park. Whether you're in the market for a luxury vacation home, rental income or a combination of the two, this modern gulf-front beach home has a tempting potential income of around $300,000 a year.
Year
Property tax
Land + Additions
Assessment*
2025
$32,683 (+0.7%)
$965,700 + $1,689,559
$2,655,259
2024
$32,469 (+3.7%)
$965,700 + $1,673,187
$2,638,887
2023
$31,323 (+21.3%)
2022
$25,818 (+3.4%)
$627,705 + $1,601,033
$2,228,738
2021
$24,976 (+1.7%)
$508,602 + $1,570,659
$2,079,261
2020
$24,552 (+409.0%)
$444,222 + $1,570,659
$2,014,881
2019
$4,823
$391,500
Tax history for 20109 W Front Beach Rd Unit B
Year
Property tax
Land + Additions
Assessment*
2025
$32,683 (+0.7%)
$965,700 + $1,689,559
$2,655,259
2024
$32,469 (+3.7%)
$965,700 + $1,673,187
$2,638,887
2023
$31,323 (+21.3%)
2022
$25,818 (+3.4%)
$627,705 + $1,601,033
$2,228,738
2021
$24,976 (+1.7%)
$508,602 + $1,570,659
$2,079,261
2020
$24,552 (+409.0%)
$444,222 + $1,570,659
$2,014,881
2019
$4,823
$391,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat - Two or More, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 20109
Street Direction: W
Street Name: Front Beach
Street Suffix: Road
Unit #: B
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: Laguna Beach
Absolute Longitude: 85.934609
Longitude: -85.934609
Latitude: 30.243838
Directions: Travel East from Walton Cty, turn right on Wisteria (Chevron Station) Travel to Front Beach Rd and travel for approximately 1/2 mile, home will be gulf side 20109 B Front Beach Rd.
Public facts
Beds: 9
Baths: 10.0
Sq. Ft.: 5,222
Stories: 4.0
Lot Size: 3,877 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: Bay County
APN: 36636020000
Home facts updated by county records on Sep 14, 2026
Other
Listing Price Information
List Price: 2895000.00
List Price/SqFt: 556.94
Property Information
Apx SqFt(Htd/Cooled): 5198.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
West Bay Elementary School
Public PreK-5 • Assigned • 5.5mi
6/10
Surfside Middle School
Public PreK-12 • Assigned • 5.5mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Panama City Beach, FL • 32413
Average low and high temperatures (°F)
59
43
65
52
71
57
77
63
80
71
86
76
88
79
87
77
85
74
80
65
73
59
64
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.6 hours in December, placing it above the
U.S. average for solar exposure.
9.5 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$4.10M – $4.96M
Reach more buyers when you sell with Redfin. Save up to $43,138 in fees.3 minutes to get started.
Get a free, detailed breakdown of how we calculated your estimate.