OFF MARKET

Off market apr 2019 for $945K

$1,547,255

Est. refi paymentEst. refi $6,847/mo

•

2,250

sq ft

20641 Front Beach Rd, Panama City Beach, FL 32413

About this home

This is your opportunity to own a GULF FRONT TOWNHOME located on the WEST END of Panama City Beach! NO HOA Fees! Two gulf front, large decks to enjoy the sounds of the waves, sugar white sand beach, sunsets, and firework displays from Panama City to Destin. The OPEN living, dining and kitchen areas are perfect for the whole family to enjoy. Interior features include a gas fireplace, PANORAMIC VIEWS OF THE GULF, tons of natural light, crown molding, 10ft. ceilings, ample storage, covered and open parking. Convenient to shopping and restaurants on 30A and Front Beach Road, as well as only a 15 minute ride to Northwest Florida Beaches International Airport. PLEASE SEE ATTACHED DOCUMENT FOR LIST OF IMPROVEMENTS AND EXCLUSIONS.

TownhomeProperty Type

1998Year Built

3,049 sq ftLot Size

$688Est. Price/Sq.Ft.

Listed by Team Stevens • Rosemary Beach Realty LLC

Bought with Kathie Togstad • The Premier Property Group Seacrest Office

Redfin checked: a few seconds ago

•Source:NAMLS #814764

Redfin Estimate

$1,547,255

$602K since sold in April 2019$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 204.8% higher than the average sale price ($508K) of 6 comparable homes.

SOLD AUG 13, 2026
$790,000
A
3 beds2 baths2,184 sq ft
419 La Valencia Cir, Panama City Beach, FL 32413
SOLD MAY 26, 2026
$345,000
B
3 beds2.5 baths2,098 sq ft
313 Sand Oak Blvd, Panama City Beach, FL 32413
SOLD JUN 29, 2026
$725,000
C
3 beds3 baths1,722 sq ft
425 La Valencia Cir, Panama City Beach, FL 32413
SOLD APR 14, 2026
$295,000
D
3 beds2.5 baths1,560 sq ft
203 Sand Oak Blvd, Panama City Beach, FL 32413
SOLD JUN 17, 2026
$316,000
E
3 beds2.5 baths1,608 sq ft
329 Sand Oak Blvd, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$575,000
F
3 beds2 baths1,528 sq ft
21506 Dolphin Ave, Panama City Beach, FL 32413

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Earn from this home

Sell

$815,358

Est. take-home

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Refinance

Est. cash available

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Rent

$4,146/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 5 HRS AGO
$1,695,000
3 beds3 baths2,098 sq ft
22504 Front Beach Rd, Panama City Beach, FL 32413
NEW 6 HRS AGO
$549,000
2 beds2 baths1,793 sq ft
9281 Cool Breeze Dr, Panama City Beach, FL 32413
NEW 15 HRS AGO
$339,000
1 bed1 bath792 sq ft
14701 Front Beach Rd Unit 1226, Panama City Beach, FL 32413
FOR SALE BY OWNER
$385,000
2 beds1 bath900 sq ft
320 El Reposo Pl, Panama City Beach, FL 32413
NEW 30 HRS AGO
$769,000
3 beds2.5 baths2,253 sq ft
8419 Hang Loose Ct, Panama City Beach, FL 32413
NEW 32 HRS AGO
$779,000
2 beds2.5 baths2,336 sq ft
9431 Paradise Dr, Panama City Beach, FL 32413
NEW 35 HRS AGO
$365,000
4 beds2 baths1,524 sq ft
22222 Inlet Beach Dr, Panama City Beach, FL 32413
NEW 35 HRS AGO
$209,900
1 bed1 bath410 sq ft
101 Cain Rd Unit H, Panama City Beach, FL 32413
NEW 35 HRS AGO
$579,900
2 beds3 baths1,365 sq ft
16701 Front Beach Rd #404, Panama City Beach, FL 32413
NEW 1 DAY AGO
$394,900
2 beds2 baths1,315 sq ft
8485 Dreams Float Ct, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20641 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$14,149 (+5.4%)

2024

$13,422 (+5.8%)

2023

$12,684 (+26.4%)

2022

$10,032 (+7.3%)

2021

$9,346 (+4.7%)

$412,380 + $363,611

$775,991

2020

$8,923 (+11.3%)

$360,180 + $370,021

$730,201

2019

$8,017 (+8.2%)

$313,200 + $334,261

$647,461

2018

$7,408 (+7.2%)

$248,759 + $339,878

$588,637

2017

$6,913 (+1.5%)

$216,630 + $328,699

$545,329

2016

$6,807 (+4.9%)

$193,140 + $334,040

$527,180

2015

$6,487 (+0.2%)

$182,700 + $305,845

$488,545

2014

$6,474

Tax history for 20641 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$14,149 (+5.4%)

2024

$13,422 (+5.8%)

2023

$12,684 (+26.4%)

2022

$10,032 (+7.3%)

2021

$9,346 (+4.7%)

$412,380 + $363,611

$775,991

2020

$8,923 (+11.3%)

$360,180 + $370,021

$730,201

2019

$8,017 (+8.2%)

$313,200 + $334,261

$647,461

2018

$7,408 (+7.2%)

$248,759 + $339,878

$588,637

2017

$6,913 (+1.5%)

$216,630 + $328,699

$545,329

2016

$6,807 (+4.9%)

$193,140 + $334,040

$527,180

2015

$6,487 (+0.2%)

$182,700 + $305,845

$488,545

2014

$6,474

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

30 ft.

Lot depth

105 ft.

Lot size

3,136 Sq. Ft.

Year renovated

2008

Sq. Ft.

2,250

Year built

1998

Style

Townhouse

County

Bay County

APN

36652010000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Parking Features: Carport, Covered, Oversized
Covered Spaces: 2.0

Interior

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Bathrooms Total Integer: 3

Bedroom Information
Bedrooms Total: 3

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s)

Interior Features
Stories: 2
Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric

Exterior

Exterior Features
Exterior Features: Balcony, BBQ Pit/Grill, Porch, Porch Open, Shower

Construction Information
Construction Materials: Foundation On Piling, Roof Metal, Vinyl Siding

Waterfront Information
Is On Waterfront
Waterfront Features: Gulf

Lot Information
Lot Size Area: 0.07
Lot Size Units: Acres
Lot Size Square Feet: 3049.2
Lot Size Acres: 0.07
Lot Size Dimensions: 105 x 30
Lot Features: Within 1/2 Mile to Water

Property Information
Property Type: Residential
Property Sub Type: Attached Single Unit
Property Condition: Construction Complete
Zoning: Resid Multi-Family

Building Information
Year Built: 1998
Building Area Total: 2250.0
Building Area Source: County PA Records

Financial

Tax Information
Parcel Number: 36652-010-000
Tax Annual Amount: 6912.5
Tax Year: 2017

Utilities

Utility Information
Utilities: Electric, Gas - Propane, Phone, Public Sewer, Public Water, TV Cable

Location

School Information
Elementary School: Hutchinson Beach
Middle Or Junior School: Surfside
High School: Arnold

Location Information
County Or Parish: Bay
Latitude: 30.24641
Longitude: -85.940292
MLS Area Major: 27 - Bay County
MLS Area Minor: 2708 - Beach West of Hwy 79
Subdivision Name: LAGUNA BEACH ESTATES 2ND ADDN
Directions: From Hwy. 79 & Front Beach Rd, travel West approximately 3.5 miles. Property on the left. OR on Back Beach Rd, turn South on Twin Lakes Dr, turn left on Front Beach Rd. Property on the right.

Community Information
Community Features: Beach, Waterfront

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,250
Stories: 3.0
Lot Size: 3,136 square feet
Style: Townhouse
Year Built: 1998
Year Renovated: 2008
County: Bay County
APN: 36652010000

Home facts updated by county records on Sep 14, 2026

Other

Documents & Disclosures
Documents Count: 1

Listing Date Information
On Market Date: 2019-01-25
Listing Contract Date: 2019-01-24
Days On Market: 57
Status Change Timestamp: 2019-04-10T18:37:56Z
Pending Timestamp: 2019-03-26T14:33:30Z
Close Date: 2019-04-10
Purchase Contract Date: 2019-03-22
Major Change Timestamp: 2019-04-10T18:38:01Z
Off Market Date: 2019-03-22
Contract Status Change Date: 2019-04-10
Cumulative Days On Market: 57

Listing Information
Mls Status: Sold
Standard Status: Closed
Listing Agreement: Exclusive Right of Sale
Listing Service: Full Service
Major Change Type: Status Change
Photos Count: 29
Videos Count: 0
Listing Key: 20190125001037876649000000
Listing Id: 814764

Listing Price Information
Original List Price: 1100000.0
List Price: 1100000.0
Close Price: 945000.0

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.7mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.47M – $1.78M

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New listings for sale in 32413

NEW 5 HRS AGO

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22504 Front Beach Rd, Panama City Beach, FL 32413

NEW 6 HRS AGO

$549,000

2 beds2 baths1,793 sq ft

9281 Cool Breeze Dr, Panama City Beach, FL 32413

NEW 15 HRS AGO

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14701 Front Beach Rd Unit 1226, Panama City Beach, FL 32413

FOR SALE BY OWNER

$385,000

2 beds1 bath900 sq ft

320 El Reposo Pl, Panama City Beach, FL 32413

NEW 30 HRS AGO3D WALKTHROUGH

$769,000

3 beds2.5 baths2,253 sq ft

8419 Hang Loose Ct, Panama City Beach, FL 32413

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NEW 35 HRS AGO

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22222 Inlet Beach Dr, Panama City Beach, FL 32413

NEW 35 HRS AGO

$209,900

1 bed1 bath410 sq ft

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NEW 35 HRS AGO

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Home values near 20641 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20623 Front Beach Road, Panama City Beach, FL 5 Beds \| 5 Baths \| 2168 Sq. Ft.	$1,892,868
20618 Front Beach Road, Panama City Beach, FL 2 Beds \| 1 Baths \| 704 Sq. Ft.	$592,078

Address	Redfin Estimate
20609 Front Beach Road, Panama City Beach, FL 10 Beds \| 11 Baths \| 5421 Sq. Ft.	$4,607,412
20641 Front Beach Road Apartment B, Panama City Beach, FL 3 Beds \| 2.5 Baths \| 2250 Sq. Ft.	$1,643,153

Address	Redfin Estimate
20627 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 2601 Sq. Ft.	$1,754,216
20635 Front Beach Road Apartment A, Panama City Beach, FL 3 Beds \| 3 Baths \| 1760 Sq. Ft.	$1,082,462

Property information provided by NAMLS when last listed in 2019. This data may not match . Learn more.

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