OFF MARKET

Off Market Jun 2021 for $825K

$985,818

Est. refi paymentEst. refi $5,809/mo

•

2,560

sq ft

21520 Front Beach Rd, Panama City Beach, FL 32413

About this home

Perfect location! Large beach home with no HOA fees and an elevator. This home is located on the quiet West End with beach access across the street, and it's close to food, shopping and fun, only 4 miles to Pier Park and about 10 minutes to 30A experience. This home features tile flooring throughout, except carpet on stairs, beautiful crown molding, and balconies on the 2nd and 3rd levels. The 1st floor you will find an oversized single car garage with room for a golf cart and an in-law suite, it's a lock-out with its own kitchen, full bath and access to the rear patio and backyard. You will find an additional bedroom and full bath on the 2nd floor along with a fantastic open floor plan hosting the living area, dining area and kitchen. The kitchen has granite countertops see more stainless steel appliances. On the 3rd floor you'll find a large Master Suite with a huge walk-in closet, master bath with double vanity sinks, whirlpool tub and separate shower. Additionally, you'll find a 4th bedroom with it's own private full bath. ALL of the bedrooms have large walk-in closets!

TownhomeProperty Type

2003Year Built

$385Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Dorothea Singleton • ERA American Real Estate

Bought with Dale Witter • Coastal Sands Properties LLC

Redfin checked: a few seconds ago

•Source:ECAR #871263

Redfin Estimate

$985,818

$161K since sold in June 2021$56K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.3% higher than the average sale price ($713K) of 6 comparable homes.

SOLD AUG 13, 2026
$790,000
A
3 beds2 baths2,184 sq ft
419 La Valencia Cir, Panama City Beach, FL 32413
SOLD DEC 22, 2025
$950,000
B
4 beds4 baths2,606 sq ft
431 La Valencia Cir, Panama City Beach, FL 32413
SOLD JUN 29, 2026
425 La Valencia Cir, Panama City Beach, FL 32413
$725,000
C
3 beds3 baths1,722 sq ft
425 La Valencia Cir, Panama City Beach, FL 32413
SOLD AUG 5, 2026
$585,000
D
4 beds3.5 baths2,219 sq ft
21818 Kelly Pines Pl, Panama City Beach, FL 32413
SOLD JUL 29, 2026
$662,500
E
4 beds3.5 baths2,160 sq ft
144 Southfields Rd, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$565,000
F
4 beds3 baths1,654 sq ft
206 Shasta St, Panama City Beach, FL 32413

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Sell

$335,147

Est. take-home

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Refinance

Est. cash available

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Rent

$4,712/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 3 HRS AGO
$529,000
2 beds3 baths1,131 sq ft
16819 Front Beach Rd Unit 314, Panama City Beach, FL 32413
NEW 7 HRS AGO
$795,000
3 beds3 baths1,796 sq ft
415 La Valencia Cir, Panama City Beach, FL 32413
NEW 8 HRS AGO
$424,900
2 beds2 baths1,308 sq ft
9320 Cool Breeze Dr, Panama City Beach, FL 32413
NEW 10 HRS AGO
$319,000
3 beds2.5 baths1,560 sq ft
109 Sand Oak Blvd #109, Panama City Beach, FL 32413
NEW 11 HRS AGO
$549,900
3 beds2 baths1,563 sq ft
15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413
NEW 11 HRS AGO
$308,900
1 bed1 bath815 sq ft
15100 Front Beach Rd #908, Panama City Beach, FL 32413
NEW 12 HRS AGO
$879,000
4 beds3.5 baths2,041 sq ft
103 Palm Beach Dr, Panama City Beach, FL 32413
OPEN SUN, 1:15AM TO 3:15PM
$630,000
2 beds2 baths1,940 sq ft
9312 Escape Ave, Panama City Beach, FL 32413
NEW 23 HRS AGO
$649,000
4 beds3.5 baths2,492 sq ft
7537 Shady Glen Trl, Panama City Beach, FL 32413
NEW 30 HRS AGO
$225,000
2 beds2.5 baths1,100 sq ft
17751 Panama City Beach Pkwy Unit 13B, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 21520 Front Beach Rd

Date

Event

Price

CPARMLS #330825

Dec 9, 2021

Listing Removed

—

Apr 8, 2005

Listed

$1,100,000

$430/sq ft

CPARMLS #95286

Dec 14, 2021

Listing Removed

—

Aug 18, 1998

Listed

$99,900

$39/sq ft

NAMLS #871263

Jun 10, 2021

Sold

$825,000

$322/sq ft

Jun 10, 2021

Sold

$825,000

$322/sq ft

May 7, 2021

Listed

$825,000

$322/sq ft

NAMLS #770247

Aug 30, 2017

Listing Removed

—

Feb 23, 2017

Listed

$499,000

$195/sq ft

Feb 23, 2017

Listed

$499,000

$195/sq ft

CPARMLS #655669

Apr 20, 2017

Sold

$455,000

$178/sq ft

Feb 23, 2017

Listed

$499,000

$195/sq ft

CPARMLS #616253

Oct 24, 2014

Sold

$380,000

$148/sq ft

Jan 15, 2014

Listed

$399,000

$156/sq ft

CPARMLS #305860

Apr 14, 2003

Sold

$399,900

$156/sq ft

Sep 6, 2002

Listed

$399,900

$156/sq ft

Tax history for 21520 Front Beach Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

150 ft.

Lot size

3,746 Sq. Ft.

Year renovated

2018

Sq. Ft.

2,560

Year built

2003

Style

Townhouse

County

Bay County

APN

35415010000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage Attached, Oversized
Garage Spaces: 1.50
Driveway Spaces: 4.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: First, Second, Third
Master Bedroom: Third

Bathroom Information
Full Baths: 4
Total Baths: 4.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Separate Shwr, MBath Tile, MBath Walk-In Closet, MBath Whirlpool, MBed Balcony, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Kitchen, Living Room, Master Bedroom
Kitchen: Second
Living Room: Second

Room 1
Bedroom
Area: 168.00
Dimensions: 14 x 12
Length: 14.00
Width: 12.00
Level: 1
Remarks: Lockout Bedroom

Room 2
Living Room
Area: 342.00
Dimensions: 19 x 18
Length: 19.00
Width: 18.00
Level: 2

Room 3
Kitchen
Area: 132.00
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 2

Room 4
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 2

Room 5
Master Bedroom
Area: 285.00
Dimensions: 19 x 15
Length: 19.00
Width: 15.00
Level: 3

Room 6
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 3

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Elevator, Floor Tile, Furnished - Some, Guest Quarters, Lighting Track, Lock Out, Owner's Closet, Washer/Dryer Hookup, Window Treatment All

Exterior

Exterior Features
Pool Type: None
Exterior: Balcony, Fenced Back Yard, Fenced Privacy, Patio Covered, Patio Open, Shower

Lot Information
Lot Dimensions: 25 x 150
Lot Features: Level, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Metal, Slab, Stucco, Trim Vinyl

Financial

Financial Information
Mortgage Type: None
Financing: Conventional, VA
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, AC - Central Elect, Double Pane Windows, Heat - Two or More, Heat Cntrl Electric

Location

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2724 - Beach - West Central
Area: 27 - Bay County
Street #: 21520
Street Name: Front Beach Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: RIVIERA BEACH
Absolute Longitude: 85.953408
Longitude: -85.953408
Latitude: 30.253012
Directions: Travel east on Back Beach Rd (Hwy 98), turn right on Riviera Drive, when you reach Front Beach Rd turn right and look for home on right. If traveling from Front Beach Road/98 junction head East on Front Beach Road travel approximately 1.7 miles. Home on left just past beach access 86 (on your right).

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,560
Stories: 3.0
Lot Size: 3,746 square feet
Style: Townhouse
Year Built: 2003
Year Renovated: 2018
County: Bay County
APN: 35415010000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 825000.00
List Price/SqFt: 322.27

Property Information
Apx SqFt(Htd/Cooled): 2560.00
Design: Townhome
Sub-Type: Attached Single Unit
Waterview: Gulf

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 6.2mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 6.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$937,000 – $1.13M

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Nearby similar homes

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New listings for sale in 32413

NEW 3 HRS AGO

$529,000

2 beds3 baths1,131 sq ft

16819 Front Beach Rd Unit 314, Panama City Beach, FL 32413

NEW 7 HRS AGO

$795,000

3 beds3 baths1,796 sq ft

415 La Valencia Cir, Panama City Beach, FL 32413

NEW 8 HRS AGO

$424,900

2 beds2 baths1,308 sq ft

9320 Cool Breeze Dr, Panama City Beach, FL 32413

NEW 10 HRS AGO

$319,000

3 beds2.5 baths1,560 sq ft

109 Sand Oak Blvd #109, Panama City Beach, FL 32413

NEW 11 HRS AGO

$549,900

3 beds2 baths1,563 sq ft

15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413

NEW 11 HRS AGO

$308,900

1 bed1 bath815 sq ft

15100 Front Beach Rd #908, Panama City Beach, FL 32413

NEW 12 HRS AGO

$879,000

4 beds3.5 baths2,041 sq ft

103 Palm Beach Dr, Panama City Beach, FL 32413

OPEN SUN, 1:15AM TO 3:15PM

$630,000

2 beds2 baths1,940 sq ft

9312 Escape Ave, Panama City Beach, FL 32413

NEW 23 HRS AGO

$649,000

4 beds3.5 baths2,492 sq ft

7537 Shady Glen Trl, Panama City Beach, FL 32413

Home values near 21520 Front Beach Rd

Data from public records.

Address	Redfin Estimate
21516 Front Beach Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 1152 Sq. Ft.	$441,604
21512 Front Beach Road, Panama City Beach, FL 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$468,521

Address	Redfin Estimate
21530 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 2134 Sq. Ft.	$1,029,395
21510 Front Beach Road, Panama City Beach, FL 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	$480,928

Address	Redfin Estimate
21514 Front Beach Road, Panama City Beach, FL 2 Beds \| 1.5 Baths \| 1152 Sq. Ft.	—
21528 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1225 Sq. Ft.	$794,226

Property information provided by ECAR when last listed in 2021. This data may not match . Learn more.

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