OFF MARKET

Off Market May 2025 for $750K

$792,815

Est. refi paymentEst. refi $5,037/mo

•

2,468

sq ft

509 Gainous Rd, Panama City Beach, FL 32413

About this home

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Investor's dream! This stunning new construction home is perfectly situated for beach and boat lovers—just 5 minutes from the Lake Powell public boat ramp, less than 5 minutes from Camp Helen State Park, 10 minutes to Rosemary Beach and 30A, and only 15 minutes to Pier Park's shopping, dining, and entertainment. Coming soon is Doly Parton's Pirate Voyage and Top Golf! Designed with both luxury and functionality in mind, this 4-bedroom, 3.5-bath home is ideal for short-term rentals or a private coastal retreat. Investor's dream! This stunning new construction home is perfectly situated for beach and boat lovers just 5 minutes from the Lake Powell public boat ramp, less than 5 minutes from Camp Helen State Park, 10 minutes to Rosemary Beach and 30A, and only 15 minutes to Pier Park's shopping, dining, and entertainment. Coming soon is Doly Parton's Pirate Voyage and Top Golf! Designed with both luxury and functionality in mind, this 4-bedroom, 3.5-bath home is ideal for short-term rentals or a private coastal retreat. The bright and spacious open floor plan features split bedrooms and a half bath, perfect for entertaining. Two bedrooms boast en-suite bathrooms, while designer touches like LVP flooring, stylish tile accents, and abundant natural light elevate the space. The gourmet kitchen is a chef's delight, offering an XL island with a breakfast bar, quartz countertops, soft-close cabinetry, and sleek stainless steel appliances. The main suite is a true sanctuary, featuring a spa-like en-suite bath with a soaking tub, double vanity, and a tiled shower, plus a walk-in closet that conveniently connects to the laundry room. Step outside to your private backyard oasis, complete with a covered patio, fenced yard, and a sparkling in-ground pool perfect for vacationers and homeowners alike! Plus, enjoy peace of mind with a 1-year builder warranty. This prime property is packed with luxury and location don't miss out on this incredible investment opportunity!

Single-familyProperty Type

2023Year Built

10,454 sq ftLot Size

$321Est. Price/Sq.Ft.

2 car garageParking

Listed by Beachy Beach Smith • Beachy Beach Real Estate

Bought with Elizabeth Gant • Summerfield Advisors

Redfin checked: 2 minutes ago

•Source:ECAR #961475

Redfin Estimate

$792,815

$43K since sold in May 2025$56K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 32.6% lower than the average sale price ($1.18M) of 6 comparable homes.

SOLD AUG 5, 2026
$585,000
A
4 beds3.5 baths2,219 sq ft
21818 Kelly Pines Pl, Panama City Beach, FL 32413
SOLD JUL 30, 2026
$615,000
B
5 beds3.5 baths2,075 sq ft
615 Sea Breeze Dr, Panama City Beach, FL 32413
SOLD OCT 24, 2025
$1,200,000
C
4 beds3.5 baths2,953 sq ft
308 Turtle Cv, Panama City Beach, FL 32413
SOLD JUN 3, 2026
$1,530,000
D
4 beds4 baths2,758 sq ft
241 La Valencia Cir, Panama City Beach, FL 32413
SOLD JAN 6, 2026
$1,150,000
E
4 beds3.5 baths2,188 sq ft
309 Tanaga St, Panama City Beach, FL 32413
SOLD JUL 31, 2026
$1,975,000
F
3 beds3.5 baths3,085 sq ft
1201 W Water Oak, Panama City Beach, FL 32413

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 1 HR AGO
$639,000
3 beds2.5 baths2,170 sq ft
9314 Paradise Dr, Panama City Beach, FL 32413
NEW 2 HRS AGO
$1,200,000
3 beds3 baths1,716 sq ft
15625 Front Beach Rd #1802, Panama City Beach, FL 32413
NEW 4 HRS AGO
$210,000
1 bed1 bath608 sq ft
17462 Front Beach Rd Unit 45-D, Panama City Beach, FL 32413
NEW 8 HRS AGO
$1,000,050
4 beds4.5 baths2,613 sq ft
112 Riviera Dr, Panama City Beach, FL 32413
NEW 24 HRS AGO
$529,000
2 beds3 baths1,131 sq ft
16819 Front Beach Rd Unit 314, Panama City Beach, FL 32413
NEW 27 HRS AGO
$795,000
3 beds3 baths1,796 sq ft
415 La Valencia Cir, Panama City Beach, FL 32413
NEW 29 HRS AGO
$424,900
2 beds2 baths1,308 sq ft
9320 Cool Breeze Dr, Panama City Beach, FL 32413
NEW 31 HRS AGO
$319,000
3 beds2.5 baths1,560 sq ft
109 Sand Oak Blvd #109, Panama City Beach, FL 32413
NEW 31 HRS AGO
$549,900
3 beds2 baths1,563 sq ft
15928 Front Beach Rd Unit 3-406, Panama City Beach, FL 32413
NEW 32 HRS AGO
$308,900
1 bed1 bath815 sq ft
15100 Front Beach Rd #908, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 509 Gainous Rd

Date

Event

Price

CPARMLS #757947

May 13, 2025

Sold

$750,000

$304/sq ft

Mar 28, 2025

Price Changed

$775,000

$314/sq ft

Mar 14, 2025

Price Changed

$795,000

$322/sq ft

Feb 14, 2025

Price Changed

$797,000

$323/sq ft

Jan 31, 2025

Price Changed

$798,000

$323/sq ft

Jul 3, 2024

Price Changed

$799,000

$324/sq ft

May 31, 2024

Listed

$750,000

$304/sq ft

+49

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Investor's dream! This stunning new construction home is perfectly situated for beach and boat lovers—just 5 minutes from the Lake Powell public boat ramp, less than 5 minutes from Camp Helen State Park, 10 minutes to Rosemary Beach and 30A, and only 15 minutes to Pier Park's shopping, dining, and entertainment. Coming soon is Doly Parton's Pirate Voyage and Top Golf! Designed with both luxury and functionality in mind, this 4-bedroom, 3.5-bath home is ideal for short-term rentals or a private coastal retreat. The bright and spacious open floor plan features split bedrooms and a half bath, perfect for entertaining. Two bedrooms boast en-suite bathrooms, while designer touches like LVP flooring, stylish tile accents, and abundant natural light elevate the space. The gourmet kitchen is a chef's delight, offering an XL island with a breakfast bar, quartz countertops, soft-close cabinetry, and sleek stainless steel appliances. The main suite is a true sanctuary, featuring a spa-like en-suite bath with a soaking tub, double vanity, and a tiled shower, plus a walk-in closet that conveniently connects to the laundry room. Step outside to your private backyard oasis, complete with a covered patio, fenced yard, and a sparkling in-ground pool—perfect for vacationers and homeowners alike! Plus, enjoy peace of mind with a 1-year builder warranty. This prime property is packed with luxury and location—don't miss out on this incredible investment opportunity!

ECAR #961475

May 13, 2025

Sold

$750,000

$304/sq ft

Apr 4, 2025

Pending

—

Mar 28, 2025

Price Changed

$775,000

$314/sq ft

Mar 14, 2025

Price Changed

$795,000

$322/sq ft

Feb 14, 2025

Price Changed

$797,000

$323/sq ft

Feb 1, 2025

Price Changed

$798,000

$323/sq ft

Dec 2, 2024

Relisted

—

May 31, 2024

Listed

$799,000

$324/sq ft

Public Records

Jul 1, 2022

Sold

$245,000

$99/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,728 (+1,023.2%)

2024

$421 (−69.9%)

$34,250 + $1

$34,251

2023

$1,396 (+20.7%)

$41,475 + $66,998

$108,473

2022

$1,157 (+9.9%)

2021

$1,052 (+4.9%)

2020

$1,003 (+12.2%)

2019

$894 (+1.4%)

$54,145 + $15,171

$69,316

2018

$882 (+14.7%)

2017

$769 (+0.7%)

$38,887 + $18,963

$57,850

2016

$764 (−2.7%)

$37,500 + $18,962

$56,462

2015

$785 (+0.1%)

$37,500 + $18,962

$56,462

2014

$784

Tax history for 509 Gainous Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,728 (+1,023.2%)

2024

$421 (−69.9%)

$34,250 + $1

$34,251

2023

$1,396 (+20.7%)

$41,475 + $66,998

$108,473

2022

$1,157 (+9.9%)

2021

$1,052 (+4.9%)

2020

$1,003 (+12.2%)

2019

$894 (+1.4%)

$54,145 + $15,171

$69,316

2018

$882 (+14.7%)

2017

$769 (+0.7%)

$38,887 + $18,963

$57,850

2016

$764 (−2.7%)

$37,500 + $18,962

$56,462

2015

$785 (+0.1%)

$37,500 + $18,962

$56,462

2014

$784

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

174 ft.

Lot size

10,411 Sq. Ft.

Year renovated

1990

Sq. Ft.

1,736

Year built

1990

Style

Mobile/Manufactured Home

County

Bay County

APN

36069014000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Boat, Garage, Garage Attached, Golf Cart Open
Garage Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: First

Bathroom Information
Full Baths: 3
Half Baths: 1
Total Baths: 4.00
Master Bedroom/Master Bath: MBath Double Vanity, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Living Room, Other
Living Room: First

Room 1
Bedroom
Area: 140.00
Dimensions: 10 x 14
Length: 10.00
Width: 14.00
Level: 1

Room 2
Bedroom
Area: 140.00
Dimensions: 10 x 14
Length: 10.00
Width: 14.00
Level: 1

Room 3
Bedroom
Area: 140.00
Dimensions: 10 x 14
Length: 10.00
Width: 14.00
Level: 1

Room 4
Bedroom
Area: 240.00
Dimensions: 15 x 16
Length: 15.00
Width: 16.00
Level: 1

Room 5
Living Room
Area: 484.00
Dimensions: 22 x 22
Length: 22.00
Width: 22.00
Level: 1

Room 6
Other
Area: 1.00
Dimensions: 1 x 1
Length: 1.00
Width: 1.00
Level: 1

Interior Features
Appliances: Dishwasher, Dryer, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Tray/Cofferd, Floor Vinyl, Kitchen Island, Owner's Closet, Washer/Dryer Hookup

Exterior

Exterior Features
Has Pool
Pool Type: Private
Exterior: Fenced Back Yard, Fenced Lot-All, Fenced Privacy, Patio Covered, Pool - In-Ground

Lot Information
Acreage: 0.24
Lot Dimensions: 60x175
Lot Features: Within 1/2 Mile to Water
Lot/Parcel Access: City Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Roof Metal

Financial

Tax Information
Last Tax Year: 2023
Last Taxes: 1396.00

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, Other, VA
Brokerage Interest: No Interest
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Location

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2722 - Beach - North West
Area: 27 - Bay County
Street #: 509
Street Name: Gainous
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: NO RECORDED SUBDIVISION
Absolute Longitude: 85.962533
Longitude: -85.962533
Latitude: 30.264879
Directions: From Pier Park head west on Panama City Beach Parkway - In 6 miles turn right onto Gainous Rd - In 800ft the destination is on your left

Project Facilities
Pool, Short Term Rental - Allowed

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,736
Stories: 1.0
Lot Size: 10,411 square feet
Style: Mobile/Manufactured Home
Year Built: 1990
Year Renovated: 1990
County: Bay County
APN: 36069014000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 775000.00
List Price/SqFt: 314.02

Property Information
Apx SqFt(Htd/Cooled): 2468.00
Design: Beach House
Sub-Type: Detached Single Family

Listing Information
As Is
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 6.4mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 7.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

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Home values near 509 Gainous Rd

Data from public records.

Address	Redfin Estimate
515 Gainous Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1931 Sq. Ft.	$483,899
510 Gainous Road, Panama City Beach, FL 2 Beds \| 2 Baths \| 924 Sq. Ft.	$181,123

Address	Redfin Estimate
607 Gainous Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$242,830
511 Gainous Road, Panama City Beach, FL 4 Beds \| 3.5 Baths \| 2468 Sq. Ft.	$838,551

Address	Redfin Estimate
600 Gainous Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$214,738
22301 Palmcrest Drive, Panama City Beach, FL 3 Beds \| 2.5 Baths \| 1733 Sq. Ft.	$439,829

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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