St. Andrews Bay, located between North Bay and the Gulf of Mexico, is a waterfront and residential Lynn Haven neighborhood with broad open-water views and a steady salt-air breeze. The shoreline reads as docks, boat lifts, and low-slung homes that keep the focus on the water. The neighborhood’s character concentrates around the Lynn Haven Sports Complex area off Hwy 77, where ballfields, courts, and weekend activity set the tempo. For local pillars, the Panama City Marina, St. Andrews State Park, and the Science & Discovery Center of Northwest Florida frame the area’s boating, beachgoing, and hands-on culture. Days tend to revolve around fishing runs, paddle routes, and sunset drives along the bay.
Provided by Walk Score and Local Logic
Offer insights
1279 Amherst Rd · $299,900
$302K and above
75% chance or better to win
Why $302K+ is a strong offer
DAYS ON MARKET
3 days
The average home goes pending in 84 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Interior features
Main level primary suite
Smoke detector(s)
Bedrooms
Two bedrooms on the main level
Bonus room on the main level
Bathrooms
Two full bathrooms
Kitchen
Electric oven
Electric range
Icemaker
Laundry & utility
Electric water heater
Heating & cooling
Central electric heating
Exterior features
Covered and screened porch
Patio
Outbuilding
Chain link fencing
Paved lot
Home design
Single-story residence
Brick construction
Shingle roof
Located on a city street
Zoned for single-family residential
Parking
Detached garage with 1 space
Garage door opener
Paved parking
Security
Smoke detector(s)
Construction
Brick construction
Shingle roof
Utilities
Public sewer
HOA & community
Short-term rentals allowed
Electricity and solar
View estimated energy costs and solar savings for this home
MOTIVATED SELLER!! This well built 3 bedroom, 2 bath home situated on a nice size corner lot in the X flood zone, was completely remodeled in 2018.This home is in a quiet neighborhood centrally located to shopping, schools and great dining you are minutes from enjoying all Panama City has to offer. Home has a bonus room that would make a great office, playroom or bunk room. Some of the updates to this home are: All new wiring, floors, Pella Windows and doors, hot water heater, electric garage door, HVAC unit , insulation R-19 in the exterior walls) R-13 (in the interior walls) R-22 blown in insulation in the attic, LVT flooring, carpet, custom solid wood kitchen and bathroom cabinetry with soft close doors and drawers, Frigidaire kitchen appliances, beautiful quartz counter tops , LED lights throughout, Irrigation pump replaced in 2022.
Year
Property tax
Land + Additions
Assessment*
2023
$278 (−77.5%)
$40,000 + $206,161
$246,161
2022
$1,236 (+3.2%)
2021
$1,197 (+0.6%)
2020
$1,190 (+39.1%)
2019
$856 (+8.5%)
2018
$789 (+7.6%)
2017
$733 (+1.7%)
2016
$721 (−2.4%)
2015
$739 (+2.2%)
2014
$723
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
120 ft.
Lot depth
150 ft.
Lot size
0.41 Acres
Year renovated
2018
Finished Sq. Ft.
1,630
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,630
Year built
1968
Style
Single Family Residential
County
Bay County
APN
13289000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 27, 2026.
R-1
Residential-1 District
The purpose of this zoning district is to provide areas for the preservation or development of residential neighborhoods consisting of detached single-family dwelling units on individual lots.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Group
Housing-Single unit
Infrastructure
Educational/school
Jul 10, 2009 • Final
Roof
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panama City, FL • 32405
Average low and high temperatures (°F)
61
42
68
51
73
56
79
62
82
70
88
76
90
78
90
77
87
73
81
63
75
57
66
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
6.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1279 Amherst Rd
$296,604
$3,296 under list price of $300K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $210K to $350K.