SOLD JAN 20, 2026

Off market jan 2026 for $385K

$412,273

Est. refi paymentEst. refi $2,769/mo

•

1,989

sq ft

3198 Wood Valley Rd, Panama City, FL 32405

About this home

Welcome to this beautifully crafted 4 bedroom, 2.5 bath home located in one of the most sought-after central locations in town! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones—ideal for buyers seeking quality, comfort, and convenience all in one place. Step inside to find a spacious, well-designed floor plan that flows effortlessly from room to room. The large living areas provide plenty of space for gatherings, while the generously sized bedrooms ensure comfort for the whole family. The home's thoughtful construction and solid features make it perfect as-is, with endless potential for personal touches. Outside, enjoy your own private oasis with a sparkling in-ground pool—ideal for Florida summers and year-round entertaining. The oversized two-car garage offers abundant storage and workspace, making it perfect for vehicles, hobbies, or equipment. Situated in a prime, centrally located neighborhood, you'll love being minutes from shopping, dining, schools, and everything the area has to offer. This is the perfect home for buyers looking for space, quality, and a location that can't be beat. Don't miss this opportunity—homes like this don't come around often!

Single-familyProperty Type

1984Year Built

0.31 acresLot Size

$207Est. Price/Sq.Ft.

2 car garageParking

Listed by Khuslen Erkhbayar • World Impact Real Estate

Bought with Susan Tucker • Hitchcock Real Estate LLC

Redfin checked: a minute ago

•Source:CPARMLS #782406

Redfin Estimate

$412,273

$27K since sold in January 2026$6,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.9% higher than the average sale price ($368K) of 6 comparable homes.

SOLD JUL 13, 2026
$170,000
A
4 beds2 baths1,909 sq ft
945 Agnes Scott Cir, Panama City, FL 32405
SOLD APR 2, 2026
$390,000
B
4 beds2.5 baths2,445 sq ft
3205 Wood Valley Rd, Panama City, FL 32405
SOLD OCT 15, 2026
$390,000
C
3 beds2 baths2,046 sq ft
2513 Parkwood Dr, Panama City, FL 32405
SOLD AUG 10, 2026
$320,000
D
3 beds2 baths1,608 sq ft
208 Cottontail Ln, Panama City, FL 32405
SOLD MAY 15, 2026
$375,000
E
3 beds2 baths1,797 sq ft
2917 Briarcliff Rd, Panama City, FL 32405
SOLD MAY 14, 2026
$565,000
F
4 beds2.5 baths2,262 sq ft
508 Parkwood Dr, Panama City, FL 32405

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Earn from this home

Sell

$82,524

Est. take-home

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Refinance

Est. cash available

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Rent

$2,201/mo

Redfin rental estimate

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Market trends in 32405, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.4%

+0.1% MoM

Median sale price

$291K

$56K MoM

Avg. days on market

81d

12 days MoM

Recently sold homes

116

7 MoM

New listings for sale

FOR SALE BY OWNER
$319,900
3 beds2 baths1,062 sq ft
1604 Hickory Ave, Panama City, FL 32405
OPEN SUN, 1PM TO 3PM
$299,000
2 beds1.5 baths1,109 sq ft
3015 Stanford Rd, Panama City, FL 32405
$335,000
3 beds2 baths1,820 sq ft
2317 Cocoa Ave, Panama City, FL 32405
$269,000
3 beds2 baths1,352 sq ft
1925 Frankford Ave, Panama City, FL 32405
$450,000
3 beds2 baths1,551 sq ft
2204 Warbler St, Panama City, FL 32405
$470,000
3 beds2 baths1,670 sq ft
1021 N Discovery Loop, Panama City, FL 32405
$675,000
3 beds3 baths2,341 sq ft
3026 Malone Dr, Panama City, FL 32405
$229,000
3 beds2 baths1,671 sq ft
1025 W 19th Unit D9, Panama City, FL 32405
$299,000
4 beds2 baths1,350 sq ft
3728 Greentree Pl, Panama City, FL 32405
$225,000
3 beds2 baths1,399 sq ft
3938 Peters Dr, Panama City, FL 32405
See all

Provided by Redfin

Sale history for 3198 Wood Valley Rd

Tax history for 3198 Wood Valley Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

91 ft.

Lot depth

150 ft.

Lot size

0.31 Acres

Year renovated

2004

Sq. Ft.

1,989

Year built

1984

Style

Single Family Residential

County

Bay County

APN

11822255000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 4
Room Types: Bedroom, Living Room, Primary Bedroom, Bonus Room

Room 1 Information
Bedroom
Level: First
Dimensions: 12 x 9
Length: 12.0
Width: 9.0

Room 2 Information
Living Room
Level: First
Dimensions: 18 x 16
Length: 18.0
Width: 16.0

Room 3 Information
Bonus Room
Level: First
Dimensions: 17 x 14
Length: 17.0
Width: 14.0

Room 4 Information
Level: First
Dimensions: 15 x 12
Length: 15.0
Width: 12.0

Fireplace Information
Has Fireplace

Equipment
Appliances: Electric Cooktop

Interior Features
Window Features: Storm Windows
Accessibility Features: Accessible Bedroom, Central Living Area

Exterior

Building Information
Stories: 1
Stories (Total): 1
Construction Details: Brick

Exterior Features
Exterior Features: Patio, Outdoor Shower
Patio And Porch Features: Enclosed, Patio, Covered, Porch
Other Structures: Shed(s)
Fencing: Fenced

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Has Private Pool
Pool Features: Private

Lot Information
Lot Size Area: 0.31
Lot Size Acres: 0.31
Lot Size Dimensions: 91x150
Road Frontage Type: City Street
Road Responsibility: Public Maintained Road
Zoning Description: City, Resid Single Family

Financial

Tax Information
Annual Tax Amount: $3,170
Tax Year: 2024

Utilities

Utility Information
Utilities: Electricity Available, Sewer Available

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Central, Fireplace(s)

Location

Multi Unit Information
Units Furnished: None

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,989
Stories: 1.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1984
Year Renovated: 2004
County: Bay County
APN: 11822255000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Hiland Park Elementary School

Public PreK-5 • Assigned • 1.6mi

3/10

Mowat Middle School

Public 6-8 • Assigned • 1.5mi

5/10

A. Crawford Mosley High School

Public 9-12 • Assigned • 0.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32405

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.7 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.7 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$392,000 – $475,000

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New listings for sale in 32405

FOR SALE BY OWNER

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3 beds2 baths1,062 sq ft

1604 Hickory Ave, Panama City, FL 32405

OPEN SUN, 1PM TO 3PM

$299,000

2 beds1.5 baths1,109 sq ft

3015 Stanford Rd, Panama City, FL 32405

$335,000

3 beds2 baths1,820 sq ft

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Home values near 3198 Wood Valley Rd

Data from public records.

Address	Redfin Estimate
3202 Wood Valley Road, Panama City, FL 3 Beds \| 2 Baths \| 1976 Sq. Ft.	$332,484
3186 Wood Valley Road, Panama City, FL 3 Beds \| 2 Baths \| 2032 Sq. Ft.	$201,501

Address	Redfin Estimate
3205 Wood Valley Road, Panama City, FL 4 Beds \| 2.5 Baths \| 2445 Sq. Ft.	$443,669
3190 Wood Valley Road, Panama City, FL 4 Beds \| 3 Baths \| 2791 Sq. Ft.	$459,389

Address	Redfin Estimate
3127 Wood Valley Road, Panama City, FL 3 Beds \| 2.5 Baths \| 3326 Sq. Ft.	$467,951
3181 Wood Valley Road, Panama City, FL 3 Beds \| 2 Baths \| 2314 Sq. Ft.	$414,326

Property information provided by CPARMLS when last listed in 2025. This data may not match . Learn more.

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