CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSJUST REDUCED. Stunning newer home in the up-and-coming community of Ten Acre Terrace, with future plans to have 43-homes in total. If you have been looking for a home with easy maintenance, this is the home for you. With Laminate wood flooring throughout (no carpet), this home has a high-end feel. It features an open concept with the living room, dining room, and kitchen open to each other. This home has a wonderful layout with a split bedroom floorplan. The master bedroom sits to the back of the home with its own private bath, and a large walk-in closet. The kitchen has dark custom cabinets, granite countertops, and all the built-in stainless-steel appliances will stay with the home. The other 2 bedrooms and full bath are toward the middle of the home, and down the hall for added privacy. There is a separate laundry room with direct access to the garage. The owners have fenced in the yard, and there is a covered porch off the back and front of the home. This quant community consists of all similar types of craftsman homes, but no need to wait for new construction to be complete. Purchase this home and you have a refrigerator, fence, blinds, and the added convenience of getting a newer home that is ready for you to move in right now. If this sounds like the home you have been looking for contact your realtor for a private showing before your dream of owning a piece of paradise becomes someone else's reality. Age, Sq. Ft. , Room dimensions, schools, or any important information is an estimate only and must be verified by a buyer if important.
Closing Cost Assistance Special! $4,500 paid towards your closing cost (Call us for more details). The wait is over. .. . the first release of Phase 1 is here! The newest and what is sure to be the most sought after residential development in Bay County is now available! Ten Acre Terrace: Where extraordinary quality, amazing location, and affordability collide! There are currently 3 homes completed and 2 more under construction. The first release prices start at $194,900, with floor plans available from 1,390 sq. ft. to almost 1,800 sq. ft. This 43-home development will offer 100% financing and is also VA approved. Each property will be built by some of the best local and well-known builders in our area.
Year
Property tax
Land + Additions
Assessment*
2025
$4,217 (+3.3%)
$23,868 + $221,170
$245,038
2024
$4,081 (+58.7%)
$22,055 + $216,430
$238,485
2023
$2,572 (+9.1%)
2022
$2,358 (+4.7%)
2021
$2,252 (+8.7%)
2020
$2,072 (−16.8%)
$21,746 + $149,064
$170,810
2019
$2,489 (+564.1%)
$20,685 + $149,064
$169,749
2018
$375 (+151.2%)
$19,359
2017
$149 (−0.5%)
$3,624
2016
$150 (+2.7%)
$3,624
2015
$146 (−55.9%)
$3,536
2014
$331
Tax history for 3324 Ten Acre Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,217 (+3.3%)
$23,868 + $221,170
$245,038
2024
$4,081 (+58.7%)
$22,055 + $216,430
$238,485
2023
$2,572 (+9.1%)
2022
$2,358 (+4.7%)
2021
$2,252 (+8.7%)
2020
$2,072 (−16.8%)
$21,746 + $149,064
$170,810
2019
$2,489 (+564.1%)
$20,685 + $149,064
$169,749
2018
$375 (+151.2%)
$19,359
2017
$149 (−0.5%)
$3,624
2016
$150 (+2.7%)
$3,624
2015
$146 (−55.9%)
$3,536
2014
$331
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
52 ft.
Lot depth
101 ft.
Lot size
5,227 Sq. Ft.
Year renovated
2018
Sq. Ft.
1,371
Year built
2018
Style
Single Family Residential
County
Bay County
APN
12854125210
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
# of Garage Spaces: 2
Interior
Bathroom Information
# of Full Bathrooms: 2
Room Information
# of Rooms (Total): 10
Room Types: Bedroom, Dining Room, Full Bath, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Patio, Porch
Room 1 Information
Bedroom
Level: First
Dimensions: 12.83 x 10.58
Length: 12.83
Width: 10.58
Room 2 Information
Full Bath
Level: First
Dimensions: 9.16 x 5.66
Length: 9.16
Width: 5.66
Room 3 Information
Level: First
Dimensions: 15 x 14.66
Length: 15.0
Width: 14.66
Room 4 Information
Level: First
Dimensions: 10.83 x 5
Length: 10.83
Width: 5.0
Room 5 Information
Dining Room
Description: Dining/Kitchen Combo
Level: First
Dimensions: 16 x 14.25
Length: 16.0
Width: 14.25
Room 6 Information
Laundry
Level: First
Dimensions: 10.5 x 6.25
Length: 10.5
Width: 6.25
Room 7 Information
Living Room
Level: First
Dimensions: 22.16 x 12.66
Length: 22.16
Width: 12.66
Room 8 Information
Level: First
Dimensions: 11.83 x 11
Length: 11.83
Width: 11.0
Room 9 Information
Level: First
Dimensions: 8 x 6
Length: 8.0
Width: 6.0
Room 10 Information
Bedroom
Level: First
Dimensions: 12.91 x 10.5
Length: 12.91
Width: 10.5
Laundry Information
Features: Washer Hookup, Dryer Hookup
Equipment
Appliances: Electric Range
Interior Features
Window Features: Double Pane Windows
Exterior
Building Information
Roof Details: Shingle
Construction Details: HardiPlank Type, Vinyl Siding
Exterior Features
Patio And Porch Features: Covered, Patio, Porch
Fencing: Partial
Mobile Home Information
Mobile Dimension Units: Feet
Lot Information
Lot Size Area: 0.12
Lot Size Acres: 0.12
Lot Size Dimensions: 52x101
Lot Features: Paved
Road Frontage Type: City Street
Road Responsibility: Public Maintained Road
Property Information
Foundation Details: Slab
Financial
Tax Information
Annual Tax Amount: $2,358
Tax Year: 2022
Utilities
Utility Information
Utilities: Electricity Available, High Speed Internet Available, Water Connected
Sewer: Public Sewer
Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Central, Electric
Location
Multi Unit Information
Units Furnished: None
Community Information
Community Features: Short Term Rental Allowed
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,371
Stories: 1.0
Lot Size: 5,227 square feet
Style: Single Family Residential
Year Built: 2018
Year Renovated: 2018
County: Bay County
APN: 12854125210
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
Cedar Grove Elementary School
Public PreK-5 • Assigned • 1.6mi
4/10
Mowat Middle School
Public 6-8 • Assigned • 3.5mi
5/10
Bay High School
Public 9-12 • Assigned • 3.3mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panama City, FL • 32405
Average low and high temperatures (°F)
61
42
68
51
73
56
79
62
82
70
88
76
90
78
88
76
88
71
81
63
75
57
66
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 5.7 hours in December, placing it above the
U.S. average for solar exposure.
9.7 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$252,000 – $305,000
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