OFF MARKET

Off Market Sep 2020 for $360K

$502,370

•

2,219

sq ft

3426 High Cliff Rd, Panama City, FL 32409

About this home

Under Contract- Seller Accepting Back up offers- Contingent on Buyers home selling 8/31/20- BRAND NEW HOME! 4 Spacious Bedrooms & 3.5 Baths, over 2,200 sq ft, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's & Flood Zone X- No Flood Insurance Required! The Interior Features bullnose rounded wall corners, soft neutral Behr Premium paint wall color sure to match any decore, custom blinds, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & high quality carpet with upgraded padding in the bedrooms. The Kitchen is a true show stopper with 9ft bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel appliances included, 2 Pantries & more! There is a spacious 12x14.5 dining are that adjoins the kitchen. The Master suite is very spacious 14x17 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door, linen storage, large walk-in closet 12x13ft & private potty area! The additional bedrooms are very spacious with walk-in closets, The front additional bedroom features it's own private bathroom! There is also an additional Full bath with tub/shower combo & a 1/2 bath! The Laundry Room is spacious 10x7 with storage cabinets & utility sink. There is a 2 car garage with attic storage with pull down stairs, sprinkler system with Wireless RAIN-CLIK Sensor to auto shut off Irrigation System during rainy conditions. The covered front porch is 8x15 & back porch is 8x20 these areas make the perfect spot for relaxing or entertaining. Make your appointment to view this lovely home today, it won't last long! 1 year Builders Warranty & Fully Transferable Termite Bond Included! * * * All Measurements Approximate, Please Measure if needed * * *

Single-familyProperty Type

2020Year Built

0.5 acresLot Size

$226Est. Price/Sq.Ft.

2 car garageParking

Listed by Lacy Horsley • Horsley Real Estate Group

Bought with Lacy Horsley • Horsley Real Estate Group

Redfin checked: a few seconds ago

•Source:CPARMLS #699935

Redfin Estimate

$502,370

$142K since sold in September 2020$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.5% higher than the average sale price ($467K) of 6 comparable homes.

SOLD AUG 13, 2026
$445,000
A
4 beds3.5 baths2,244 sq ft
3509 High Cliff Rd, Panama City, FL 32409
SOLD DEC 11, 2025
$465,000
B
4 beds2.5 baths2,119 sq ft
3436 Cedar Creek Chase Dr, Panama City, FL 32409
SOLD JUL 31, 2026
$449,900
C
4 beds3 baths1,898 sq ft
214 White Oaks Blvd, Panama City, FL 32409
SOLD AUG 25, 2026
$475,000
D
4 beds2 baths2,203 sq ft
7927 High Point Rd, Panama City, FL 32404
SOLD JUL 15, 2026
$558,099
E
4 beds2.5 baths2,410 sq ft
130 Lake Merial Blvd, Panama City, FL 32409
SOLD JUL 6, 2026
$410,000
F
4 beds2 baths2,291 sq ft
10802 Cedar Ridge Ln, Panama City, FL 32409

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Earn from this home

Sell

$217,449

Est. take-home

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Rent

$2,612/mo

Redfin rental estimate

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Market trends in 32409, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.1%

+0.5% MoM

Median sale price

$370K

$10K MoM

Avg. days on market

75d

0 days MoM

Recently sold homes

8 MoM

New listings for sale

FOR SALE BY OWNER
$520,000
3 beds2 baths1,701 sq ft
7424 Little Creek Cir, Panama City, FL 32409
3D WALKTHROUGH
$335,000
2 beds2 baths1,192 sq ft
4026 Kirkpatrick Rd, Panama City, FL 32409
VIDEO TOUR
$630,000
3 beds3 baths2,410 sq ft
3719 Long Rd, Panama City, FL 32409
$299,000
4 beds4.5 baths2,756 sq ft
8835 Jeffery Rd, Panama City, FL 32409
3D WALKTHROUGH
$995,000
4 beds3.5 baths2,761 sq ft
325 Confidence Way, Panama City, FL 32409
$649,900
3 beds2 baths2,382 sq ft
4138 Cedar Creek Dr, Panama City, FL 32409
$175,999
2 beds1 bath832 sq ft
13606 Fiddlers Green Rd, Panama City, FL 32409
$799,000
4 beds2.5 baths3,200 sq ft
7325 Highway 2302, Panama City, FL 32409
$299,000
3 beds2 baths1,719 sq ft
8843 S Mccann Rd, Panama City, FL 32409
See all

Provided by Redfin

Sale history for 3426 High Cliff Rd

Date

Event

Price

CPARMLS #668599

Dec 9, 2021

Listing Removed

—

Feb 27, 2018

Listed

$35,000

$16/sq ft

CPARMLS #699935

Sep 10, 2020

Sold

$360,000

$162/sq ft

Jul 22, 2020

Listed

$365,000

$164/sq ft

Public Records

Dec 13, 2019

Sold

$111,940

$50/sq ft

CPARMLS #689688

Dec 13, 2019

Sold

$27,985

$13/sq ft

Oct 12, 2019

Listed

$35,000

$16/sq ft

Home site in nice subdivision with some restrictions and covenants, which help hold value over time typically. This upscale community has all UNDERGROUND UTILITIES. If you want to live in a nice community and among other professionals and families, this is your place, a little country, but close to town/city. Nice size 1/2acre lots and seller has four congruent lots, willing to separate or sell together in packages of 1,2,3 or all four. Price for one lot is $35000. There is a retention water area behind lots (dry mostly) labeled as a wet lands jurisdiction by the state, very serene and provides a little buffer area between this property and backyard neighbor. There are 30' of wetlands inside rear survey boundary line where you cannot build. Feel away from it all, yet so close to town.

Public Records

Nov 25, 2015

Sold

$80,000

$36/sq ft

CPARMLS #629917

Nov 24, 2015

Sold

$20,000

$9/sq ft

Mar 11, 2015

Listed

$28,000

$13/sq ft

Tax history for 3426 High Cliff Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.5 Acres

Year renovated

2020

Sq. Ft.

2,236

Year built

2020

Style

Single Family Residential

County

Bay County

APN

07585325000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

Property details

Parking

Garage/Carport Information
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 15
Room Types: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Porch

Room 1 Information
Bedroom
Level: First
Dimensions: 14 x 12
Length: 14.0
Width: 12.0

Room 2 Information
Level: First
Dimensions: 15 x 8
Length: 15.0
Width: 8.0

Room 3 Information
Level: First
Dimensions: 20 x 8
Length: 20.0
Width: 8.0

Room 4 Information
Bedroom
Level: First
Dimensions: 14 x 13
Length: 14.0
Width: 13.0

Room 5 Information
Level: First
Dimensions: 13 x 12
Length: 13.0
Width: 12.0

Room 6 Information
Full Bath
Level: First
Dimensions: 8 x 6.5
Length: 8.0
Width: 6.5

Room 7 Information
Level: First
Dimensions: 13 x 12
Length: 13.0
Width: 12.0

Room 8 Information
Kitchen
Level: First
Dimensions: 15 x 14
Length: 15.0
Width: 14.0

Room 9 Information
Laundry
Level: First
Dimensions: 10 x 7
Length: 10.0
Width: 7.0

Room 10 Information
Living Room
Level: First
Dimensions: 20 x 20
Length: 20.0
Width: 20.0

Room 11 Information
Level: First
Dimensions: 17 x 14
Length: 17.0
Width: 14.0

Room 12 Information
Bedroom
Level: First
Dimensions: 14 x 12
Length: 14.0
Width: 12.0

Room 13 Information
Full Bath
Level: First
Dimensions: 10 x 6
Length: 10.0
Width: 6.0

Room 14 Information
Half Bath
Level: First
Dimensions: 8 x 3.5
Length: 8.0
Width: 3.5

Room 15 Information
Dining Room
Level: First
Dimensions: 14.5 x 12
Length: 14.5
Width: 12.0

Laundry Information
Features: Washer Hookup, Dryer Hookup

Equipment
Appliances: Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Electric Water Heater, Free-Standing Electric Oven, Free-Standing Range, Free-Standing Refrigerator, Refrigerator, Stainless Steel Appliance(s)

Interior Features
Door Features: Insulated Doors
Accessibility Features: Accessible Washer/Dryer, Accessible Bedroom, Accessible Common Area, Accessible Kitchen, Central Living Area, Accessible Doors, Accessible Hallway(s)
Other Features: Coffered Ceiling(s)

Exterior

Building Information
Stories: 1
Stories (Total): 1
Roof Details: Shingle
Construction Details: Brick, Vinyl Siding
Has Home Warranty

Exterior Features
Patio And Porch Features: Covered, Porch
Fencing: Partial

Green Features
Green Energy Efficient: Appliances

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 0.5
Lot Size Acres: 0.5
Lot Size Dimensions: 90x205x119
Lot Features: Sprinkler System, Paved
Zoning Description: Resid Single Family

Property Information
Foundation Details: Slab

Financial

Tax Information
Annual Tax Amount: $410
Tax Year: 2019

Utilities

Utility Information
Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities, Water Connected

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Central, Electric

Location

Multi Unit Information
Units Furnished: None

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,236
Stories: 1.0
Lot Size: 0.5 acres
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Bay County
APN: 07585325000

Home facts updated by county records on Jun 18, 2026

Around this home

Schools

Deane Bozeman School

Public PreK-12 • Assigned • 5.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

6/10 Fire Factor

10% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$478,000 – $578,000

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Home values near 3426 High Cliff Rd

Data from public records.

Address	Redfin Estimate
3432 High Cliff Road, Panama City, FL 4 Beds \| 3.5 Baths \| 2220 Sq. Ft.	$489,422
3428 High Cliff Road, Panama City, FL 4 Beds \| 2.5 Baths \| 2190 Sq. Ft.	$466,995

Address	Redfin Estimate
3434 High Cliff Road, Panama City, FL 3 Beds \| 2 Baths \| 1936 Sq. Ft.	$388,919
3424 High Cliff Road, Panama City, FL 4 Beds \| 2 Baths \| 2547 Sq. Ft.	$478,132

Address	Redfin Estimate
3416 High Cliff Road, Panama City, FL 4 Beds \| 2 Baths \| 2218 Sq. Ft.	$435,938
3430 High Cliff Road, Panama City, FL 4 Beds \| 3.5 Baths \| 2215 Sq. Ft.	$488,153

Property information provided by CPARMLS when last listed in 2020. This data may not match . Learn more.

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