OFF MARKET

Off Market Jun 2025 for $375K

$374,760

Est. refi paymentEst. refi $3,025/mo

•

1,393

sq ft

434 Wahoo Rd, Panama City, FL 32408

About this home

Nestled within the prestigious gated community of Bay Point, this 3-bedroom, 2-bath home presents a rare opportunity to own in one of Panama City Beach's most sought-after neighborhoods. Offering incredible potential, this property features updated windows, a spacious layout, and a large fenced-in backyard—perfect for outdoor living or future entertaining. With a little vision and TLC, this home can be transformed into your personal coastal retreat or a savvy investment. Enjoy the security and lifestyle that Bay Point provides, including golf, marina access, and beautifully maintained surroundings. Don't miss this chance to buy into Bay Point at a value price—schedule your showing today!

Single-familyProperty Type

1982Year Built

0.38 acresLot Size

$269Est. Price/Sq.Ft.

2 car garageParking

Listed by Marcy O'Donnell • Luxe Coastal Realty Group LLC

Bought with Marcy O'Donnell • Luxe Coastal Realty Group LLC

Redfin checked: 4 minutes ago

•Source:Beaches MLS #R11103068

Redfin Estimate

$374,760

$240 since sold in June 2025$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38% lower than the average sale price ($604K) of 6 comparable homes.

SOLD JUL 24, 2026
$345,000
A
3 beds2 baths1,443 sq ft
458 Wahoo Rd, Panama City, FL 32408
SOLD AUG 3, 2026
$710,000
B
3 beds2 baths1,400 sq ft
5706 Hilltop Ave, Panama City, FL 32408
SOLD JUL 7, 2026
$850,000
C
3 beds2 baths1,630 sq ft
1509 Trout Ln, Panama City, FL 32408
SOLD JUL 31, 2026
$510,000
D
3 beds2 baths2,182 sq ft
468 Wahoo Rd, Panama City, FL 32408
SOLD MAR 16, 2026
$514,000
E
3 beds2 baths1,412 sq ft
1713 Wahoo Cir, Panama City, FL 32408
SOLD JUL 20, 2026
$695,000
F
3 beds2 baths2,424 sq ft
1606 Wahoo Ln, Panama City, FL 32408

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Earn from this home

Sell

$57,164

Est. take-home

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Refinance

Est. cash available

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Rent

$2,383/mo

Redfin rental estimate

List your home for rent

Market trends in 32408, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

+0.0% MoM

Median sale price

$425K

$5K MoM

Avg. days on market

97d

6 days MoM

Recently sold homes

283

14 MoM

New listings for sale

NEW 19 HRS AGO
$240,000
2 beds1 bath720 sq ft
7813 N Lagoon Dr Unit 4E, Panama City, FL 32408
NEW 23 HRS AGO
$384,000
2 beds2 baths1,075 sq ft
6505 Thomas Dr #403, Panama City, FL 32408
3D WALKTHROUGH
$585,000
3 beds2.5 baths1,589 sq ft
3808 Biltmore Dr, Panama City, FL 32408
$305,000
1 bed1 bath609 sq ft
9850 S Thomas Dr Unit 411W, Panama City, FL 32408
$325,000
1 bed1.5 baths740 sq ft
8743 Thomas Dr #207, Panama City, FL 32408
3D WALKTHROUGH
$325,000
1 bed1.5 baths740 sq ft
8743 Thomas Dr, Panama City, FL 32408
$549,000
4 beds4.5 baths2,855 sq ft
4138 Cobalt Cir Unit RO12, Panama City, FL 32408
$400,000
3 beds2 baths1,615 sq ft
8821 Laird St, Panama City, FL 32408
$570,000
3 beds3 baths1,525 sq ft
9900 S Thomas Dr Unit 1728, Panama City, FL 32408
$439,000
2 beds2 baths1,477 sq ft
1111 Redfish Cir, Panama City, FL 32408
See all

Provided by Redfin

Sale history for 434 Wahoo Rd

Date

Event

Price

Beaches MLS #R11103068

Jun 27, 2025

Sold

$375,000

$269/sq ft

Jun 27, 2025

Listed

$425,000

$305/sq ft

CPARMLS #773911

Jun 27, 2025

Sold

$375,000

$269/sq ft

May 16, 2025

Listed

$425,000

$305/sq ft

+36

ECAR #977045

Jun 27, 2025

Sold

$375,000

$269/sq ft

May 16, 2025

Listed

$425,000

$305/sq ft

+36

Located in the renowned gated community of Bay Point, this 3-bedroom, 2-bath home offers the perfect blend of potential and value. Featuring a 2021 roof, all-new windows installed in 2022, and an HVAC system replaced in 2019, the big-ticket items are already taken care of—giving you a solid foundation to customize and update the interior to your taste. Enjoy the spacious layout, a large fenced-in backyard ideal for pets or play, and the peace of mind that comes with living in one of Panama City Beach's most sought-after neighborhoods. Whether you're looking to create your dream home or invest in a high-potential property, this is your chance to get into Bay Point at an unbeatable price. Bring your vision and schedule a showing today!

Year

Property tax

Land + Additions

Assessment*

2025

$3,132 (+12.4%)

2024

$2,788 (+5.7%)

2023

$2,638 (+30.3%)

2022

$2,025 (+6.1%)

$68,000 + $103,642

$171,642

2021

$1,908 (+7.6%)

$62,936 + $92,865

$155,801

2020

$1,774 (−1.1%)

$56,352 + $86,201

$142,553

2019

$1,795 (−5.9%)

$55,637 + $86,794

$142,431

2018

$1,908 (+0.4%)

$55,637 + $93,627

$149,264

2017

$1,901 (−2.9%)

$53,480 + $94,221

$147,701

2016

$1,958 (−3.1%)

$54,662 + $94,814

$149,476

2015

$2,020 (−0.9%)

$54,662 + $95,408

$150,070

2014

$2,038

Tax history for 434 Wahoo Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,132 (+12.4%)

2024

$2,788 (+5.7%)

2023

$2,638 (+30.3%)

2022

$2,025 (+6.1%)

$68,000 + $103,642

$171,642

2021

$1,908 (+7.6%)

$62,936 + $92,865

$155,801

2020

$1,774 (−1.1%)

$56,352 + $86,201

$142,553

2019

$1,795 (−5.9%)

$55,637 + $86,794

$142,431

2018

$1,908 (+0.4%)

$55,637 + $93,627

$149,264

2017

$1,901 (−2.9%)

$53,480 + $94,221

$147,701

2016

$1,958 (−3.1%)

$54,662 + $94,814

$149,476

2015

$2,020 (−0.9%)

$54,662 + $95,408

$150,070

2014

$2,038

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.38 Acres

Year renovated

2002

Sq. Ft.

1,393

Year built

1982

Style

Single Family Residential

County

Bay County

APN

30933679000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

Property details

Parking

Parking Information
Has Garage
Garage Spaces: 2
Covered Spaces: 2
Parking Features: Garage

Interior

Bathroom Information
Bathrooms Full: 2
Bathrooms Total Integer: 2
Main Level Bathrooms: 2

Bedroom Information
Main Level Bedrooms: 3

Interior Features
Interior Features: None
Appliances: Microwave, Refrigerator
Furnished: Unfurnished

Exterior

Building Information
Stories Total: 1
Building Area Total: 2,148
Building Area Source: Owner
Construction Materials: Frame

Property Information
Property Sub Type: Single Family Residence
Property Condition: Resale
Living Area: 1,393

Lot Information
Waterfront YN: No
Waterfront Features: None

Financial

Tax Information
Tax Annual Amount: $2,787.75
Tax Year: 2024
Parcel Number: 30933679000

Utilities

Utility Information
Water Source: Public
Electric: Three Phase
Sewer: Public Sewer
Utilities: Natural Gas Available, Sewer Available, Water Available

Heating & Cooling
Has Heating
Heating: Central
Has Cooling
Cooling: Electric

Location

Multi-Family Financial Information
Pets Allowed: Yes, No Restrictions

HOA Information
Has Association
Association Amenities: Golf Course
Association & Fees: HOA Amt (Monthly): 1,250
Association Fee Payment Frequency: Monthly

Location Information
Direction Faces: South

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,393
Stories: 1.0
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 1982
Year Renovated: 2002
County: Bay County
APN: 30933679000

Home facts updated by county records on Jun 18, 2026

Around this home

Schools

Patronis Elementary School

Public K-5 • Assigned • 1.4mi

9/10

Surfside Middle School

Public PreK-12 • Assigned • 7.3mi

7/10

J.R. Arnold High School

Public 9-12 • Assigned • 5.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 106° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32408

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$357,000 – $431,000

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Nearby similar homes

3D WALKTHROUGH

$585,000

3 beds2.5 baths1,589 sq ft

3808 Biltmore Dr, Panama City, FL 32408

$459,990

3 beds2 baths1,600 sq ft

2520 Albert Ave, Panama City, FL 32408

$640,000

3 beds2 baths1,018 sq ft

738 Seabreeze Dr, Panama City, FL 32408

3D WALKTHROUGH

$580,000

4 beds3.5 baths3,600 sq ft

1719 Wahoo Cir, Panama City, FL 32408

$399,900

3 beds2 baths1,332 sq ft

323 Prudence Ln, Panama City, FL 32408

$489,000

3 beds2 baths960 sq ft

189 S Marlin Dr, Panama City, FL 32408

New listings for sale in 32408

NEW 19 HRS AGO

$240,000

2 beds1 bath720 sq ft

7813 N Lagoon Dr Unit 4E, Panama City, FL 32408

NEW 23 HRS AGO

$384,000

2 beds2 baths1,075 sq ft

6505 Thomas Dr #403, Panama City, FL 32408

3D WALKTHROUGH

$585,000

3 beds2.5 baths1,589 sq ft

3808 Biltmore Dr, Panama City, FL 32408

$305,000

1 bed1 bath609 sq ft

9850 S Thomas Dr Unit 411W, Panama City, FL 32408

$325,000

1 bed1.5 baths740 sq ft

8743 Thomas Dr #207, Panama City, FL 32408

3D WALKTHROUGH

$325,000

1 bed1.5 baths740 sq ft

8743 Thomas Dr, Panama City, FL 32408

$549,000

4 beds4.5 baths2,855 sq ft

4138 Cobalt Cir Unit RO12, Panama City, FL 32408

$400,000

3 beds2 baths1,615 sq ft

8821 Laird St, Panama City, FL 32408

$570,000

3 beds3 baths1,525 sq ft

9900 S Thomas Dr Unit 1728, Panama City, FL 32408

Home values near 434 Wahoo Rd

Data from public records.

Address	Redfin Estimate
426 Wahoo Road, Panama City, FL 3 Beds \| 4 Baths \| 2560 Sq. Ft.	$556,731
430 Wahoo Road, Panama City, FL 4 Beds \| 2 Baths \| 2300 Sq. Ft.	$542,128

Address	Redfin Estimate
415 Wahoo Road, Panama City, FL 3 Beds \| 2 Baths \| 2172 Sq. Ft.	$763,656
432 Wahoo Road, Panama City, FL 3 Beds \| 2.5 Baths \| 1751 Sq. Ft.	$369,725

Address	Redfin Estimate
411 Wahoo Road, Panama City, FL 3 Beds \| 2.5 Baths \| 2467 Sq. Ft.	$847,646
413 Wahoo Road, Panama City, FL 3 Beds \| 2.5 Baths \| 2184 Sq. Ft.	$782,737

Property information provided by Beaches MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32408, FL

Sale history for 434 Wahoo Rd

Tax history for 434 Wahoo Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32408

Home values near 434 Wahoo Rd

More real estate resources