SOLD JAN 23, 2026

Off Market Jan 2026 for $2.3M

$2,905,267

Est. refi paymentEst. refi $16,071/mo

•

5,169

sq ft

4506 Bay Point Rd, Panama City, FL 32408

About this home

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A boaters dream with breath-taking lagoon views. Experience the pinnacle of waterfront living in this fantastic and breathtaking Bay Point home. Offering stunning, unobstructed North Lagoon views, this property is a true boaters dream. It features rare Deepwater access, a heavy- duty bout lift, and a separate jet ski lift, ensuring your on the water in moments. Step inside this spacious 4-bedroom, 6.5 bathroom residence, where luxury and comfort blend seamlessly. the home is designed for both grand entertaining and private relaxation. Expansive, large patios provide the perfect setting to soak in the serene water views or host unforgettable gatherings. Cool off in the beautiful pool that serves as the center of your private outdoor oasis. You truly will not find anything nicer. This is a rare opportunity to own one of Bay Points most desirable properties.

Single-familyProperty Type

1999Year Built

0.46 acresLot Size

$562Est. Price/Sq.Ft.

4 car garageParking

Listed by Steve Altman • Anchor Realty Florida

Bought with Non Member • NON-MEMBER OFFICE

Redfin checked: 2 minutes ago

•Source:CPARMLS #781812

Redfin Estimate

$2,905,267

$555K since sold in January 2026$47K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 168.9% higher than the average sale price ($1.08M) of 6 comparable homes.

SOLD JUL 30, 2026
$805,000
A
5 beds4.5 baths3,806 sq ft
539 Wahoo Rd, Panama City, FL 32408
SOLD AUG 4, 2026
$830,000
B
4 beds2.5 baths3,146 sq ft
122 Dragon Cir, Panama City, FL 32408
SOLD JUL 21, 2026
$539,000
C
4 beds3 baths2,713 sq ft
3646 Preserve Blvd, Panama City, FL 32408
SOLD AUG 26, 2026
$549,000
D
4 beds2 baths2,475 sq ft
3522 Fox Run Blvd, Panama City, FL 32408
SOLD MAR 6, 2026
$3,000,000
E
5 beds6.5 baths6,561 sq ft
4522 Bay Point Rd, Panama City, FL 32408
SOLD JUL 6, 2026
$760,000
F
4 beds2.5 baths4,079 sq ft
2424 Grand Harbor Dr, Panama City, FL 32408

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Earn from this home

Sell

$876,420

Est. take-home

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Refinance

Est. cash available

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Rent

$4,082/mo

Redfin rental estimate

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Market trends in 32408, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

+0.1% MoM

Median sale price

$420K

$93 MoM

Avg. days on market

92d

14 days MoM

Recently sold homes

301

29 MoM

New listings for sale

NEW 7 HRS AGO
$516,000
2 beds2 baths1,144 sq ft
5801 Thomas Dr #1216, Panama City, FL 32408
NEW 11 HRS AGO
$519,000
3 beds2 baths1,685 sq ft
400 Wahoo Rd, Panama City, FL 32408
NEW 13 HRS AGO
$1,070,000
3 beds3.5 baths2,976 sq ft
5407 Hopetown Ln, Panama City, FL 32408
NEW 30 HRS AGO
$255,000
1 bed1.5 baths816 sq ft
5616 Thomas Dr, Panama City, FL 32408
NEW 30 HRS AGO
$295,000
2 beds1.5 baths911 sq ft
9900 S Thomas Dr #510, Panama City, FL 32408
NEW 30 HRS AGO
$667,500
3 beds2 baths1,975 sq ft
7205 Thomas Dr Unit E1206, Panama City Beach, FL 32408
NEW 33 HRS AGO
$650,000
3 beds2.5 baths1,707 sq ft
7824 Thomas Dr, Panama City, FL 32408
FOR SALE BY OWNER
$275,000
3 beds1 bath936 sq ft
6305 Pinetree Ave, Panama City, FL 32408
NEW 35 HRS AGO
$1,199,999
3 beds2.5 baths1,545 sq ft
10999 Front Beach Rd #6, Panama City Beach, FL 32407
OPEN TODAY, 1PM TO 4PM
$1,250,000
3 beds3 baths2,274 sq ft
6627 Thomas Dr #1401, Panama City, FL 32408
See all

Provided by Redfin

Sale history for 4506 Bay Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$25,819 (+4.6%)

$729,778 + $1,367,102

$2,096,880

2024

$24,690 (+2.9%)

$620,784 + $1,385,091

$2,005,875

2023

$23,991 (+15.6%)

$512,568 + $1,403,080

$1,915,648

2022

$20,754 (−2.2%)

$425,088 + $1,365,843

$1,790,931

2021

$21,226 (−2.7%)

$383,486 + $1,383,113

$1,766,599

2020

$21,806 (+6.6%)

$388,800 + $1,400,382

$1,789,182

2019

$20,456 (−7.1%)

$370,656 + $1,286,433

$1,657,089

2018

$22,017 (+0.3%)

$367,156 + $1,388,630

$1,755,786

2017

$21,947 (−2.8%)

$332,942 + $1,405,327

$1,738,269

2016

$22,568 (−3.6%)

$332,942 + $1,422,023

$1,754,965

2015

$23,402 (−1.8%)

$332,942 + $1,437,220

$1,770,162

2014

$23,840

Tax history for 4506 Bay Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$25,819 (+4.6%)

$729,778 + $1,367,102

$2,096,880

2024

$24,690 (+2.9%)

$620,784 + $1,385,091

$2,005,875

2023

$23,991 (+15.6%)

$512,568 + $1,403,080

$1,915,648

2022

$20,754 (−2.2%)

$425,088 + $1,365,843

$1,790,931

2021

$21,226 (−2.7%)

$383,486 + $1,383,113

$1,766,599

2020

$21,806 (+6.6%)

$388,800 + $1,400,382

$1,789,182

2019

$20,456 (−7.1%)

$370,656 + $1,286,433

$1,657,089

2018

$22,017 (+0.3%)

$367,156 + $1,388,630

$1,755,786

2017

$21,947 (−2.8%)

$332,942 + $1,405,327

$1,738,269

2016

$22,568 (−3.6%)

$332,942 + $1,422,023

$1,754,965

2015

$23,402 (−1.8%)

$332,942 + $1,437,220

$1,770,162

2014

$23,840

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

91 ft.

Lot depth

167 ft.

Lot size

0.46 Acres

Year renovated

1999

Sq. Ft.

5,169

Year built

1999

Style

Single Family Residential

County

Bay County

APN

30933967000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 4

Parking
Features: Circular Driveway, Garage, Garage Door Opener, Paved, Gated
# of Covered Spaces: 4

Interior

Bathroom Information
# of Full Bathrooms: 6
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 6
Room Types: Breakfast Room Nook, Bedroom, Dining Room, Family Room, Kitchen, Primary Bedroom

Room 1 Information
Bedroom
Level: First
Dimensions: 20 x 13
Length: 20.0
Width: 13.0

Room 2 Information
Level: First
Dimensions: 21 x 16
Length: 21.0
Width: 16.0

Room 3 Information
Family Room
Level: First
Dimensions: 32.6 x 24
Length: 32.6
Width: 24.0

Room 4 Information
Dining Room
Level: First
Dimensions: 13.6 x 15
Length: 13.6
Width: 15.0

Room 5 Information
Breakfast Room/Nook
Level: First
Dimensions: 16.6 x 12.6
Length: 16.6
Width: 12.6

Room 6 Information
Kitchen
Level: First
Dimensions: 14 x 14
Length: 14.0
Width: 14.0

Fireplace Information
Has Fireplace
Features: Electric

Equipment
Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Icemaker, Tankless Water Heater, Warming Drawer

Interior Features
Other Features: Central Vacuum, Interior Steps, Instant Hot Water

Exterior

Building Information
Stories: 2
Stories (Total): 2
Roof Details: Metal
Construction Details: Stucco

Exterior Features
Exterior Features: Boat Lift, Patio, Outdoor Shower
Patio And Porch Features: Balcony, Patio
Security Features: Security System Owned, Closed Circuit Camera(s), Gated with Guard, Gated Community, Twenty Four Hour Security, Security Guard, Security System, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
Fencing: Partial

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Has Private Pool
Pool Features: Gas Heat, In Ground, Salt Water, Private

Lot Information
Lot Size Area: 0.46
Lot Size Acres: 0.46
Lot Size Dimensions: 40.75x110.17x161.24x85.00x173.37
Lot Features: Sprinkler System, Paved
Is Waterfront
Waterfront Features: Lagoon, Seawall
Frontage Length Remarks: 85
Zoning Description: Resid Single Family

Property Information
Has View

Financial

Tax Information
Annual Tax Amount: $24,690
Tax Year: 2024

Utilities

Utility Information
Utilities: Electricity Available, Natural Gas Available
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central, Electric, Fireplace(s)

Location

Multi Unit Information
Units Furnished: All Units

HOA Information
Has Home Owners Association
Association Amenities: Marina, Gated

Community Information
Community Features: Boat Facilities, Fishing, Golf, Marina, Gated, Short Term Rental Allowed

Public facts

Beds: 3
Baths: 7.0
Sq. Ft.: 5,169
Stories: 2.0
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Bay County
APN: 30933967000

Home facts updated by county records on Jun 18, 2026

Around this home

Schools

Patronis Elementary School

Public K-5 • Assigned • 2.5mi

9/10

Surfside Middle School

Public PreK-12 • Assigned • 8.3mi

7/10

J.R. Arnold High School

Public 9-12 • Assigned • 6.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

6 days above 106° expected this year, 18 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32408

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.76M – $3.34M

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Home values near 4506 Bay Point Rd

Data from public records.

Address	Redfin Estimate
4514 Bay Point Road, Panama City, FL 4 Beds \| 4 Baths \| 4970 Sq. Ft.	$1,470,195
4468 Bay Point Road Apartment 468, Panama City, FL 2 Beds \| 2.5 Baths \| 1350 Sq. Ft.	$251,495

Address	Redfin Estimate
4522 Bay Point Road, Panama City, FL 5 Beds \| 6.5 Baths \| 6561 Sq. Ft.	$3,034,897
4465 Bay Point Road Apartment 465, Panama City, FL 2 Beds \| 2.5 Baths \| 1680 Sq. Ft.	$267,456

Address	Redfin Estimate
4469 Bay Point Road Apartment 469, Panama City, FL 2 Beds \| 2 Baths \| 1500 Sq. Ft.	$268,392
4446 Bay Point Road, Panama City, FL 2 Beds \| 2.5 Baths \| 1520 Sq. Ft.	$266,626

Property information provided by CPARMLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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