OFF MARKET

Off Market Dec 2021 for $515K

$555,824

Est. refi paymentEst. refi $3,536/mo

•

1,486

sq ft

4620 Bay Point Rd #1028, Panama City Beach, FL 32408

About this home

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. Waterfront and ground floor in Bay Point! This gorgeous condominium home literally checks all the boxes! Enjoy single story living, waterfront views from almost every room, a huge back deck overlooking Grand Lagoon, your own garage, a community pool, and a home completely updated from the studs. There is not an inch untouched with top of the line finishes. including a stunning kitchen, updated baths, floors, fixtures, custom window window treatments, and more. It has all been done for you, so call today and be ready to move in! Bay Point is a gated community with tennis, golf, a new marina under construction, and close to grocery stores, restaurants, shopping, and the gorgeous white sand and crystal blue waters of the Gulf of Me

CondoProperty Type

1986Year Built

$374Est. Price/Sq.Ft.

1 car garageParking

Listed by The Beach Team Morros • Keller Williams Success Realty

Listed by The Beach Team Wohlford • Keller Williams Success Realty

Bought with Laurie McKay • EMERALD VIEW REAL ESTATE

Redfin checked: 2 minutes ago

•Source:CPARMLS #715010

Redfin Estimate

$555,824

$41K since sold in December 2021$52K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 49.9% higher than the average sale price ($371K) of 6 comparable homes.

SOLD JUN 19, 2026
$490,000
A
2 beds2 baths1,486 sq ft
4620 Bay Point Rd #1018, Panama City Beach, FL 32408
SOLD MAY 15, 2026
$480,000
B
2 beds2 baths1,688 sq ft
4620 Bay Point Rd #1021, Panama City, FL 32408
SOLD JUN 4, 2026
$245,000
C
2 beds2 baths1,565 sq ft
4300 Bay Point Rd #439, Panama City Beach, FL 32408
SOLD MAR 31, 2026
$220,000
D
2 beds2 baths1,420 sq ft
4305 Bay Point Rd #452, Panama City, FL 32408
SOLD MAY 12, 2026
$300,000
E
2 beds2 baths1,273 sq ft
4600 Kingfish Ln #303, Panama City Beach, FL 32408
SOLD SEP 3, 2026
$490,000
F
2 beds2 baths1,056 sq ft
4715 Thomas Dr Unit 808C, Panama City Beach, FL 32408

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Earn from this home

Sell

$147,835

Est. take-home

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Refinance

Est. cash available

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Rent

$2,477/mo

Redfin rental estimate

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Market trends in 32408, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

+0.0% MoM

Median sale price

$425K

$5K MoM

Avg. days on market

97d

6 days MoM

Recently sold homes

283

14 MoM

New listings for sale

NEW 9 HRS AGO
$230,000
2 beds2 baths1,232 sq ft
6425 Summer Oak Dr, Panama City Beach, FL 32408
NEW 11 HRS AGO
$399,900
3 beds2 baths1,332 sq ft
323 Prudence Ln, Panama City Beach, FL 32408
NEW 14 HRS AGO
$739,000
3 beds3 baths3,034 sq ft
3729 Preserve Bay Blvd, Panama City Beach, FL 32408
NEW 31 HRS AGO
$649,000
3 beds3 baths1,750 sq ft
8727 Thomas Dr Unit A2, Panama City Beach, FL 32408
NEW 1 DAY AGO
$625,000
3 beds2 baths1,267 sq ft
6730 Sunset Ave, Panama City Beach, FL 32408
NEW 1 DAY AGO
$255,000
2 beds2 baths1,565 sq ft
4300 Bay Point Rd #429, Panama City Beach, FL 32408
3D WALKTHROUGH
$1,195,000
5 beds3.5 baths4,536 sq ft
109 Dragon Cir, Panama City Beach, FL 32408
$598,000
3 beds2 baths1,799 sq ft
6415 Sunset Ave, Panama City Beach, FL 32408
$355,500
3 beds2 baths1,318 sq ft
186 Treasure Palm Dr, Panama City Beach, FL 32408
3D WALKTHROUGH
$265,000
1 bed1 bath473 sq ft
9900 S Thomas Dr #1805, Panama City Beach, FL 32408
See all

Provided by Redfin

Sale history for 4620 Bay Point Rd #1028

Date

Event

Price

CPARMLS #715010

Dec 15, 2021

Sold

$515,000

$347/sq ft

Aug 1, 2021

Listed

$535,000

$360/sq ft

CPARMLS #686284

Sep 17, 2019

Sold

$250,000

$168/sq ft

Jul 22, 2019

Listed

$275,000

$185/sq ft

WATERFRONT! Excellent Investment Opportunity! 2 BDRM/ 2 BA condo overlooking Bay Points' portion of Grand Lagoon. A deep water channel runs directly in front of this home. Gorgeous sunsets! The condominium received damage from hurricane Michael and the HOA is having the buildings repaired. The building will have a new roof. The HOA insurance will complete repairs up to the drywall replacement. Buyer will have to complete the interior from the drywall in. Bay Point has a marina, golf course, and security.

Public Records

Apr 28, 2003

Sold

$255,000

$172/sq ft

Public Records

Oct 16, 2000

Sold

$210,000

$141/sq ft

Tax history for 4620 Bay Point Rd #1028

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1986

Sq. Ft.

1,486

Year built

1986

Style

Condo/Co-op

County

Bay County

APN

31423728000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 1

Parking
Features: Gated

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 5
Room Types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom

Room 1 Information
Bedroom
Level: First
Dimensions: 13 x 11
Length: 13.0
Width: 11.0

Room 2 Information
Level: First
Dimensions: 14 x 12
Length: 14.0
Width: 12.0

Room 3 Information
Dining Room
Level: First
Dimensions: 15 x 10
Length: 15.0
Width: 10.0

Room 4 Information
Kitchen
Level: First
Dimensions: 16 x 10
Length: 16.0
Width: 10.0

Room 5 Information
Living Room
Level: First
Dimensions: 18 x 14
Length: 18.0
Width: 14.0

Laundry Information
Features: Washer Hookup, Dryer Hookup, Stacked

Equipment
Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Range

Exterior

Building Information
Stories: 1
Stories (Total): 1

Exterior Features
Exterior Features: Deck
Patio And Porch Features: Deck, Porch
Security Features: Gated with Guard, Twenty Four Hour Security, Security Gate, Security Service

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Pool Features: In Ground, Community, Pool

Lot Information
Lot Size Dimensions: 0x0
Lot Features: Paved
Is Waterfront
Waterfront Features: Canal Access, Lagoon
Zoning Description: Resid Single Family

Property Information
Has View

Financial

Tax Information
Annual Tax Amount: $2,741
Tax Year: 2020

Utilities

Utility Information
Utilities: Electricity Available, Water Connected
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)

Location

Multi Unit Information
Units Furnished: None

HOA Information
Has Home Owners Association
Association Amenities: Gated

Community Information
Community Features: Golf, Gated, Marina, Pool, Tennis Courts, Waterfront

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,486
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 1986
Year Renovated: 1986
County: Bay County
APN: 31423728000

Home facts updated by county records on Sep 14, 2026

About this building

2 for sale

4620 Bay Point Rd, Panama City Beach, FL 32408

See photos & sale trends

Photo via 4620 Bay Point Rd #1042

Units for sale


1043	$339,000	2 beds	2 baths	2020 sq ft
1002	$529,900	2 beds	2 baths	1486 sq ft

Around this home

Schools

Patronis Elementary School

Public K-5 • Assigned • 2.6mi

9/10

Surfside Middle School

Public PreK-12 • Assigned • 8.5mi

7/10

J.R. Arnold High School

Public 9-12 • Assigned • 6.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32408

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$529,000 – $640,000

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Nearby similar homes

$210,000

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7125 N Lagoon Dr Unit N, Panama City Beach, FL 32408

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3D WALKTHROUGH

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New listings for sale in 32408

NEW 9 HRS AGO

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NEW 11 HRS AGO

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3 beds2 baths1,332 sq ft

323 Prudence Ln, Panama City Beach, FL 32408

NEW 14 HRS AGO

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3729 Preserve Bay Blvd, Panama City Beach, FL 32408

NEW 31 HRS AGO

$649,000

3 beds3 baths1,750 sq ft

8727 Thomas Dr Unit A2, Panama City Beach, FL 32408

NEW 1 DAY AGO

$625,000

3 beds2 baths1,267 sq ft

6730 Sunset Ave, Panama City Beach, FL 32408

NEW 1 DAY AGO

$255,000

2 beds2 baths1,565 sq ft

4300 Bay Point Rd #429, Panama City Beach, FL 32408

3D WALKTHROUGH

$1,195,000

5 beds3.5 baths4,536 sq ft

109 Dragon Cir, Panama City Beach, FL 32408

$598,000

3 beds2 baths1,799 sq ft

6415 Sunset Ave, Panama City Beach, FL 32408

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186 Treasure Palm Dr, Panama City Beach, FL 32408

Home values near 4620 Bay Point Rd #1028

Data from public records.

Address	Redfin Estimate
4620 Bay Point Road Apartment 23, Panama City Beach, FL 2 Beds \| 2 Baths \| 1688 Sq. Ft.	$558,927
4620 Bay Point Road Apartment 22, Panama City Beach, FL 2 Beds \| 2 Baths \| 1486 Sq. Ft.	$493,517

Address	Redfin Estimate
4620 Bay Point Road Apartment 1020, Panama City Beach, FL 2 Beds \| 2 Baths \| 1480 Sq. Ft.	$395,042
4620 Bay Point Road, Panama City, FL 2 Beds \| 2 Baths \| 1486 Sq. Ft.	$261,307

Address	Redfin Estimate
4620 Bay Point Road Apartment 1040, Panama City Beach, FL 2 Beds \| 2 Baths \| 1486 Sq. Ft.	$366,876
4620 Bay Point Road Apartment 1043, Panama City Beach, FL 2 Beds \| 2 Baths \| 2020 Sq. Ft.	—

Property information provided by CPARMLS when last listed in 2021. This data may not match . Learn more.

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