OFF MARKET

Off market sep 2023 for $325K

$316,567

Est. refi paymentEst. refi $2,624/mo

•

1,886

sq ft

6040 Howard Rd, Panama City, FL 32404

About this home

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 6040 Howard Rd! This 3 bedroom 2.5 bathroom home has been recently remodeled and has plenty of bells and whistles to offer. From the built-in whole house generator to the gas cooking in the kitchen, you'll have all the features necessary to make your life easier. Enjoy all the natural light in this bright and airy home as you relax with your family in the living room. The remodeled kitchen comes with plenty of space and storage for all your culinary needs. Get ready for entertaining with a spacious deck and large fenced backyard perfect for outdoor BBQs and dinners with friends. Don't miss out on this wonderful opportunity. Schedule your showing today!

Single-familyProperty Type

1986Year Built

0.25 acresLot Size

$168Est. Price/Sq.Ft.

2 car garageParking

Listed by April Davis • Coldwell Banker Carroll Realty

Bought with April Couturier • RE/MAX SELECT Partners

Redfin checked: a minute ago

•Source:CPARMLS #743317

Redfin Estimate

$316,567

$8,433 since sold in September 2023$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1% higher than the average sale price ($313K) of 6 comparable homes.

SOLD AUG 7, 2026
$315,000
A
3 beds2 baths1,804 sq ft
6102 Stephanie Dr, Panama City, FL 32404
SOLD AUG 11, 2026
$306,500
B
3 beds2 baths1,629 sq ft
6007 Howard Rd, Panama City, FL 32404
SOLD OCT 6, 2026
$340,000
C
3 beds2 baths1,800 sq ft
1321 S Berthe Ave, Panama City, FL 32404
SOLD MAY 1, 2026
$375,000
D
3 beds2 baths1,825 sq ft
1539 Donna Ave, Panama City, FL 32404
SOLD SEP 17, 2026
$281,000
E
3 beds2 baths1,552 sq ft
1511 Donna Ave, Panama City, FL 32404
SOLD SEP 9, 2026
$263,000
F
3 beds2 baths1,564 sq ft
6307 Babby Ln, Panama City, FL 32404

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Earn from this home

Sell

$51,311

Est. take-home

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Refinance

Est. cash available

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Rent

$2,220/mo

Redfin rental estimate

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Market trends in 32404, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

97.9%

0.4% MoM

Median sale price

$299K

$4K MoM

Avg. days on market

87d

5 days MoM

Recently sold homes

306

9 MoM

New listings for sale

NEW 1 DAY AGO
$419,000
4 beds3.5 baths2,826 sq ft
406 Albert Meadow Ln, Panama City, FL 32404
3D WALKTHROUGH
$239,000
3 beds2 baths1,268 sq ft
135 Indian Summer Ave, Panama City, FL 32404
$469,900
4 beds3 baths2,280 sq ft
4929 Brock St, Panama City, FL 32404
$525,000
3 beds2.5 baths2,334 sq ft
643 S Berthe Ave, Panama City, FL 32404
$279,000
4 beds2 baths1,550 sq ft
270 Boggy Creek Way, Panama City, FL 32404
$149,000
4 beds2 baths1,536 sq ft
917 Kevin Ct, Panama City, FL 32404
$425,000
3 beds2.5 baths2,355 sq ft
5116 Blue Harbor Dr, Panama City, FL 32404
$319,000
3 beds2.5 baths1,464 sq ft
1509 S Berthe Ave, Panama City, FL 32404
$309,900
4 beds2.5 baths1,798 sq ft
6521 Boat Race Rd, Panama City, FL 32404
$249,000
4 beds4 baths1,584 sq ft
3723 E 14th St, Panama City, FL 32404
See all

Provided by Redfin

Sale history for 6040 Howard Rd

Date

Event

Price

CPARMLS #793844

Sep 8, 2026

Price Changed

$320,000

$170/sq ft

Aug 11, 2026

Listed

$325,000

$172/sq ft

CPARMLS #790739

Jul 24, 2026

Listing Removed

—

Jul 22, 2026

Price Changed

$329,999

$175/sq ft

Jun 22, 2026

Price Changed

$337,000

$179/sq ft

Jun 5, 2026

Listed

$342,000

$181/sq ft

CPARMLS #743317

Sep 18, 2023

Sold

$325,000

$172/sq ft

Aug 10, 2023

Price Changed

$325,000

$172/sq ft

Jun 27, 2023

Listed

$329,500

$175/sq ft

CPARMLS #715750

Oct 29, 2021

Sold

$260,000

$138/sq ft

Aug 18, 2021

Listed

$260,000

$138/sq ft

Public Records

May 1, 1986

Sold

$68,500

$36/sq ft

Tax history for 6040 Howard Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

80 ft.

Lot depth

138 ft.

Lot size

0.25 Acres

Year renovated

2011

Sq. Ft.

1,886

Year built

1986

Style

Single Family Residential

County

Bay County

APN

07227797000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R-9

Single Family Residential District

The purpose of the R-9 Single Family Residential zoning district shall be to designate and establish areas within the City of Callaway which are deemed to be uniquely appropriate for the development and maintenance of a low density residential neighborhood with ample open space and outdoor living areas; and to designate those uses and services deemed appropriate to ensure a proper and desirable low density residential environment.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Infrastructure
Public service
Educational/school
Library
Museum / gallery
Recreation
Park & open space

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 3
Room Types: Bedroom, Kitchen, Primary Bedroom

Room 1 Information
Dimensions: 13 x 14
Length: 13.0
Width: 14.0

Room 2 Information
Bedroom
Dimensions: 12 x 13
Length: 12.0
Width: 13.0

Room 3 Information
Kitchen
Dimensions: 10 x 9
Length: 10.0
Width: 9.0

Laundry Information
Features: Washer Hookup, Dryer Hookup

Equipment
Appliances: Electric Water Heater, Gas Range

Exterior

Building Information
Construction Details: Stone, Vinyl Siding

Exterior Features
Exterior Features: Deck
Patio And Porch Features: Deck, Open, Porch
Fencing: Privacy

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 0.25
Lot Size Acres: 0.25
Lot Size Dimensions: 80x138

Property Information
Development Status: Remodeled/Upgraded

Financial

Tax Information
Annual Tax Amount: $2,887
Tax Year: 2022

Utilities

Utility Information
Utilities: Cable Connected, Electricity Available, Water Connected
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Central, Electric

Location

Multi Unit Information
Units Furnished: None

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,886
Stories: 2.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: 2011
County: Bay County
APN: 07227797000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Tyndall Elementary School

Public PreK-8 • Assigned • 3.0mi

8/10

Rutherford High School

Public 6-12 • Assigned • 3.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 18-28% chance of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32404

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 28% for direct sun exposure in Panama City. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10 hrs

7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$301,000 – $365,000

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New listings for sale in 32404

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Home values near 6040 Howard Rd

Data from public records.

Address	Redfin Estimate
6027 Howard Road, Panama City, FL 3 Beds \| 2 Baths \| 1407 Sq. Ft.	$230,794
6036 Howard Road, Panama City, FL 3 Beds \| 3 Baths \| 2177 Sq. Ft.	$299,103

Address	Redfin Estimate
6019 Howard Road, Panama City, FL 3 Beds \| 2 Baths \| 1664 Sq. Ft.	$279,902
6044 Howard Road, Panama City, FL 3 Beds \| 2 Baths \| 1374 Sq. Ft.	$235,327

Address	Redfin Estimate
6048 Howard Road, Panama City, FL 3 Beds \| 2 Baths \| 1534 Sq. Ft.	$248,178
6015 Howard Road, Panama City, FL 3 Beds \| 2 Baths \| 1744 Sq. Ft.	$244,616

Property information provided by CPARMLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32404, FL

Sale history for 6040 Howard Rd

Tax history for 6040 Howard Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32404

Home values near 6040 Howard Rd

More real estate resources