Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.
Single-familyProperty Type
1959Year Built
1.02 acresLot Size
$587Price/Sq.Ft.
Listed by Sostheim Sostheim Group• Corcoran Reverie SRB
Bunkers Cove, located between St. Andrews Bay and Downtown Panama City, is a waterfront and residential Panama City neighborhood with bay breezes and a working-marina feel. The neighborhood’s character concentrates around the Beck Avenue corridor near the waterfront, where boat ramps, bait-and-tackle counters, and low-key local eateries set the daily rhythm. Modest Florida cottages and mid-century homes sit on leafy blocks that slope toward the water. Shoreline views and pelican flyovers shape morning walks and sunset drives. Community life often orbits the docks and nearby parks rather than big retail strips.
Provided by Walk Score and Local Logic
Offer insights
720 Bunkers Cove Rd · $1,899,000
$1.89M and above
75% chance or better to win
Why $1.89M+ is a strong offer
DAYS ON MARKET
26 days
The average home goes pending in 83 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Breakfast Bar
Beamed Ceilings
Vaulted Ceilings
Fireplace
Kitchen Island
Recessed Lighting
Pantry
Window Treatments
Unfurnished
Bedrooms
4 bedrooms
Master bedroom on the first floor
Master bedroom with walk-in closet
Master bedroom waterfront
Bathrooms
3 full bathrooms
Master bathroom with double vanity
Master bathroom with garden tub
Master bathroom with separate shower
Master bathroom tile
Kitchen
Dishwasher
Microwave
Refrigerator
Kitchen island
Pantry
Breakfast bar
Laundry & utility
Washer
Dryer
Flooring
Tile
Heating & cooling
Central heating
Central air
Exterior features
Outdoor grill
Boat slip
Private yard
Gunite (concrete) pool
Sprinkler system
Privacy fencing
Cabana
Covered patio
Open patio
Curb and gutter
Sidewalk
Within 1/2 mile to water
Paved road access
Paved road surface
Bay and bayou views
Waterfront property with 153 feet of frontage
Home design
Traditional style
1 story
Built in 1959
Parking
Attached oversized carport
Has carport
Construction
Brick construction
Shingle roof
Slab foundation
Utilities
Electric
Public water
Public sewer
Energy: Central electric AC, electric heat control
Water source: Public
HOA & community
Subdivision: COVE PARK ADDN
Electricity and solar
View estimated energy costs and solar savings for this home
Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.
ECAR #1013314
Oct 5, 2026
Listed
$1,899,000
$587/sq ft
CPARMLS #735451
Jan 13, 2023
Sold
$1,650,000
$510/sq ft
Dec 14, 2022
Price Changed
$1,694,655
$524/sq ft
Dec 12, 2022
Listed
$1,849,755
$572/sq ft
+64
Perfectly situated in arguably the most beautiful bay-front location in Bunkers Cove, this residence offers over 150 feet of waterfront, capturing unobstructed views of the pristine St. Andrews Bay. The perfect home for the boating family, just minutes to the pass and Shell Island, this stunning, newly redesigned 4-bedroom home offers timeless appeal and breathtaking views of the bay throughout. Tucked away in the exclusive Bunkers Cove neighborhood, you are just minutes to shopping and dining in St. Andrews Historic District by car or boat! The Chef Inspired kitchen is the perfect place to gather with family and friends as you watch the dolphins play right off the dock! Here are just a few of the features that make this home so special: One acre w/ 153 waterfront feet, X flood zone - home sits at 27' elevation, ALL plumbing and electric were completely redone in 2022, new roof in 2019, all new hurricane windows, gutters and hurricane shutter ready, gas/woodburning fireplace, hard surface floors throughout, full home generator and deep, clean water well sprinkler system (giving you thirty days of power and water in an emergency), NEW deep water dock with water and 50 amp power, separate 300 SF heated and cooled office/workshop/storage, hidden storage closet off the hallway for a variety of uses and an extra large driveway with plenty of parking for your entire family!
ECAR #916014
Jan 13, 2023
Sold
$1,650,000
$510/sq ft
Dec 12, 2022
Listed
$1,849,755
$572/sq ft
CPARMLS #720549
Apr 8, 2022
Sold
$1,000,000
$309/sq ft
Dec 17, 2021
Listed
$1,070,000
$331/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$22,774 (+3.7%)
$673,026 + $749,949
$1,422,975
2024
$21,962 (−1.1%)
$646,144 + $727,595
$1,373,739
2023
$22,215 (+432.9%)
$620,249 + $737,833
$1,358,082
2022
$4,169 (+2.0%)
2021
$4,089 (+4.1%)
2020
$3,928 (+8.8%)
2019
$3,610 (+7.6%)
2018
$3,353 (+3.3%)
2017
$3,246 (+0.2%)
2016
$3,240 (−2.1%)
2015
$3,310 (+1.8%)
2014
$3,252
Public record
Public record
Permits
Beds
4
Baths
4
Stories
1
Lot width
110 ft.
Lot depth
404 ft.
Lot size
1.02 Acres
Year renovated
2022
Finished Sq. Ft.
3,233
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,233
Year built
1959
Style
Single Family Residential
County
Bay County
APN
25647000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Aug 10, 2007 • Final
Electrical
Electrical
Generator
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panama City, FL • 32401
Average low and high temperatures (°F)
61
42
68
51
73
56
79
62
82
70
88
76
90
78
88
76
88
71
81
63
75
57
66
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 5.7 hours in December, placing it above the
U.S. average for solar exposure.
9.7 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 720 Bunkers Cove Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $370,000 and $1,250,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $370K to $1.3M.