SOLD OCT 6, 2025

Off Market Oct 2025 for $200K

$299,960

Est. refi paymentEst. refi $1,403/mo

•

1,336

sq ft

108 Payne Rd, Pensacola, FL 32507

About this home

Welcome to the historic, charming waterfront community of Navy Point, where you can stroll along miles of Bayou Grande, launch your boat at the neighborhood ramp, or sit at the playground or white sandy beach to watch the dolphin play and the Blue Angels fly overhead. 108 Payne is a 3 bed 1 bath main house which also comes with a detached apartment or studio with its own full bath. The whole home has its original hardwood floors beautifully refinished, the kitchen is appointed with granite and solid wood cabinets, and the bathroom is updated with nice neutral colors and tile. There is sewer available, and the home is currently on a septic system, helping you maintain lower monthly costs. The detached apartment/ studio has incurred some damage from an oak tree and its roots, and the home is listed at this great low price taking that into consideration. What are you getting when you call this place home? A slow paced neighborhood with a family feel, gatherings in triangle park and at the water’s edge, and a quick drive to downtown and to the beach. Let’s make it yours!

Single-familyProperty Type

1944Year Built

7,405 sq ftLot Size

$225Est. Price/Sq.Ft.

Listed by Jennifer Keenan • KELLER WILLIAMS REALTY GULF COAST

Listed by Katie Anderson • KELLER WILLIAMS REALTY GULF COAST

Bought with Katie Anderson • KELLER WILLIAMS REALTY GULF COAST

Bought with Jennifer Keenan • KELLER WILLIAMS REALTY GULF COAST

Redfin checked: a minute ago

•Source:PARMLS #670433

Redfin Estimate

$299,960

$100K since sold in October 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.6% higher than the average sale price ($298K) of 6 comparable homes.

SOLD AUG 28, 2026
$285,000
A
3 beds2 baths1,360 sq ft
422 Gibbs Rd, Pensacola, FL 32507
SOLD JUL 24, 2026
$250,000
B
3 beds2 baths1,250 sq ft
111 SE Syrcle Dr, Pensacola, FL 32507
SOLD JUL 24, 2026
$339,000
C
3 beds2 baths1,400 sq ft
305 Greve Rd, Pensacola, FL 32507
SOLD AUG 11, 2026
$305,000
D
3 beds2 baths1,135 sq ft
207 Bryant Rd, Pensacola, FL 32507
SOLD NOV 14, 2025
$298,000
E
3 beds2 baths1,400 sq ft
203 Baublits Dr, Pensacola, FL 32507
SOLD MAR 23, 2026
$312,000
F
3 beds2 baths1,602 sq ft
121 SE Gilliland Rd, Pensacola, FL 32507

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Earn from this home

Sell

$123,658

Est. take-home

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Refinance

Est. cash available

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Rent

$1,510/mo

Redfin rental estimate

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Market trends in 32507, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.9%

+0.3% MoM

Median sale price

$375K

$28K MoM

Avg. days on market

85d

4 days MoM

Recently sold homes

228

23 MoM

New listings for sale

NEW 2 HRS AGO
$269,000
1 bed1 bath654 sq ft
13555 Perdido Key Dr Unit 5CU, Pensacola, FL 32507
NEW 2 HRS AGO
$359,000
3 beds2.5 baths1,269 sq ft
13555 Perdido Key Dr Unit B8, Pensacola, FL 32507
NEW 4 HRS AGO
$419,000
2 beds2.5 baths1,312 sq ft
16136 Innerarity Pt Rd, Pensacola, FL 32507
NEW 24 HRS AGO
$118,000
2 beds1 bath999 sq ft
101 Milton Rd, Pensacola, FL 32507
NEW 30 HRS AGO
$224,900
4 beds1 bath952 sq ft
317 E Winthrop Ave, Pensacola, FL 32507
$319,000
3 beds2 baths1,359 sq ft
123 SE Gilliland Rd, Pensacola, FL 32507
$459,000
3 beds2 baths2,309 sq ft
5009 Challenger Way, Pensacola, FL 32507
3D WALKTHROUGH
$675,000
4 beds4 baths2,148 sq ft
6620 Carlinga Dr, Pensacola, FL 32507
$350,000
6 beds3 baths2,800 sq ft
7807 Bay Meadows Ct, Pensacola, FL 32507
$199,500
3 beds2 baths924 sq ft
4 Mindoro Cir, Pensacola, FL 32507
See all

Provided by Redfin

Sale history for 108 Payne Rd

Date

Event

Price

PARMLS #670433

Oct 6, 2025

Sold

$200,000

$150/sq ft

Sep 5, 2025

Listed

$220,000

$165/sq ft

PARMLS #654957

Apr 19, 2025

Listing Removed

—

Dec 30, 2024

Price Changed

$260,000

$195/sq ft

Nov 8, 2024

Listed

$280,000

$210/sq ft

PARMLS #310905

Dec 18, 2006

Sold

$68,000

$51/sq ft

Aug 22, 2006

Listed

$78,000

$58/sq ft

PRICED BELOW APPRAISED VALUE! ~ INVESTORS SPECIAL ~ COTTAGE STYLE HOME WITH 3 BEDROOMS & 1 FULL BATH WITH 884 SQUARE FEET WITH A NEAR COMPLETE 'MOTHER-IN-LAW' QUARTERS IN THE BACK WITH 504 SQUARE FEET THAT COULD ADD AN ADDITIONAL 2 BEDROOMS & 1 FULL BATH WITH KITCHENETTE (CURRENTLY 1 LARGE BEDROOM WITH WINDOW A/C UNIT) ~ LARGE PALM TREES ~ HARDWOOD FLOORS ~ CENTRAL HEAT & AIR ~ FRONT PORCH SWING ~ SKYLIGHT WALKWAY TO LAUNDRY ~ THIS HOME HAS TONS OF POTENTIAL ~ COULD BE GREAT INVESTMENT OR RENTAL PROPERTY ~ IF YOU NEED MORE SPACE THIS IS THE HOME FOR YOU! OWNERS ARE IN THE PROCESS OF PAINTING THE HOME, REFINISHING THE HARDWOOD FLOORS, TILING THE KITCHEN, BATHROOM AND MUCH MORE!

Public Records

Nov 17, 2005

Sold

$62,000

$46/sq ft

Public Records

Sep 1, 1992

Sold

$36,727

$27/sq ft

Public Records

Sep 1, 1992

Sold

$37,900

$28/sq ft

Tax history for 108 Payne Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,235 Sq. Ft.

Year renovated

1954

Sq. Ft.

884

Year built

1944

Style

Single Family Residential

County

Escambia County

APN

502S306090319016

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 27, 2026.

MDR

Medium Density Residential District

The medium density residential (MDR) district establishes appropriate areas and land use regulations for residential uses at medium densities within suburban or urban areas. The primary intent of the district is to provide for residential neighborhood development in an efficient urban pattern of well-connected streets and at greater dwelling unit density than the low density residential district. Residential uses within the MDR district are limited to single-family and two-family dwellings. The district allows non-residential uses that are compatible with suburban and urban residential neighborhoods.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Multiple units
Infrastructure
Marina
Housing-Mobile home park
Park & open space

Aug 13, 2025 • Final

Residential

Tear off and replace the roof on a residential building with architectural shingles.

Roofing

May 21, 2025 • Final

Residential

Remove the existing electrical service and replace it with a new service. Replace the feeder cable from the service to the interior panel.

Electrical

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking / Garage Information
Has Open Parking
Parking Features: Driveway

Interior

Bedroom 1 Information
Bedroom Level: First
Bedroom Width: 10
Bedroom Length: 9
Bedroom Area: 90

Bedroom 2 Information
Bedroom Level: First
Bedroom Width: 10
Bedroom Length: 10
Bedroom Area: 100

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 0
Room Bathroom Features: Remodeled
Bathroom Update Timeline: 1 TO 5 YRS
Bathroom Update Remarks: Updated.

Dining Room Information
Dining Room Level: First
Dining Room Width: 8
Dining Room Length: 11
Dining Room Area: 88
Dining Room Features: Living/Dining Combo

Living Room Information
Living Room Level: First
Living Room Width: 10
Living Room Length: 14
Living Room Area: 140

Kitchen Information
Kitchen Level: First
Kitchen Width: 7
Kitchen Length: 10
Kitchen Area: 70
Kitchen Features: Remodeled, Granite Counters
Kitchen Update Timeline: 1 TO 5 YRS
Kitchen Update Remarks: granite, cabinets

Interior Features
Flooring: Hardwood, Tile
Pets Allowed: Yes

Exterior

Exterior Features
Fencing: Back Yard
Allows Horses: No
Patio And Porch Features: Porch
Roof: Shingle
Waterfront Features: Deed Access

Lot Information
Lot Size Acres: 0.17
Lot Size Area: 0.17
Lot Size Units: Acres
Lot Features: Central Access

Land Information
Water Source: Public

Property Information
Property Condition: Resale
New Construction: No
Has Property Attached: No
Other Structures: Detached Self Contained Living Area
Appliances: Electric Water Heater
Road Surface Type: Paved
Road Responsibility: County Maintained Road

Building Information
Building Area Total: 884
Building Area Units: Square Feet
Foundation Details: Off Grade
Levels: One
Construction Materials: Frame

Financial

Tax Information
Tax Legal Description: LT 314 BLK 16 NAVY POINT PB 1 P 100 OR 6057 P 636 CA 222

Utilities

Utility Information
Electric: Copper Wiring
Sewer: Septic Tank
Utilities: Sewer Available

Heating & Cooling
Has Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s)
Heating: Central

Location

HOA Information
Association YN: No
Association Fee Frequency: Annually

Location Details
Directions: From Navy Blvd take Sunset across the bridge. Turn left onto Syrcle then right onto Payne with home on the right.

Community Information
Community Features: Dock, Fishing, Picnic Area, Waterfront Deed Access

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 884
Stories: 1.0
Lot Size: 7,235 square feet
Style: Single Family Residential
Year Built: 1944
Year Renovated: 1954
County: Escambia County
APN: 502S306090319016

Home facts updated by county records on Jul 27, 2026

Around this home

Schools

Navy Point Elementary School

Public PreK-5 • Assigned • 0.7mi

2/10

Jim C. Bailey Middle School

Public 6-8 • Assigned • 7.5mi

5/10

Pensacola High School

Public 9-12 • Assigned • 5.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

2/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 24 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Pensacola, FL • 32507

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$285,000 – $345,000

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New listings for sale in 32507

NEW 2 HRS AGO

$269,000

1 bed1 bath654 sq ft

13555 Perdido Key Dr Unit 5CU, Pensacola, FL 32507

NEW 2 HRS AGO

$359,000

3 beds2.5 baths1,269 sq ft

13555 Perdido Key Dr Unit B8, Pensacola, FL 32507

NEW 4 HRS AGO

$419,000

2 beds2.5 baths1,312 sq ft

16136 Innerarity Pt Rd, Pensacola, FL 32507

NEW 24 HRS AGO

$118,000

2 beds1 bath999 sq ft

101 Milton Rd, Pensacola, FL 32507

NEW 30 HRS AGO

$224,900

4 beds1 bath952 sq ft

317 E Winthrop Ave, Pensacola, FL 32507

$319,000

3 beds2 baths1,359 sq ft

123 SE Gilliland Rd, Pensacola, FL 32507

$459,000

3 beds2 baths2,309 sq ft

5009 Challenger Way, Pensacola, FL 32507

3D WALKTHROUGH

$675,000

4 beds4 baths2,148 sq ft

6620 Carlinga Dr, Pensacola, FL 32507

$350,000

6 beds3 baths2,800 sq ft

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Home values near 108 Payne Rd

Data from public records.

Address	Redfin Estimate
103 Payne Road, Pensacola, FL 3 Beds \| 2 Baths \| 1042 Sq. Ft.	$211,810
111 Payne Road, Pensacola, FL - Beds \| 1 Baths \| 1097 Sq. Ft.	$205,285

Address	Redfin Estimate
112 Payne Road, Pensacola, FL - Beds \| 1 Baths \| 1029 Sq. Ft.	$165,642
106 Payne Road, Pensacola, FL 2 Beds \| 1 Baths \| 1041 Sq. Ft.	$248,710

Address	Redfin Estimate
105 Payne Road, Pensacola, FL 3 Beds \| 2 Baths \| 1112 Sq. Ft.	$220,642
109 Payne Road, Pensacola, FL - Beds \| 1 Baths \| 1184 Sq. Ft.	$140,127

Property information provided by PARMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32507, FL

Sale history for 108 Payne Rd

Tax history for 108 Payne Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32507

Home values near 108 Payne Rd

More real estate resources