Welcome to this Fully Renovated charming cottage, a Navy Point Treasure! It has been lovingly updated from top to bottom. This delightful home is as Cute as a Button! It features solid surface flooring throughout, a spacious master bedroom with a walk-in closet, and a detached converted garage that offers endless possibilities as an office, playroom, art studio, she shed, or man cave. Enjoy the inviting open floor plan filled with natural light from numerous windows. Gather around the cozy fireplace or step outside onto the circular brick patio, perfect for outdoor entertaining. Several years ago, this home underwent a complete transformation, including updates to the electrical, plumbing, HVAC system, roof, and windows. The bathrooms have new cabinetry, and granite countertops. The interior upgrades also include new sheetrock, lighting, doors, and trim, as well as an updated water heater. 2023 Updates include New blown in insulation, New Front Door ^ New Gutters. Your fenced in Backyard features a detached office/playroom is a versatile space, equipped with heating and cooling, sheetrock walls, windows for natural light, wood look flooring, granite countertops, and additional storage. There is also a large concrete pad which could be used for an outdoor kitchen, seating area or additional parking. Another notable feature is that there is No HOA here! Located in Navy Point, this home provides access to neighborhood amenities such as a boat launch, waterfront walking trails, and a playground. There are also activities including an annual Neighborhood Art Show, Garage Sale, Christmas Parade & Picnics in the Park where a Food Truck visits! This home is conveniently situated just minutes away from NAS Pensacola and the VA Hospital, with downtown, shopping, restaurants, and beaches all within a short drive and you can watch the Blue Angels practice over the bayou on practice days! Don’t miss out on this completely updated Navy Point gem—schedule your showing today!
Single-familyProperty Type
1944Year Built
6,969 sq ftLot Size
$256Est. Price/Sq.Ft.
Listed by Christi Miller• KELLER WILLIAMS REALTY GULF COAST
You will not find a more beautiful Navy Point cottage! COMPLETELY UPDATED from the studs in over the last 2 years. 3 bedroom/2 bath, nearly 1,200 square foot home, plus a nearly 350 square foot detached office/playroom/art studio/man cave. A TOTAL HOME RENOVATION! UPGRADES ARE NUMEROUS. NEW ELECTRICAL SYSTEM, NEW PLUMBING SYSTEM, NEW HVAC SYSTEM, NEW ROOF, NEW WINDOWS, ALL NEW BATHS, NEWLY REFINISHED REAL HARDWOOD FLOORING, NEW CABINETRY, NEW GRANITE COUNTERTOPS, NEW SHEETROCK, NEW PAINT, NEW LIGHTING, NEW INTERIOR DOORS AND TRIM, NEW HOT WATER HEATER AND NEW PLUMBING FIXTURES. The detached office/playroom is heated/cooled and has been updated with NEW SHEETROCK, WINDOWS, PAINT, WOOD LOOK FLOORING AND GRANITE COUNTERTOPS. Other significant features of your new home include an open floor plan, lots of windows providing natural light throughout, fireplace, a circular brick patio for outdoor entertaining, and a large concrete pad in the backyard that could provide future expansion for an outdoor kitchen or additional parking. GREAT LOCATION within Navy Point; within an easy walk to the boat launch or a walk along the water. Conveniently located near NAS, shopping, restaurants, and healthcare.
PARMLS #477979
Apr 9, 2015
Sold
$51,504
$43/sq ft
Mar 12, 2015
Listed
$42,400
$35/sq ft
+2
This property is bank owned. It is sold in “as-is” condition without repairs or warranty. Buyer is responsible for verifying all information contained in this listing.
PARMLS #352878
Nov 24, 2008
Listing Removed
—
Jun 23, 2008
Listed
$74,000
$62/sq ft
PARMLS #344135
Jun 22, 2008
Listing Removed
—
Jan 29, 2008
Listed
$139,900
$117/sq ft
Public Records
Jun 7, 2005
Sold
$88,000
$74/sq ft
PARMLS #250353
Sep 16, 2003
Listing Removed
—
Aug 13, 2003
Listed
$77,000
$64/sq ft
PARMLS #63811
Mar 19, 2001
Sold
$64,000
$54/sq ft
Aug 7, 2000
Listed
$64,000
$54/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,650 (−9.1%)
$38,000 + $188,262
$226,262
2024
$2,914 (+2,225.4%)
$30,000 + $185,651
$215,651
2023
$125 (−86.4%)
2022
$924 (+1.1%)
2021
$913 (+2.6%)
2020
$890 (+2.6%)
2019
$867 (+158.4%)
2018
$336 (−1.4%)
2017
$340 (−70.0%)
$15,000
2016
$1,133 (+12.6%)
$15,000 + $54,150
$69,150
2014
$1,006
Tax history for 204 Payne Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,650 (−9.1%)
$38,000 + $188,262
$226,262
2024
$2,914 (+2,225.4%)
$30,000 + $185,651
$215,651
2023
$125 (−86.4%)
2022
$924 (+1.1%)
2021
$913 (+2.6%)
2020
$890 (+2.6%)
2019
$867 (+158.4%)
2018
$336 (−1.4%)
2017
$340 (−70.0%)
$15,000
2016
$1,133 (+12.6%)
$15,000 + $54,150
$69,150
2014
$1,006
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
6,904 Sq. Ft.
Year renovated
2005
Sq. Ft.
1,195
Year built
1944
Style
Single Family Residential
County
Escambia County
APN
502S306090392018
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 27, 2026.
MDR
Medium Density Residential District
The medium density residential (MDR) district establishes appropriate areas and land use regulations for residential uses at medium densities within suburban or urban areas. The primary intent of the district is to provide for residential neighborhood development in an efficient urban pattern of well-connected streets and at greater dwelling unit density than the low density residential district. Residential uses within the MDR district are limited to single-family and two-family dwellings. The district allows non-residential uses that are compatible with suburban and urban residential neighborhoods.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Housing-Multiple units
Infrastructure
Marina
Housing-Mobile home park
Park & open space
Mar 24, 2023 • Active
Residential
Install a new front door.
Remodel
Sep 20, 2018 • Final
Residential
Perform residential electrical rewiring and upgrade the electrical service from 100 to 200 amps.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Interior Features: Baseboards, Ceiling Fan(s), High Speed Internet
Exterior
Exterior Features
Fencing: Back Yard, Chain Link
Allows Horses: No
Roof: Shingle
Lot Information
Lot Size Acres: 0.16
Lot Size Dimensions: 65 x 105.7
Lot Size Area: 0.16
Lot Size Units: Acres
Lot Features: Central Access
Land Information
Water Source: Public
Property Information
Property Condition: Resale
New Construction: No
Has Property Attached: No
Other Structures: Yard Building, Detached Self Contained Living Area
Homestead: Yes
Green Energy Efficient: Insulation, Ridge Vent
Has Fireplace
Appliances: Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, Self Cleaning Oven
Laundry Features: W/D Hookups
Road Surface Type: Paved
Road Responsibility: County Maintained Road
Building Information
Building Area Total: 1,195
Building Area Units: Square Feet
Foundation Details: Off Grade
Levels: One
Construction Materials: Frame
Financial
Tax Information
Tax Legal Description: Lt 387 Blk 18 Navy Point Pb 1 P 100 Or 7984 P 1304 Ca 222
Utilities
Utility Information
Electric: Circuit Breakers, Copper Wiring
Sewer: Public Sewer
Utilities: Cable Available
Heating & Cooling
Has Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s)
Heating: Central, Fireplace(s)
Location
HOA Information
Association YN: No
Association Fee Frequency: Annually
Location Details
Directions: From downtown Pensacola, travel south on Navy Blvd to Sunset Ave, turn right onto Sunset, travel .4 miles and turn left onto Syrcle Dr. Go 900 feet and turn left onto Payne Rd. The property will be on your left in 250 feet
Community Information
Community Features: Beach, Dock, Sidewalks
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,195
Stories: 1.0
Lot Size: 6,904 square feet
Style: Single Family Residential
Year Built: 1944
Year Renovated: 2005
County: Escambia County
APN: 502S306090392018
Home facts updated by county records on Jul 27, 2026
Around this home
Schools
Navy Point Elementary School
Public PreK-5 • Assigned • 0.8mi
2/10
Jim C. Bailey Middle School
Public 6-8 • Assigned • 7.6mi
5/10
Pensacola High School
Public 9-12 • Assigned • 5.3mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
6/10 Flood Factor
Estimated 48-58% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 24 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Pensacola, FL • 32507
Average low and high temperatures (°F)
59
41
66
49
71
55
76
63
80
69
87
75
90
77
87
75
86
70
80
63
73
57
64
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$291,000 – $352,000
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