For sale

$359,000

Est. $2,459/mo —

•

1,157

sq ft

308 Payne Rd, Pensacola, FL 32507

About this home

Welcome home to 308 Payne Rd — a beautifully remodeled, move-in-ready gem in the welcoming Navy Point golf cart community! This 1,157 sq ft home has been thoughtfully updated from top to bottom, blending modern comfort with low-maintenance living, and is perfect for buyers of all ages and life stages. Best of all — no HOA! Step inside to gorgeous hardwood floors flowing throughout the living spaces, complemented by a stunning new kitchen featuring brand-new All Wood cabinetry and a full suite of new appliances. The primary suite has been enhanced with an added en-suite bathroom, giving you a private retreat all your own. Behind the scenes, this home has been upgraded with all-new wiring, I-beam leveling, and energy-efficient open-cell blown-in foam insulation — offering improved structural stability, comfort, and lower utility costs for years to come. Out back, you'll find a spacious 15x26 detached garage/workshop building, ideal for extra storage, a workshop, hobby space, or parking for your golf cart and toys. Fenced- Landscaped back yard for your fur babies! Location can't be beat! Filled with generational living, golf-cart-friendly Navy Point community, you're just minutes from downtown Pensacola and NAS Pensacola — perfect for commuters, military families, or anyone who wants easy access to city life while enjoying a relaxed neighborhood feel. Enjoy fantastic community amenities including scenic walking trails, a playground, and a nearby public boat ramp for easy water access. Watch The Blue Angels practice right from your yard or from your partial water view of Bayou Grande. Don't miss your chance to own this turn-key home in one of Pensacola's most desirable communities with no HOA fees to worry about. Schedule your private showing today!

Single-familyProperty Type

1944Year Built

6,891 sq ftLot Size

$310Price/Sq.Ft.

1 car garageParking

Listed by Holly Jo Patterson • Kuhn Realty

Listing updated: Oct 2, 2026 at 03:58pm

Redfin checked: a minute ago

•Source:PARMLS #688538

Payment calculator

$2,459 per month

Principal and interest$2,033

Property taxes

$187

HOA dues

Home insurance

$239

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 11AM TO 1PM
$389,900
4 beds2.5 baths2,212 sq ft
121 Lovett Pl, Pensacola, FL 32506
OPEN TODAY, 12PM TO 3PM3D WALKTHROUGH
$919,000
5 beds5.5 baths3,100 sq ft
13928 River Rd #504, Pensacola, FL 32507
OPEN TODAY, 12PM TO 2PM
$550,000
4 beds3 baths2,982 sq ft
4485 Mcclellan Rd, Pensacola, FL 32503
OPEN TODAY, 12PM TO 2PM
$172,000
2 beds2 baths1,183 sq ft
7101 Joy St Unit D-8, Pensacola, FL 32504
OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH
$649,000
5 beds3 baths3,677 sq ft
5720 Avenida Robledal, Pensacola, FL 32504
OPEN TODAY, 12PM TO 4PM
$303,990
4 beds2 baths1,667 sq ft
7737 Palm Vista Ct Unit HS 2A, Bellview, FL 32526
OPEN TODAY, 2PM TO 4PM3D WALKTHROUGH
$369,900
4 beds2.5 baths2,525 sq ft
6271 Lake Charlene Dr, Pensacola, FL 32506
OPEN SUN, 11AM TO 1:30PM
$414,000
3 beds2 baths1,808 sq ft
12159 Sage Ave, Pensacola, FL 32507
OPEN SUN, 1PM TO 2PM3D WALKTHROUGH
$190,000
2 beds2 baths1,032 sq ft
3064 Flintlock Dr, Pensacola, FL 32526
OPEN OCT 10, 12PM TO 2PM
$420,000
4 beds3 baths2,219 sq ft
301 W Mallory, Pensacola, FL 32501

Around this home

Schools

K - 12
Preschool & daycare

Navy Point Elementary School

Public PreK-5 • Assigned • 1.0mi

2/10

Jim C. Bailey Middle School

Public 6-8 • Assigned • 7.6mi

5/10

Pensacola High School

Public 9-12 • Assigned • 5.4mi

4/10

Provided by GreatSchools

About Navy

Point

Navy Point, located between Pensacola Bay and Bayou Grande, is a waterfront and residential Warrington neighborhood with a public boat ramp and a shoreline park. The neighborhood’s character concentrates around the Navy Point Park loop near the boat launch, where anglers, dog walkers, and sunset-watchers set the daily rhythm. Low-slung mid-century houses and Florida ranch homes sit on leafy streets that bend toward the water. Navy Point Park frames wide bay views and a long, breezy walking route. Nearby, the National Naval Aviation Museum, Fort Barrancas, and the Pensacola Lighthouse & Maritime Museum add a strong coastal-military backdrop to weekends.

Provided by Walk Score and Local Logic

Offer insights

308 Payne Rd · $359,000

Strong offer

$359K and above

75% chance or better to win

Why $359K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 73 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Storage
Baseboards
Ceiling fans
Smart thermostat
Double pane windows
Blinds

Bedrooms
Primary bedroom on the first floor (11' x 13.5")

Bathrooms
2 full bathrooms
Updated bathrooms; primary ensuite updated within 1 year with new flooring, shower, counter and sink, and toilet

Kitchen
Updated kitchen within 1 year with new flooring, real wood cabinets, sink, appliances, rewiring, sewer work, and lighting
Pantry
Dishwasher
Disposal

Laundry & utility
Washer
Dryer
Electric water heater

Flooring
Hardwood
Tile

Heating & cooling
Natural gas heating
Central air
Ceiling fans

Sale and tax history for 308 Payne Rd

Sale History
Tax History

Date

Event

Price

PARMLS #688538

Sep 17, 2026

Listed

$359,000

$310/sq ft

Sep 4, 2026

Coming Soon

$359,000

$310/sq ft

PARMLS #343897

Mar 13, 2008

Sold

$59,900

$52/sq ft

Jan 24, 2008

Listed

$75,900

$66/sq ft

Public Records

Oct 4, 2006

Sold

$101,000

$87/sq ft

Public Records

Jan 1, 1996

Sold

$43,800

$38/sq ft

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,891 Sq. Ft.

Year renovated

1995

Finished Sq. Ft.

1,112

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,112

Year built

1944

Style

Single Family Residential

County

Escambia County

APN

502S306090496023

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 27, 2026.

MDR

Medium Density Residential District

The medium density residential (MDR) district establishes appropriate areas and land use regulations for residential uses at medium densities within suburban or urban areas. The primary intent of the district is to provide for residential neighborhood development in an efficient urban pattern of well-connected streets and at greater dwelling unit density than the low density residential district. Residential uses within the MDR district are limited to single-family and two-family dwellings. The district allows non-residential uses that are compatible with suburban and urban residential neighborhoods.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Multiple units
Infrastructure
Marina
Housing-Mobile home park
Park & open space

Climate risks

6/10 Flood Factor

Estimated 50-61% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Pensacola, FL • 32507

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 308 Payne Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $200,000 and $330,000.

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $200K to $330K.

SOLD AUG 28, 2026
$285,000 Last sold price
3 beds2 baths1,360 sq ft
422 Gibbs Rd, Pensacola, FL 32507
$100/sq ft
1 year newer
SOLD JUL 29, 2026
$280,000 Last sold price
3 beds2 baths1,175 sq ft
215 Berry Rd, Pensacola, FL 32507
$72/sq ft
larger lot
30 years newer
SOLD MAR 3, 2026
$325,000 Last sold price
3 beds1 bath1,480 sq ft
403 SE Gilliland Rd, Pensacola, FL 32507
$90/sq ft
SOLD JUN 17, 2026
$330,000 Last sold price
3 beds2 baths1,145 sq ft
206 Bryant Rd, Pensacola, FL 32507
$22/sq ft
smaller lot
SOLD NOV 25, 2025
$200,000 Last sold price
2 beds2 baths1,060 sq ft
553 S 1st St, Pensacola, FL 32507
$121/sq ft
smaller lot
9 years older

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(850) 407-9295