891 Choctawhatchee River Rd, Ponce de Leon, FL 32455
About this home
PRICED 35K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/ SEPARATE APARTMENT, Just 35 miles to BWB & 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Seller's job transfer fell thru so Seller needs to sell. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on . 21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/ cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E. O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL! Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables Alaqua Animal Refuge - 9.2 miles E. O. Wilson Biophilia Center - Just over 10 miles Publix Super Market at The Shoppes at Freeport - 14.3 miles Eden Gardens & Point Washington State Parks - within 28 miles Grayton Beach - 27.5 miles Rosemary Beach - 30.6 miles Grand Blvd 32 miles ECP Airport 22 miles Closest Public Beach Access 58 Panama City Beach - 23.4 miles Blue Mountain Regional Beach Access - 26.9 miles
Single-familyProperty Type
1997Year Built
9,147 sq ftLot Size
$190Price/Sq.Ft.
1 garage spacesParking
Listed by Karen Martineau• RE/MAX Coastal Properties
Listed by Glenda Lichorwic• RE/MAX Coastal Properties
Sale and tax history for 891 Choctawhatchee River Rd
Sale History
Tax History
Date
Event
Price
ECAR #995860
Aug 3, 2026
Price Changed
$389,400
$190/sq ft
May 29, 2026
Relisted
—
Mar 26, 2026
Price Changed
$399,400
$195/sq ft
Feb 20, 2026
Listed
$409,400
$200/sq ft
ECAR #977005
Sep 5, 2025
Sold
$340,000
$166/sq ft
Jul 3, 2025
Price Changed
$335,000
$163/sq ft
May 22, 2025
Listed
$365,800
$178/sq ft
+64
AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? Ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. SELLER TO REPLACE WATER HEATER & REPLACE EXISTING METAL ROOF with a dimensional shingle roof prior to closing. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL! Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables Alaqua Animal Refuge - 9.2 miles E.O. Wilson Biophilia Center - Just over 10 miles Publix Super Market at The Shoppes at Freeport - 14.3 miles Eden Gardens & Point Washington State Parks - within 28 miles Grayton Beach - 27.5 miles Rosemary Beach - 30.6 miles Grand Blvd 32 miles ECP Airport 22 miles Closest Public Beach Access 58 Panama City Beach - 23.4 miles Blue Mountain Regional Beach Access - 26.9 miles
ECAR #885829
Jan 31, 2022
Sold
$290,000
$141/sq ft
Dec 10, 2021
Pending
—
Nov 14, 2021
Listed
$325,000
$158/sq ft
+40
Great opportunity to own this river front home located off Hwy 20 in the Bruce area of S Walton County (between Ebro & Freeport). Main part of home (upper level) is 1440 SF with 1 BR, 1 bath. This home has a wide open floor plan with a large living room & kitchen/dining combo. Hardwood floors, granite counter tops & breakfast bar in kitchen. Guest suite is on ground level, with 1 BR, 1 bath (612 SF). Covered porch (partially screened) spans the entire back of home, overlooking the river. There is also a screened porch area & covered patio on ground level, as well as a deck spanning across most of the river frontage, with stairs going down to the floating dock at the river. Call and make an appointment to see this beauty today. Please don't go onto property unaccompanied by an agent.
CPARMLS #645457
Dec 9, 2021
Listing Removed
—
Apr 22, 2016
Listed
$239,000
$116/sq ft
CPARMLS #622805
Dec 9, 2021
Listing Removed
—
Aug 1, 2014
Listed
$238,000
$116/sq ft
CPARMLS #608030
Dec 9, 2021
Listing Removed
—
Apr 8, 2013
Listed
$239,000
$116/sq ft
CPARMLS #415252
Dec 9, 2021
Listing Removed
—
Mar 21, 2011
Listed
$279,000
$136/sq ft
CPARMLS #392496
Dec 9, 2021
Listing Removed
—
Mar 6, 2009
Listed
$300,000
$146/sq ft
NAMLS #841858
May 4, 2020
Listing Removed
—
Mar 4, 2020
Listed
$240,000
$117/sq ft
Mar 2, 2020
Listed
$240,000
$117/sq ft
ECAR #822353
Mar 1, 2020
Listed
$240,000
$117/sq ft
Oct 21, 2019
Listing Removed
—
May 7, 2019
Listed
$240,000
$117/sq ft
NAMLS #711344
Dec 31, 2014
Listing Removed
—
Aug 1, 2014
Listed
$239,000
$116/sq ft
NAMLS #595100
Oct 9, 2013
Listing Removed
—
Apr 8, 2013
Listed
$239,000
$116/sq ft
NAMLS #578067
Jan 31, 2013
Listing Removed
—
May 25, 2012
Listed
$278,000
$135/sq ft
ECAR #516533
Mar 6, 2009
Listed
$300,000
$146/sq ft
Public Records
Aug 10, 2007
Sold
$250,000
$122/sq ft
Public Records
Oct 8, 2004
Sold
$168,000
$82/sq ft
Public Records
Sep 24, 1998
Sold
$68,000
$33/sq ft
Public Records
Jun 1, 1980
Sold
$4,400
$2/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,793 (−2.3%)
$19,800 + $188,615
$208,415
2024
$1,836 (−0.7%)
$19,800 + $191,035
$210,835
2023
$1,849 (+126.2%)
$19,800 + $193,455
$213,255
2022
$817 (−0.9%)
2021
$825 (−1.5%)
2020
$837 (+3.4%)
$5,184 + $113,644
$118,828
2019
$810 (+2.1%)
2018
$794 (+0.4%)
$5,184 + $109,005
$114,189
2017
$790
Public record
Public record
Zoning
Permits
Beds
2
Baths
2
Stories
2
Lot width
7 ft.
Lot depth
13 ft.
Lot size
9,321 Sq. Ft.
Year renovated
1997
Finished Sq. Ft.
2,052
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,052
Year built
1997
Style
Single Family Residential
County
Walton County
APN
021S170705000B0100
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
GA
General Agriculture District
The General Agriculture district includes rural areas suitable for small scale agricultural activities, including timber production and limited supporting commercial activities.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Livestock production
Winery & vineyard
Housing-Single unit
Kennel
Veterinary clinic
Agriculture-Cropland
Agriculture-Grove / orchard / vineyard
Agriculture-Pastureland
Aug 29, 2025 • Final
Roof standalone permit - licensed contractors only
Roofing
Mar 9, 2022 • Active
Service change over- residential
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Ponce de Leon, FL • 32455
Average low and high temperatures (°F)
60
39
68
48
76
53
81
59
83
66
89
72
92
75
87
73
88
68
81
60
74
54
64
44
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 24% for direct sun exposure in Ponce de Leon. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 891 Choctawhatchee River Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $337,440 and $605,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $337K to $605K.