NEW CONSTRUCTION

For sale

$645,000

Est. $4,399/mo —

•

1,500

sq ft

103 Mccosh Mill Rd, Port St Joe, FL 32456

About this home

RARE OPPORTUNITY! One of the few SINGLE FAMILY homes on CAPE SAN BLAS priced UNDER $650,000—don't miss your chance to own a piece of the Forgotten Coast! Welcome to coastal living at its finest. Nestled in the Piney Woods neighborhood, this meticulously well-kept 3 bedroom/2 bath home offers the perfect blend of laid-back beach charm & modern comfort just moments from the Gulf waters. Step inside to discover bright & airy interiors filled with natural light, spacious living perfect for gathering with family & friends after a day on the water. Comfortable bedrooms provide a peaceful retreat while the easy-flow floor plan creates the relaxed atmosphere everyone loves about beach life. As a resident of Piney Woods, you will enjoy access to the community pool as well as a private boardwalk that leads you straight to the unspoiled shores of the Gulf. This location places you within minutes of world-class fishing, boating, kayaking, scalloping & endless outdoor adventures. Enjoy easy access to T H Stone Memorial St Joseph Peninsula State Park where miles of pristine shoreline, nature trails & breathtaking sunsets await. Spend your afternoons exploring Port St. Joe's charming downtown filled with local restaurants, boutiques, live music & coastal events, then grab a bite at one of the local favorites before heading back home to unwind beneath the coastal skies. Whether you're searching for a primary residence, vacation retreat or investment opportunity, this home captures the true essence of the Forgotten Coast lifestyle. Quiet surroundings, nearby beach access & the relaxed pace of Cape San Blas make this property a standout destination for those looking to escape the crowds while still being close to everything that makes Port St. Joe so special. Call for your private tour & LIVE THE BEACH LIFE!

Single-familyProperty Type

2017Year Built

5,663 sq ftLot Size

$430Price/Sq.Ft.

$63/moHOA Dues

6 spacesParking

Listed by Tracy Ford • Beach Properties Real Estate Group

Contact: 8502272500

Listing updated: Aug 20, 2026 at 03:34pm

Redfin checked: 2 minutes ago

•Source:RAFGC #328339

Payment calculator

$4,399 per month

Principal and interest$3,476

Property taxes

HOA dues

Home insurance

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Port St. Joe Elementary School

Public PreK-5 • Assigned • 8.0mi

5/10

Port St. Joe High School

Public 6-12 • Assigned • 7.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

103 Mccosh Mill Rd · $645,000

Strong offer

$642K and above

75% chance or better to win

Why $642K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 125 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Kitchen island
Vaulted ceilings
Furnished

Bathrooms
2 full bathrooms

Kitchen
Dishwasher
Microwave
Refrigerator

Sale and tax history for 103 Mccosh Mill Rd

Sale History
Tax History

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,663 Sq. Ft.

Year renovated

2018

Finished Sq. Ft.

1,500

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,500

Year built

2017

Style

Single Family Residential

County

Gulf County

APN

06297-305R

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 107° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Port St Joe, FL • 32456

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 26% for direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 103 Mccosh Mill Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $490,000 and $1,000,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $490K to $1.0M.

SOLD AUG 12, 2026
$585,000 Last sold price
3 beds2 baths1,656 sq ft
149 Boardwalk Ave, Port St Joe, FL 32456
$77/sq ft
larger lot
31 years older
SOLD JUL 29, 2026
$490,000 Last sold price
3 beds2 baths1,458 sq ft
110 Boardwalk Ave, Port St Joe, FL 32456
$94/sq ft
larger lot
29 years older
SOLD AUG 3, 2026
$650,000 Last sold price
3 beds2 baths1,514 sq ft
183 Griffin Ave, Port St Joe, FL 32456
$1/sq ft
larger lot
18 years older
SOLD APR 20, 2026
$719,000 Last sold price
3 beds2.5 baths1,908 sq ft
240 Pebble Beach Ave, Port St Joe, FL 32456
$53/sq ft
larger lot
1 year newer
SOLD FEB 6, 2026
$740,000 Last sold price
4 beds2.5 baths2,153 sq ft
225 Cord Grass Way, Port St Joe, FL 32456
$86/sq ft
smaller lot
3 years newer
SOLD JUN 26, 2026
$1,000,000 Last sold price
3 beds2.5 baths1,946 sq ft
123 Mccosh Mill Rd, Port St Joe, FL 32456
$84/sq ft
smaller lot
7 years newer