DOUBLE CUL-DE-SAC LOT! AMAZING LAKEFRONT 3 BEDROOM + BONUS/CRAFT ROOM, 2 BATH, 4-CAR GARAGE POOL HOME IN HIGHLY SOUGHT AFTER DEED RESTRICTED DEEP CREEK! Expansive outdoor entertaining area features covered lanai with tile flooring and wood ceiling, screened heated pool and spa, outside bath access, wide view screens, outside patio grilling area plus additional gazebo to enjoy your morning coffee or evening cocktail overlooking the beautiful scenery of Lake Zapa. Exceptional style exudes throughout with approximately 2,400 sf of living area, high ceilings, soothing neutral décor, modern features, large windows for an abundance of natural light and custom shades, new engineered hardwood flooring in main living areas plus the family room offers LED fireplace as focal point. Well-appointed kitchen boasts granite counters, tile backsplash, stainless appliances, breakfast bar and casual dining area. More custom cabinets have been added to the laundry room as well as to the large craft room! The craft room also includes a large granite island perfect for working on any and all projects and is flexible to fit many needs. Light and bright primary suite features access to lanai and private en-suite bath boasting custom vanity, free-standing claw-foot tub and a glass enclosed tiled shower. The attached walk-in closet also has custom cabinets allowing for ample storage. Split floor plan provides privacy for guests with each bedroom offering walk-in closets and the guest bath has also been updated with custom cabinets and a new glass-enclosed tiled shower. Additional great features and updates include new pool heater in 2019, new water heater and roof in 2022, new A/C/heat pump in 2023, new hurricane windows throughout the house, hurricane shades on the lanai and hurricane protection on the front door and garage windows, a convenient breezeway to attached garage, two irrigated lots plus meticulously landscaped exterior. Lots of privacy thanks to Deep Creek greenbelts and being on a lake lot to enjoy watching numerous birds including the pair of Eagles nesting across the lake, pelicans, egrets and Wood Storks. The friendly neighborhood tucked away from busy streets yet close to shopping, entertainment, I-75, schools, parks, golf and just a short drive to downtown historic Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don't miss this opportunity! Schedule your private showing today!
3/2/5+garages - Beautiful, Executive style, very private, Lake Zappa waterfront Estate heated Pool home in deed restricted Deep Creek. This home is on 2 large manicured cul-de-sac lots with an expansive 46x54 pool area w/ picture frame pool cage, which includes an 11x32 covered lanai, an elevated 13x14 attached gazebo for a view of the lake & wildlife + 12x38 outside patio for sun bathing & grilling. This home is set up to enjoy living on the lake. It has been updated, is move-in ready & has pool/lake access from every room on the back of the home thru pocketing sliding glass doors. The 5+car garage gives you lots of room for all of your toys including a double door entry at the back of the garage for your golf cart. There are several living areas including a large family/game room, bonus room off the kitchen & formal living/dining room w/ cathedral ceilings. Gourmet kitchen has 42" hickory cabinets, handpicked granite countertops & breakfast bar, tumbled travertine backsplash w/ decorative inserts, under cabinet lighting & large window pass thru to the pool. Master Bedroom suite is very private and overlooks the lake. It includes a relaxing updated master bath with Jacuzzi tub, new large walk in shower, dual sinks in a tall vanity & extra light from the skylight. Every bedroom has walk in closets & one of the guest bedrooms has access to the pool/lake. There is extra storage in the 2 attic areas-1 includes a 10x10 attic platform that is over 5 feet high. All of the windows are tinted for efficiency & have hurricane film.
Public Records
Dec 18, 2000
Sold
$165,000
$69/sq ft
Public Records
Aug 17, 1999
Sold
$145,000
$61/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,947 (+57.4%)
$95,200 + $408,414
$503,614
2024
$5,048 (+0.4%)
$95,200 + $408,414
$503,614
2023
$5,026 (+5.7%)
2022
$4,754 (−0.2%)
2021
$4,765 (+1.5%)
2020
$4,697 (+1.0%)
$47,600 + $236,506
$284,106
2019
$4,653 (−8.1%)
$47,600 + $236,506
$284,106
2018
$5,060 (+766.4%)
$51,850 + $230,349
$282,199
2017
$584 (+1.2%)
2016
$577 (+32.9%)
2014
$434 (−34.2%)
2013
$659
2012
$659
Tax history for 1196 Ricardo Ln
Year
Property tax
Land + Additions
Assessment*
2025
$7,947 (+57.4%)
$95,200 + $408,414
$503,614
2024
$5,048 (+0.4%)
$95,200 + $408,414
$503,614
2023
$5,026 (+5.7%)
2022
$4,754 (−0.2%)
2021
$4,765 (+1.5%)
2020
$4,697 (+1.0%)
$47,600 + $236,506
$284,106
2019
$4,653 (−8.1%)
$47,600 + $236,506
$284,106
2018
$5,060 (+766.4%)
$51,850 + $230,349
$282,199
2017
$584 (+1.2%)
2016
$577 (+32.9%)
2014
$434 (−34.2%)
2013
$659
2012
$659
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.6 Acres
Year renovated
2004
Sq. Ft.
2,396
Year built
1988
Style
Single Family Residential
County
Charlotte County
APN
402308280003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
RSF3.5
Residential Single-Family District
The purpose and intent of these districts is to provide for single-family residential dwellings and other uses normally associated therewith. Among RSF-2, RSF-3.5 and RSF-5 districts, there are variations in requirements for lot area, width, and certain yards.
Permitted uses
Include but are not limited to:
Day care facility
Housing-Single unit
Housing-Senior
Communications tower
Housing-Mobile home park
Park & open space
Jan 11, 2024 • Final
Residential window-door
Replace windows and a sliding glass door with new impact-resistant units of the same size.
Remodel
Oct 19, 2021 • Final
Residential roofing
Tear off the existing shingle roof system and install a new shingle roof system.
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Dimensions: 40x30
Parking Features: Driveway, Garage Door Opener, Oversized, Workshop in Garage
Lot Features: Cul-De-Sac, Greenbelt, Landscaped, Oversized Lot, Paved
Lot Size Acres: 0.6
Lot Size Dimensions: 141x120x197x110x135
Road Surface Type: Asphalt, Paved
Road Responsibility: Public Maintained Road
Lot Size Square Meters: 2443
Building Information
MFR_BuildingAreaTotalSrchSqM: 278.15
Financial
Tax Information
Tax Annual Amount: $5,026.44
Tax Year: 2023
Lease / Rent Details
Lease Restrictions YN: 1
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Additional Water Information: 78 acres. Residents have access to the lake. No one has legal frontage. Property owners association owns the lake.
Location
Multi-Family Financial Information
Total Annual Fees: $330
Total Monthly Fees: $27.50
Multi-Unit Information
Unit Number YN: 0
Furnished: Unfurnished
HOA Information
Association Name: Deep Creek Sec 23 POA
Has HOA
MFR_Association2YN: 0
Association Fee Requirement: Required
Association Approval Required Y/N: 0
Monthly HOA Amount: 27.50
Association Fee: $330
Association Fee Frequency: Annually
School Information
Elementary School: Deep Creek Elementary
Middle Or Junior High School: Punta Gorda Middle
High School: Charlotte High
Location Information
Directions: US-41 north, right on Kings Hwy, right on Sandhill Blvd, right on Bushire Ln, left on Palisade Rd, right on Paraclete Rd, right on Banff Ln, left on Ricardo Ln, property is on cul-de-sac.
Community Information
Community Features: Deed Restrictions
Pets Allowed: Yes
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 2,396
Stories: 1.0
Lot Size: 0.6 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2004
County: Charlotte County
APN: 402308280003
Home facts updated by county records on Oct 14, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 941-205-8478
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 38
Status Contractual Search Date: 2024-10-07
Listing Price Information
Calculated List Price By Calculated Sq Ft: 292.11
Green Information
Direction Faces: Northwest
Home Information
Living Area: 2396
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 222.60
Building Area Total: 2994
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Stories Total: 1
Levels: One
Around this home
Schools
K - 12
Preschool & daycare
Deep Creek Elementary School
Public PreK-5 • Assigned • 2.1mi
7/10
Punta Gorda Middle School
Public 6-8 • Assigned • 5.8mi
6/10
Charlotte High School
Public 9-12 • Assigned • 5.9mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 28 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Punta Gorda, FL • 33983
Average low and high temperatures (°F)
73°
49°
78°
54°
82°
58°
86°
64°
91°
71°
92°
73°
92°
75°
90°
76°
89°
73°
86°
68°
82°
59°
77°
55°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6.6 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$591,000 – $716,000
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