Welcome to 3409 Gulf City Road, a waterfront masterpiece where serene luxury meets modern elegance. This exceptional custom-built estate is nestled on a private stretch of land with breathtaking panoramic lake views and a seamless blend of indoor and outdoor living. From the moment you enter, you’re greeted by beautiful finishes, soaring ceilings, and a stunning open-concept floor plan designed to capture the essence of lakefront living. The gourmet chef’s kitchen is the heart of the home, featuring sleek quartz countertops, floor-to-ceiling cabinetry, stainless steel appliances, and a massive center island perfect for gathering. The light-filled great room boasts oversized sliding glass doors and expansive windows that frame the sparkling water views, creating an ideal setting for relaxation and entertaining. The primary suite is a true oasis, complete with expansive lakefront windows, a spa-inspired ensuite bath, rainfall showers, and a dream walk-in closet. With a total of 4 bedrooms, including dual primary suites, this home offers flexibility for multi-generational living or guest privacy. Every detail has been thoughtfully curated—from the designer lighting to the elegant flooring and custom millwork. Step outside to your private backyard retreat with a resort-style pool and spa, surrounded by lush, tropical landscaping. Enjoy your morning coffee or an evening glass of wine from the oversized screened lanai, all while soaking in the tranquil water views. Additional features include a three-car garage, smart home tech, energy-efficient construction, and plenty of space to build a dock if desired. This premier location is just minutes from the Bay, shopping, dining, and nature preserves—this is Florida luxury at its finest.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
4
Stories
1
Lot width
425 ft.
Lot depth
131 ft.
Lot size
1.95 Acres
Year renovated
2023
Sq. Ft.
3,195
Year built
2023
Style
Single Family Residential
County
Hillsborough County
APN
0326961042
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
PD
Planned Development District
The PD District is intended to be used when unified, large scale, mixed use developments are proposed in areas lacking a predominant urban/suburban development pattern and adjacent land use compatibility is not a significant factor. Broad, general concept plans would be permitted with limited flexibility to accommodate land use changes in response to evolving market conditions.
Jan 28, 2026 • Active
Residential new construction and additions
Work on a pool cabana.
New construction
Pool and hot tub
Jul 14, 2023 • Final
Residential miscellaneous
Install a new residential inground swimming pool with a spa.
Pool and hot tub
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Dimensions: 24x16
Garage Spaces: 3
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 4
Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
Laundry Room Information
Laundry Features: Laundry Room
Other Rooms Information
# of Rooms: 3
Heating & Cooling
Heating Information: Central
Cooling Information: Central Air
Interior Features
Interior Features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Walk-in Closet(s)
Appliances: Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
Utilities: BB/HS Internet Available, Electricity Connected
Location
Multi-Family Financial Information
Total Annual Fees: $897.60
Total Monthly Fees: $74.80
Multi-Unit Information
Unit Number YN: 0
HOA Information
Association Name: Catalyst Property Solutions
Has HOA
MFR_Association2YN: 0
Association Fee Requirement: Required
Association Approval Required Y/N: 1
Monthly HOA Amount: 74.80
Association Fee: $224.40
Association Fee Frequency: Quarterly
Location Information
Directions: Start by heading toward N Miller Rd. Turn right onto N Miller Rd, then turn left onto FL-60 W (Brandon Blvd). Continue on FL-60 W for about 3.5 miles, then merge onto I-75 S via the ramp to Naples. Stay on I-75 S for approximately 13 miles, then take Exit 240B to merge onto FL-674 W toward Ruskin. Drive about 5 miles on FL-674 W, then turn left onto US-41 S/S Tamiami Trail. Continue for about 2.5 miles and then turn right onto Gulf City Road. Follow Gulf City Rd. for approximately 3 miles —3409 Gulf City Rd. will be on your right, right along the waterfront.
Community Information
Pets Allowed: Yes
Public facts
Beds: 4
Baths: 4.0
Sq. Ft.: 3,195
Stories: 1.0
Lot Size: 1.95 acres
Style: Single Family Residential
Year Built: 2023
Year Renovated: 2023
County: Hillsborough County
APN: 0326961042
Home facts updated by county records on Jul 30, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 85
Status Contractual Search Date: 2025-06-20
Listing Price Information
Calculated List Price By Calculated Sq Ft: 374.30
Green Information
Direction Faces: South
Home Information
Living Area: 3195
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 296.83
Building Area Total: 4960
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Levels: One
Around this home
Schools
Ruskin Elementary School
Public PreK-5 • Assigned • 3.6mi
4/10
Shields Middle School
Public 6-8 • Assigned • 7.9mi
2/10
Lennard High School
Public 9-12 • Assigned • 5.3mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 72-80% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 28 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Ruskin, FL • 33570
Average low and high temperatures (°F)
70
49
76
55
82
60
86
65
90
72
92
75
93
76
92
76
90
74
86
69
81
60
76
56
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 6.3 hours in December, placing it above the
U.S. average for solar exposure.
9.1 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.12M – $1.36M
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