Off Market Oct 2021 for $400K

$407,918

Est. refi paymentEst. refi $2,505/mo

•

1,864

sq ft

1020 Cutke Rd, Saint Cloud, FL 34771

About this home

BUILT IN 2020, CORNER LOT, FENCED-IN. NO NEED FOR NEW CONSTRUCTION! This gorgeous home is located in Wiggins Reserve in St Cloud just minutes from Lake Nona, Orlando Airport, VA Hospital, Nemours Hospital, Amazon, shopping, restaurants, Walmart, Publix, and easy access to main highways such as 417 and 528!!! Home offers 3 bedrooms with 2.5 bathrooms and almost 1,900 SqFt. Home features a screened/covered rear porch and a beautiful yard all fenced in with plenty of space for your enjoyment. Appreciate the elegant wood-look tile flooring throughout the main areas. The floor plan is amazing, offering an open concept for easy entertaining of your guests and/or family! The kitchen offers granite countertops, stainless steel appliances, an extra large gorgeous island and upgraded lighting. The master bedroom is spacious featuring 2 master bedroom closets and a large master bathroom. The bathrooms offer plenty of upgrades with tile showers to the ceiling and granite countertops. Other features include an inside laundry room with storage space, ceiling racks in the garage for lots of storage space, a foyer, upgraded blinds for sliding door, ceiling fans, pavers on the driveway and front and rear porch, sliding back door, rain gutters, and many more! Home is also located near Narcoossee Elementary and Narcoossee Middle School! Come see the rest!!

Single-familyProperty Type

2020Year Built

7,405 sq ftLot Size

$219Est. Price/Sq.Ft.

2 car garageParking

Listed by Terry Romero • LA ROSA REALTY LLC

Bought with Hannah White • LA ROSA REALTY LLC

Redfin checked: 3 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #S5056504

Redfin Estimate

$407,918

$7,918 since sold in October 2021$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.6% higher than the average sale price ($398K) of 6 comparable homes.

SOLD JUL 17, 2026
$390,000
A
4 beds2 baths1,892 sq ft
1021 Cutke Rd, Saint Cloud, FL 34771
SOLD AUG 14, 2026
$409,000
B
3 beds2 baths2,005 sq ft
111 Polermo Ave, Saint Cloud, FL 34771
SOLD AUG 31, 2026
$440,000
C
4 beds3 baths2,190 sq ft
1168 Narcoossee Del Sol, Saint Cloud, FL 34771
SOLD JAN 20, 2026
$375,000
D
3 beds2 baths1,672 sq ft
1680 Spray Ter, Saint Cloud, FL 34771
SOLD MAR 16, 2026
$399,999
E
4 beds2 baths1,830 sq ft
1600 Spray Ter, Saint Cloud, FL 34771
SOLD JUN 25, 2026
$372,000
F
3 beds2 baths1,672 sq ft
5295 Bracks Landing Dr, Saint Cloud, FL 34771

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Earn from this home

Sell

$92,419

Est. take-home

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Refinance

Est. cash available

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Rent

$2,650/mo

Redfin rental estimate

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Market trends in 34771, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.8%

+0.3% MoM

Median sale price

$445K

$6K MoM

Avg. days on market

68d

4 days MoM

Recently sold homes

419

30 MoM

New listings for sale

NEW 20 HRS AGO
$1,589,900
8 beds4 baths4,488 sq ft
6910 Ranchero Ct, Saint Cloud, FL 34771
NEW 22 HRS AGO
$389,900
3 beds2 baths1,754 sq ft
5350 Pavia Dr, Saint Cloud, FL 34771
NEW 26 HRS AGO
$440,000
4 beds2 baths1,828 sq ft
2723 Sunkissed Dr, Saint Cloud, FL 34771
NEW 29 HRS AGO
$559,000
4 beds2.5 baths2,676 sq ft
5260 Hammock Cir, Saint Cloud, FL 34771
COMING SOON
$385,000
4 beds3 baths1,972 sq ft
5133 Chickadee St, Saint Cloud, FL 34771
SHORT SALE
$1,050,000
4 beds3 baths2,567 sq ft
2493 Mcmichael Rd, Saint Cloud, FL 34771
$365,000
2 beds2 baths1,584 sq ft
2984 Cherry Blossom Loop, Saint Cloud, FL 34771
FOR SALE BY OWNER
$13,750
1 bed1 bath826 sq ft
5152 Boggy Creek Rd, St Cloud, FL 34771
$410,000
4 beds2 baths2,140 sq ft
2301 Avellino Ave, Saint Cloud, FL 34771
VIDEO TOUR
$380,000
3 beds2.5 baths1,982 sq ft
6452 Sprucepine Ln, Saint Cloud, FL 34771
See all

Provided by Redfin

Sale history for 1020 Cutke Rd

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #S5056504

Oct 26, 2021

Sold

$400,000

$215/sq ft

Sep 20, 2021

Pending

—

Sep 16, 2021

Listed

$385,000

$207/sq ft

Stellar MLS as Distributed by MLS Grid #S5026338

Mar 20, 2020

Sold

$315,700

$169/sq ft

Nov 13, 2019

Pending

—

Nov 11, 2019

Listed

$311,000

$167/sq ft

This beautiful 3 bedroom, 2.5 bath custom home is available in Narcoossee’s newest community Wiggins Reserve. Loaded with upgrades!! Featuring 42" flat panel cabinets with bump, crown and stagger over microwave. Large kitchen Island with granite and backsplash. Granite and raised vanities in ALL bathrooms. Stainless steel Whirlpool kitchen appliances. Shaw wood plank ceramic tile in all wet areas and family room. 13” x 13” ceramic tile full height shower and tub walls. 9’4” ceiling height. Paver drive, lead walk, entry and extended covered back patio. Conveniently located near Lake Nona, 417 and Medical City. Photos shown are stock. Other home plans and lots available. NO CDD!

Tax history for 1020 Cutke Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,405 Sq. Ft.

Year renovated

2020

Sq. Ft.

1,864

Year built

2020

Style

Single Family Residential

County

Osceola County

APN

202531547700010270

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Feb 25, 2020 • Final

Reclaim water residential

Install a new reclaim water meter.

Electrical

Electric meter

Oct 8, 2019 • Final

Building

Construct a new single-family home.

New construction

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Garage Dimensions: 22x21
Parking Features: Driveway, Garage Door Opener
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1

Laundry Room Information
Laundry Features: Inside, Laundry Room

Other Rooms Information
Additional Rooms: Inside Utility
# of Rooms: 6

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Interior Features: Ceiling Fans(s), Eat-in Kitchen, Master Bedroom Main Floor, Open Floorplan, Walk-in Closet(s)
Window Features: Blinds
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Flooring: Carpet, Tile

Exterior

Building Information
Construction Materials: Block, Concrete, Stucco
Roof: Shingle

Exterior Features
Patio And Porch Features: Covered, Rear Porch, Screened
Exterior Features: Fence, Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
Fencing: Vinyl

Property Features
Universal Property Id: US-12097-N-202531547700010270-R-N

Waterfront Information
Waterfront Feet Total: 0
Water View Y/N: 0
Water Access Y/N: 0
Water Extras Y/N: 0

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: RES

Land Information
Vegetation: Mature Landscaping
Total Acreage: 0 to less than 1/4

Lot Information
Lot Features: Corner Lot
Lot Size Acres: 0.17
Road Surface Type: Paved
Lot Size Square Meters: 688

Building Information
MFR_BuildingAreaTotalSrchSqM: 249.44

Financial

Tax Information
Tax Annual Amount: $1,328.59
Tax Year: 2020

Lease / Rent Details
Lease Restrictions YN: 1

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Public

Location

Multi-Family Financial Information
Total Annual Fees: $800
Total Monthly Fees: $66.67

Multi-Unit Information
Unit Number YN: 0

HOA Information
Association Name: Blue Water Community Management
Has HOA
Association Fee Requirement: Required
Association Approval Required Y/N: 0
Monthly HOA Amount: 66.67
Association Fee: $200
Association Fee Frequency: Quarterly

School Information
Elementary School: Narcoossee Elementary
Middle Or Junior High School: Narcoossee Middle
High School: Harmony High

Location Information
Directions: Narcoossee Rd towards St Cloud, Turn Left onto Jack Brack Rd, Turn Right onto Wiggins Rd, Turn left onto Rambling Rd, Turn left onto Cutke Rd, Destination will be on Right side.

Community Information
Pets Allowed: Yes

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,864
Stories: 1.0
Lot Size: 7,405 square feet
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Osceola County
APN: 202531547700010270

Home facts updated by county records on Jul 10, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Previous Status: Pending
Backups Requested YN: 0

Listing Date Information
Days to Contract: 4
Status Contractual Search Date: 2021-10-26

Listing Price Information
Calculated List Price By Calculated Sq Ft: 206.55

Green Information
Green Verification Count: 0
Direction Faces: East

Home Information
Living Area: 1864
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 173.17
Building Area Total: 2685
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Levels: One

Around this home

Schools

Voyager K-8

Public K-8 • Assigned • 4.4mi

9/10

Tohopekaliga High School

Public PreK-12 • Assigned • 4.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 108° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Saint Cloud, FL • 34771

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 6.8 hours in December, placing it above the U.S. average for solar exposure.

8.6 hrs

6.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$388,000 – $470,000

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New listings for sale in 34771

NEW 20 HRS AGO

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NEW 22 HRS AGO

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NEW 26 HRS AGO

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NEW 29 HRS AGO

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COMING SOON3D WALKTHROUGH

$385,000

4 beds3 baths1,972 sq ft

5133 Chickadee St, Saint Cloud, FL 34771

SHORT SALE

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4 beds3 baths2,567 sq ft

2493 Mcmichael Rd, Saint Cloud, FL 34771

$365,000

2 beds2 baths1,584 sq ft

2984 Cherry Blossom Loop, Saint Cloud, FL 34771

FOR SALE BY OWNER

$13,750

1 bed1 bath826 sq ft

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$410,000

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Home values near 1020 Cutke Rd

Data from public records.

Address	Redfin Estimate
1021 Cutke Rd, Saint Cloud, FL 4 Beds \| 2 Baths \| 1892 Sq. Ft.	$402,611
991 Cutke Rd, Saint Cloud, FL 3 Beds \| 2 Baths \| 1864 Sq. Ft.	$403,859

Address	Redfin Estimate
1011 Cutke Rd, Saint Cloud, FL 3 Beds \| 2 Baths \| 1864 Sq. Ft.	$398,266
981 Cutke Rd, Saint Cloud, FL 4 Beds \| 2.5 Baths \| 1897 Sq. Ft.	$406,268

Address	Redfin Estimate
1001 Cutke Rd, Saint Cloud, FL 3 Beds \| 2 Baths \| 1720 Sq. Ft.	$391,789
971 Cutke Rd, Saint Cloud, FL 3 Beds \| 2 Baths \| 1720 Sq. Ft.	$391,335

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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