Some homes simply offer more space. This one offers more possibilities. Built in 2023 by ICI Homes, this beautifully upgraded Costa Mesa model blends luxury finishes with one of the most versatile floor plans available. Offering 5 bedrooms, 4 baths, and 3,474 square feet, the thoughtful design is ideal for growing families, guests, or multi-generational living. The heart of the home is a stunning open-concept great room where soaring 12-foot ceilings, tray details, clerestory windows, and stacking sliding glass doors frame peaceful pond views and fill the home with natural light. The chef's kitchen is equally impressive, featuring Calcutta Sol quartz countertops, double-stacked white cabinetry with pull-out shelving, a farmhouse sink, premium GE appliances, a 36-inch gas cooktop, built-in wall oven, and an oversized island designed for gathering. The first floor is anchored by a luxurious owner's retreat overlooking the water, complete with a freestanding soaking tub, zero-entry shower , custom accent wall, and spacious walk-in closet. Three additional bedrooms, two full baths, and a private office with French doors complete the main level. Upstairs is where this home truly shines. A spacious loft, private bedroom, full bath, and dedicated flex room create the perfect setup for extended family, visiting guests, a college student, home business, or private executive suite, offering flexibility that's increasingly difficult to find. Nearly $241,000 in upgrades and options elevate every space, including wide luxury vinyl plank flooring, extensive crown molding, recessed LED lighting, quartz countertops throughout, Nest thermostat, and designer finishes. Step outside to the extended screened, covered lanai with TV outlet, gas connection for grilling, and plumbing already in place for your future summer kitchen, all overlooking tranquil pond views that make every morning and evening feel special. Located within the small, gated, golf cart-friendly community of Middlebourne, residents enjoy a clubhouse, resort-style pool, playground, walking trails, and a welcoming neighborhood atmosphere. Served by highly rated Patriot Oaks Academy and Creekside High School, this exceptional home offers the perfect balance of luxury, flexibility, and everyday livability.
The Costa Mesa is one of our most popular floor plans, coming in at over 2,500 square-feet. This open floor plan allows for the living room, gourmet kitchen and dining room to be one expansive space sharing plenty of natural Florida sunlight. A quiet cup of coffee can be enjoyed on the covered lanai. The master suite is situated at the rear of the home, featuring a large walk-in closet, double vanities and a roomy walk-in shower.
Year
Property tax
Land + Additions
Assessment*
2025
$9,392 (+9.0%)
2024
$8,614 (+112.5%)
2023
$4,054
$150,000
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
8,712 Sq. Ft.
Year renovated
2023
Finished Sq. Ft.
3,474
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,474
Year built
2023
Style
Single Family Residential
County
St. Johns County
APN
0098211040
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
PUD
Planned Unit Development District
These districts are used for specialized purposes to allow for innovative design techniques. The application of flexible land Use regulations to the Development of land is often difficult or impossible within traditional zoning district regulations. The objective of a PUD is to encourage ingenuity, imagination and design efforts on the part of builders, architects, site planners, and Developers to produce Developments which may depart from the strict requirements of traditional zoning districts in return for a gain in aesthetic and functional design as compared with traditional zoning districts. Planned Unit Development districts shall be suitable in location, area, and character for the Uses and Structures proposed, and are to be planned and developed in a unified manner. Land proposed for Planned Unit Developments proposed shall comply with the Comprehensive Plan and may be located in all Future Land Use Districts except that residential development in the Rural/Silviculture R/S and Agricultural-Intensity A-I land use designations shall be in accordance with the Planned Rural Development PRD District.
Climate risks
3/10 Flood Factor
Estimated 8-12% chance of a flood reaching the building in the next 30 years
5/10 Fire Factor
5% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Saint Johns, FL • 32259
Average low and high temperatures (°F)
64
42
72
48
78
54
83
61
88
68
91
73
93
75
90
75
86
72
80
64
77
56
68
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 55 Navigators Rd
$820,180
$15K under list price of $835K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $475K to $1.0M.