This contemporary 2-bedroom bay front bungalow is situated directly on Choctawhatchee Bay with direct water access and a private dock. The property features unobstructed views that stretch across the bay. The concrete block construction and 20-foot hurricane-grade windows provide durability while framing water vistas from nearly every angle. The open-concept living space flows to outdoor areas featuring a 75-foot dock with bay access and a firepit overlooking the water. The property includes generous storage and parking space for boats, kayaks, paddleboards, and recreational equipment. The modern kitchen and living area offer water views and a functional layout. Access fantastic dining, shopping and entertainment via water in Sandestin, the Destin Harbor, Saint Andrews Bay and more! Native Tree Lane is located in Santa Rosa Beach with proximity to the beaches of Grayton Beach, the shopping and dining destinations along 30A and Grand Boulevard, and the trails of Point Washington State Forest.
Single-familyProperty Type
2017Year Built
8,712 sq ftLot Size
$979Price/Sq.Ft.
Listed by Blankenship Watkins Advisory Group Group• Christies International Real Estate Emerald Coast
Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.
Provided by Walk Score and Local Logic
Offer insights
103 Native Tree Ln · $1,195,000
$1.18M and above
75% chance or better to win
Why $1.18M+ is a strong offer
DAYS ON MARKET
127 days
The average home goes pending in 86 days.
SALE-TO-LIST
97.4%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Furnished
4 total rooms
Bedrooms
2 bedrooms (one on the first floor, one on the second floor)
Bedroom sizes approximately 14 x 16
Bathrooms
2 full bathrooms
Kitchen
Kitchen on the first floor
Laundry & utility
Washer
Dryer
Refrigerator
Heating & cooling
Central air conditioning
Exterior features
Boatlift and dock
Covered patio
Bay view
Property within 1/2 mile to water
Survey available
Dirt/Clay road access
Home design
Contemporary style
2-story home
Built in 2017
Construction
Concrete and stucco construction
Utilities
Electric service available
Central electric AC
HOA & community
Located in the Magnolia Beach subdivision
Electricity and solar
View estimated energy costs and solar savings for this home
This contemporary 2-bedroom bay front bungalow is situated directly on Choctawhatchee Bay with direct water access and a private dock. The property features unobstructed views that stretch across the bay. The concrete block construction and 20-foot hurricane-grade windows provide durability while framing water vistas from nearly every angle. The open-concept living space flows to outdoor areas featuring a 75-foot dock with bay access and a firepit overlooking the water. The property includes generous storage and parking space for boats, kayaks, paddleboards, and recreational equipment. The modern kitchen and living area offer water views and a functional layout.
ECAR #963665
Jul 25, 2025
Sold
$1,210,000
$991/sq ft
Jul 1, 2025
Pending
—
Jun 9, 2025
Price Changed
$1,399,000
$1,146/sq ft
May 5, 2025
Price Changed
$1,449,000
$1,187/sq ft
Nov 25, 2024
Listed
$1,499,000
$1,228/sq ft
+29
Nestled along the serene shores of the Choctawhatchee Bay, this one-of-a-kind, modern 2-bedroom fish camp offers an unparalleled blend of contemporary design and natural beauty. With direct water access from the bayfront lot and dock, this home is the dream set up for boaters, fisherman, and outdoor enthusiasts. The all concrete block construction as well as the expansive 20 ft. Hurricane strength windows capture breathtaking views of the bay as well as provide protection from the elements. Step outside where you can enjoy morning sunrises on the patio and watch the boats glide by, gather around the firepit as the sun goes down on a crisp fall evening, or drop a line into the bay right from your 75 ft dock. In the front, you will find ample space to store water toys, boats, and plenty of parking! The kitchen/living space overlooks the stunning Bay and is the perfect spot to recharge after a full day on the water! Ideally located in the heart of Santa Rosa Beach, Native Tree Ln is just minutes away from the infamous shopping, dining of 30A/Grand Blvd and the stunning Emerald waters of the Grayton Beach. Hiking and biking the trails of the nearby Point Washington State Forrest also make this an ideal location for outdoor recreation. This modern fish camp is a rare find and offers the perfect coastal escape!
ECAR #899648
Jun 21, 2022
Sold
$1,050,000
$860/sq ft
Jun 21, 2022
Sold
$1,050,000
$860/sq ft
Jun 10, 2022
Pending
—
Jun 10, 2022
Pending
—
May 27, 2022
Listed
$1,250,000
$1,024/sq ft
May 27, 2022
Listed
$1,250,000
$1,024/sq ft
ECAR #893748
May 2, 2022
Delisted
—
Apr 16, 2022
Pending
—
Apr 16, 2022
Pending
—
Apr 16, 2022
Listing Removed
—
Apr 8, 2022
Price Changed
$1,250,000
$1,024/sq ft
Apr 8, 2022
Price Changed
$1,250,000
$1,024/sq ft
Mar 21, 2022
Listed
$1,500,000
$1,229/sq ft
Mar 21, 2022
Listed
$1,500,000
$1,229/sq ft
Public Records
Dec 29, 2006
Sold
$450,000
$369/sq ft
Public Records
Dec 15, 2003
Sold
$230,000
$188/sq ft
Public Records
Sep 28, 1994
Sold
$63,000
$52/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,443 (−1.5%)
$512,500 + $311,200
$823,700
2024
$7,553 (−3.6%)
$512,500 + $314,366
$826,866
2023
$7,839 (+122.0%)
$512,500 + $350,167
$862,667
2022
$3,531 (+12.5%)
2021
$3,138 (+12.7%)
2020
$2,785 (+10.0%)
2019
$2,532 (+6.3%)
2018
$2,381 (+106.4%)
2017
$1,154 (+4.5%)
$128,528
2016
$1,104 (+6.3%)
$123,585 + $1,000
$124,585
2015
$1,039 (+8.2%)
$115,500 + $1,000
$116,500
2014
$960
Public record
Public record
Zoning
Beds
2
Baths
2
Stories
2
Lot width
5 ft.
Lot depth
22 ft.
Lot size
0.25 Acres
Year renovated
2017
Finished Sq. Ft.
1,221
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,221
Year built
2017
Style
Single Family Residential
County
Walton County
APN
272S19241400330010
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Climate risks
3/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
88
78
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 103 Native Tree Ln
There isn’t enough information to generate an accurate estimate at this time. Learn More
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Rental earnings
Est. $3,115 per month, based on comparable rentals
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