Looking for an affordable cottage on a quiet no through traffic street in Santa Rosa Beach? This charming Florida Cottage home offers a single story open floor plan with 3 bdr. 2 ba., high ceiling, storage, fire pit, fenced backyard, and a screened in back porch. Features laminate hardwood flooring throughout living and all bedrooms, new vanity in master bath, and numerous large windows in living/dining area which provide natural light and a spacious feel. Metal roof installed 5/2011, new A/C 9/2015, new full interior paint 3/2024, stainless appliances dishwasher and electric range 11/2015, new French door stainless refrigerator 2021, and shed 7/2022. Location is convenient to the beach, bay, public boat launch, shopping, and restaurants. Careful walking on back deck needs repair.
NEWLY REMODELED, TURN KEY COTTAGE IN ATTRACTIVE,VERY CONVENIENT NEIGHBORHOOD ON GARDEN STREET,NO THROUGH TRAFFIC.NOT A SHORT SALE OR FORECLOSURE, VACANT AND IMMEDIATE OCCUPANCY. VERY CLOSE TO HOGTOWN BAYOU PARK WITH FACILITIES/BOAT LAUNCH PROVIDING QUICK ACCESS TO GREAT BOATING AND FISHING ON THE CHOCTAWHATCHEE BAY. ONLY MINUTES TO BEACH/ACCESS DIRECTLY SOUTH AT ED WALLINE PARK. CONVENIENCE STORE,PUBLIX,MANY RESTAURANTS, MEDICAL AND SANDESTIN MALLS ALL WITHIN CLOSE PROXIMITY.WELL PLANNED FLORIDA COTTAGE FEATURES NEW LAMINATE HARDWOOD FLOORING THROUGHOUT LIVING AND ALL BR's. NEW TILE IN KITCHEN AND BA's. HIGH CEILING, NUMEROUS LARGE WINDOWS IN LIVING/DINIG AREA PROVIDE FOR NATURAL LIGHT AND SPACIOUS FEEL. ALL NEW FIXTURES. QUALITY UPGRADED CABINETS IN KITCHEN AND BATHS. NEWLY SCREENED PATIO/PORCH OFF KITCHEN AREA PERFECT FOR RELAXING AND ENTERTAINING. PORCH OPENS ONTO NEW 10'X19' NEWLY CONSTRUCTED WOODEN DECK, ALL BUFFERED BY SIZABLE,WELL- LANDSCAPED YARD WITH MANY SHRUBS AND LARGE TREES. GREAT STARTER, 2ND OR RETIREMENT HOME. A MUST SEE AT THIS PRICE.
ECAR #541625
Sep 16, 2010
Sold
$105,000
$83/sq ft
Jul 14, 2010
Listed
$110,000
$87/sq ft
Public Records
Jun 24, 2004
Sold
$125,000
$99/sq ft
Public Records
May 25, 2000
Sold
$84,000
$66/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,468 (+47.1%)
$115,000 + $158,179
$273,179
2024
$1,678 (+14.9%)
2023
$1,460 (+11.8%)
2022
$1,306 (+15.2%)
2021
$1,134 (+3.3%)
$24,593 + $92,518
$117,111
2020
$1,097 (+11.1%)
2019
$988 (+2.2%)
$13,112 + $86,357
$99,469
2018
$966 (+5.7%)
$12,608 + $84,286
$96,894
2017
$914 (+0.6%)
$12,240 + $80,003
$92,243
2016
$909 (−0.7%)
$11,770 + $79,144
$90,914
2015
$915 (−2.2%)
$11,000 + $79,083
$90,083
2014
$936
Tax history for 146 Garden St
Year
Property tax
Land + Additions
Assessment*
2025
$2,468 (+47.1%)
$115,000 + $158,179
$273,179
2024
$1,678 (+14.9%)
2023
$1,460 (+11.8%)
2022
$1,306 (+15.2%)
2021
$1,134 (+3.3%)
$24,593 + $92,518
$117,111
2020
$1,097 (+11.1%)
2019
$988 (+2.2%)
$13,112 + $86,357
$99,469
2018
$966 (+5.7%)
$12,608 + $84,286
$96,894
2017
$914 (+0.6%)
$12,240 + $80,003
$92,243
2016
$909 (−0.7%)
$11,770 + $79,144
$90,914
2015
$915 (−2.2%)
$11,000 + $79,083
$90,083
2014
$936
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
7 ft.
Lot depth
14 ft.
Lot size
10,062 Sq. Ft.
Year renovated
2010
Sq. Ft.
1,269
Year built
2000
Style
Single Family Residential
County
Walton County
APN
272S20336000000250
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Construction/Siding: Frame, Roof Metal, Siding Vinyl, Slab, Trim Wood
Financial
Tax Information
Last Tax Year: 2023
Last Taxes: 1430.36
Financial Information
Mortgage Type: None
Financing: Conventional
Brokerage Interest: No Interest
Buyer
Seller
Utilities
Utility Information
Utilities: Community Sewer, Community Water, Electric, TV Cable
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1604 - Churchill Bayou to Hwy 393
Area: 16 - North Santa Rosa Beach
Street #: 146
Street Name: Garden
Street Suffix: Street
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: PINE GARDEN UNREC
Absolute Longitude: 86.231324
Longitude: -86.231324
Latitude: 30.381397
Directions: Take Hwy 98 and turn north on county Hwy 393. Go approx. 1/2 mile to Garden St. Turn west onto Garden St. House is approx. 1/2 way to end on north side of the street.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,269
Stories: 1.0
Lot Size: 10,062 square feet
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2010
County: Walton County
APN: 272S20336000000250
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 429900.00
List Price/SqFt: 338.77
Property Information
Apx SqFt(Htd/Cooled): 1269.00
Design: Florida Cottage
Sub-Type: Detached Single Family
Around this home
Schools
K - 12
Preschool & daycare
Van R. Butler Elementary School
Public K-5 • Assigned • 2.2mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.2mi
9/10
South Walton High School
Public 9-12 • Assigned • 3.0mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
78
65
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$399,000 – $483,000
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