Welcome to this charming Florida cottage tucked away in a tranquil community in North Santa Rosa Beach. While it currently serves as a vacation rental for the current owner, it would also make a wonderful home or home-away-from-home. All furnishings are subject to negotiations with the exception of the artwork which does not belong to the current owner. This 3-bedroom, 2-bath home offers 1,174 square feet of comfortable single-level living, complete with a welcoming covered front porch and classic coastal cottage character. Inside, the functional floor plan features 9-foot ceilings, a spacious living area, dining space, and a kitchen with granite countertops and tile flooring. The primary bedroom and two additional bedrooms provide plenty of flexibility for everyday living, guests, or a home office. Situated on a level lot along a paved road, the property offers a low-maintenance setting surrounded by the natural beauty of Santa Rosa Beach. Enjoy the laid-back lifestyle of North Santa Rosa Beach while remaining conveniently connected to the beaches, dining, shopping, and entertainment that make South Walton such a sought-after place to call home. Whether you're looking for a primary residence, second home, or an opportunity to make a space your own, 1657 Indian Woman Road is ready for its next chapter.
Single-familyProperty Type
2009Year Built
3,484 sq ftLot Size
$277Price/Sq.Ft.
2 spacesParking
Listed by Cora Rasmussen• Realty ONE Group Emerald Coast
Listed by Grace Luberto• Realty ONE Group Emerald Coast
Est. $2,950 per month, based on comparable rentals
Sale and tax history for 1657 Indian Woman Rd
Sale History
Tax History
Date
Event
Price
ECAR #1010424
Sep 30, 2026
Sold
$325,000
$277/sq ft
Aug 26, 2026
Pending
—
Aug 23, 2026
Listed
$325,000
$277/sq ft
Public Records
Sep 12, 2014
Sold
$120,000
$102/sq ft
ECAR #497125
Jan 21, 2011
Sold
$99,000
$84/sq ft
Jul 8, 2008
Listed
$109,900
$94/sq ft
+3
BACK ON THE MARKET AFTER A 1 YEAR LEASE. This is a perfect home for 1st time home buyers! Built in 2008, this newer home offers 3 bedrooms and 2 full baths in a new community with paved streets, underground utilities and views of Choctawhatchee Bay. This low maintenance home features hardi plank siding, 9 foot ceilings, granite countertops, covered porches, w/w carpet in living areas & bedrooms and tile in the kitchen & baths. Pine Trace is a clean & quiet community of 22 homesites with covenants & restrictions. The tenant has moved out, so the house is vacant and easy to show. New interior paint. THIS IS A MOTIVATED SELLER - ALL OFFERS WILL BE CONSIDERED! OWNER FINANCING IS AVAILABLE!
Public Records
May 20, 2008
Sold
$100,400
$86/sq ft
Public Records
Aug 15, 2006
Sold
$575,000
$490/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,902 (+1.8%)
2024
$1,869 (+20.9%)
2023
$1,546 (+6.6%)
2022
$1,450 (+16.3%)
2021
$1,247 (+2.3%)
$27,850 + $100,988
$128,838
2020
$1,219 (+3.8%)
$25,480 + $96,624
$122,104
2019
$1,174 (+8.1%)
$24,500 + $93,705
$118,205
2018
$1,086 (+2.5%)
$17,651 + $91,228
$108,879
2017
$1,059 (+0.7%)
$17,137 + $89,753
$106,890
2016
$1,052 (+2.4%)
$16,478 + $88,680
$105,158
2015
$1,027
$15,400 + $85,701
$101,101
2014
$1,027
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
4 ft.
Lot depth
9 ft.
Lot size
3,833 Sq. Ft.
Year renovated
2009
Sq. Ft.
1,174
Year built
2009
Style
Single Family Residential
County
Walton County
APN
142S20332000000030
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 8, 2026.
NI
Neighborhood Infill District
This district is designed to facilitate compatible development of unplatted or vacant parcels that total ten contiguous acres or less within areas where the majority of the adjacent or surrounding land has been developed.
Permitted uses
Include but are not limited to:
No uses permitted by right
Property details
Parking
Parking Information
# of Driveway Spaces: 2
Interior
Bedroom Information
# of Bedrooms: 3
Master Bedroom Information
Master Bedroom/Bath Features: Master Bathroom Tile, Master Bedroom First Floor
Master Bedroom Level: First
Bathroom Information
# of Bathrooms: 2
# of Baths (Full): 2
Living Room Information
Living Room Level: First
Kitchen Information
Kitchen Level: First
Interior Features
Interior Features: Washer/Dryer Hookup
Flooring Information
Flooring: Tile, Vinyl
Room Information
# of Rooms: 9
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central
Appliances
Appliances: Cooktop, Dishwasher, Disposal, Microwave, Electric Water Heater
Room 1 Information
Room 1 Type: Living Room
Room 1 Level: First
Room 1 Length: 16.75
Room 1 Width: 13.3
Room 2 Information
Room 2 Type: Dining Area
Room 2 Level: First
Room 2 Length: 9.5
Room 2 Width: 9.16
Room 3 Information
Room 3 Type: Kitchen
Room 3 Level: First
Room 3 Length: 10.5
Room 3 Width: 9.16
Room 4 Information
Room 4 Type: Master Bedroom
Room 4 Level: First
Room 4 Length: 15.3
Room 4 Width: 13.3
Room 5 Information
Room 5 Type: Master Bathroom
Room 5 Level: First
Room 5 Length: 4.92
Room 5 Width: 9.6
Room 6 Information
Room 6 Type: Bedroom
Room 6 Level: First
Room 6 Length: 10.75
Room 6 Width: 9.6
Room 7 Information
Room 7 Type: Bedroom
Room 7 Level: First
Room 7 Length: 14.42
Room 7 Width: 8.75
Room 8 Information
Room 8 Type: Full Bathroom
Room 8 Level: First
Room 8 Length: 5.42
Room 8 Width: 8.75
Room 9 Information
Room 9 Key: 20260823185603519111000000
Room 9 Level: First
Room 9 Length: 6.16
Room 9 Width: 8.75
Exterior
Building Information
Roof: Composite Shngl
Foundation Details: Slab
Security Features: Smoke Detector(s)
Construction Materials: Frame, Roof Pitched, Siding CmntFbrHrdBrd
Total Building Area (Sq. Ft.): 1174.0
Building Area Source: County PA Records
Exterior Features
Exterior Features: Sprinkler System
Patio & Porch Features: Porch
Stories
Stories: 1
Style
Architectural Style: Craftsman
Year Built
Year Built: 2009
Lot Information
Lot Features: Within 1/2 Mile to Water
Lot Size (Acres): 0.08
Lot Size (Sq. Ft.): 3484.8
Lot Size Dimensions: 42 X 93
Road Frontage Type: County Road
Lot/Parcel Access: County Road, Paved Road
Road Surface Type: Paved
Zoning: Resid Single Family
Financial
Tax Information
Tax Annual Amount: $1,902.30
Tax Year: 2025
Utilities
Utility Information
Energy Features: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Utilities: Electric, Public Sewer, Public Water
Water Source: Public
Location
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Community Information
Subdivision Name: TOWN OF SANTA ROSA
Community Features: Short Term Rental - Allowed
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,174
Stories: 1.0
Lot Size: 3,833 square feet
Style: Single Family Residential
Year Built: 2009
Year Renovated: 2009
County: Walton County
APN: 142S20332000000030
Home facts updated by county records on Oct 8, 2026
Around this home
Schools
Dune Lakes Elementary School
Public K-5 • Assigned • 9.9mi
10/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.4mi
9/10
South Walton High School
Public 9-12 • Assigned • 3.3mi
7/10
Provided by GreatSchools
Climate risks
3/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59°
43°
65°
52°
71°
57°
76°
64°
80°
70°
86°
76°
88°
79°
86°
77°
86°
72°
78°
65°
73°
59°
64°
50°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
58/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
7.9 hrs
1.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$289,000 – $349,000
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