Pending

$325,000

Est. $2,150/mo —

•

1,174

sq ft

1657 Indian Woman Rd, Santa Rosa Beach, FL 32459

About this home

Welcome to this charming Florida cottage tucked away in a tranquil community in North Santa Rosa Beach. While it currently serves as a vacation rental for the current owner, it would also make a wonderful home or home-away-from-home. All furnishings are subject to negotiations with the exception of the artwork which does not belong to the current owner. This 3-bedroom, 2-bath home offers 1,174 square feet of comfortable single-level living, complete with a welcoming covered front porch and classic coastal cottage character. Inside, the functional floor plan features 9-foot ceilings, a spacious living area, dining space, and a kitchen with granite countertops and tile flooring. The primary bedroom and two additional bedrooms provide plenty of flexibility for everyday living, guests, or a home office. Situated on a level lot along a paved road, the property offers a low-maintenance setting surrounded by the natural beauty of Santa Rosa Beach. Enjoy the laid-back lifestyle of North Santa Rosa Beach while remaining conveniently connected to the beaches, dining, shopping, and entertainment that make South Walton such a sought-after place to call home. Whether you're looking for a primary residence, second home, or an opportunity to make a space your own, 1657 Indian Woman Road is ready for its next chapter.

Single-familyProperty Type

2009Year Built

3,484 sq ftLot Size

$277Price/Sq.Ft.

2 spacesParking

Listed by Cora Rasmussen • Realty ONE Group Emerald Coast

Listed by Grace Luberto • Realty ONE Group Emerald Coast

Listing updated: Aug 26, 2026 at 11:44am

Redfin checked: 2 minutes ago

•Source:ECAR #1010424

Payment calculator

$2,150 per month

Principal and interest$1,818

Property taxes

$159

HOA dues

Home insurance

$173

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN WED, 8AM TO 2PM3D WALKTHROUGH
$2,100,000
3 beds3.5 baths2,288 sq ft
27 Anchor Rode Cir, Santa Rosa Beach, FL 32459
OPEN WED, 10AM TO 2PM3D WALKTHROUGH
$1,350,000
4 beds3.5 baths2,244 sq ft
20 Ashley Ln, Santa Rosa Beach, FL 32459
OPEN WED, 1PM TO 5PM
$414,600
5 beds3.5 baths2,525 sq ft
90 Bonne Vue Cir Lot 100, Freeport, FL 32439
OPEN WED, 1:30PM TO 3:30PM
$4,499,000
5 beds5.5 baths3,972 sq ft
146 Silver Laurel Way, Santa Rosa Beach, FL 32459
OPEN THU, 10AM TO 4PM
$5,295,000
6 beds5.5 baths3,425 sq ft
109 Bluejack St, Santa Rosa Beach, FL 32459
OPEN THU, 12PM TO 2PM
$1,199,000
5 beds4 baths2,261 sq ft
8 Gulf Mark Ln, Santa Rosa Beach, FL 32459
OPEN FRI, 11AM TO 2PM3D WALKTHROUGH
$385,000
4 beds3.5 baths2,348 sq ft
299 S Marsh Lndg, Freeport, FL 32439
OPEN SAT, 9AM TO 12PM
$559,000
2 beds2 baths1,040 sq ft
900 Harbour Point Ln #900, Miramar Beach, FL 32550
OPEN SAT, 11AM TO 1PM
$790,000
4 beds3.5 baths2,238 sq ft
19 Sugar Sands Dr, Santa Rosa Beach, FL 32459
OPEN SAT, 1PM TO 3PM
$929,000
3 beds3 baths1,572 sq ft
471 Hidden Lake Way, Santa Rosa Beach, FL 32459

Around this home

Schools

K - 12
Preschool & daycare

Dune Lakes Elementary School

Public K-5 • Assigned • 9.9mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 7.4mi

8/10

South Walton High School

Public 9-12 • Assigned • 3.3mi

8/10

Provided by GreatSchools

About Santa Rosa

Beach

Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.

Provided by Walk Score and Local Logic

Market insights

1657 Indian Woman Rd · $325,000

DAYS ON MARKET

The average home goes pending in 82 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median sale price in this area is $647,875. (99% higher than this home)

PRICE DROP

20% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Washer/Dryer hookup
Smoke detector(s)

Bedrooms
3 bedrooms
Master bedroom on the first floor with tile master bathroom

Bathrooms
2 full bathrooms

Kitchen
Cooktop
Dishwasher
Disposal
Microwave
Electric water heater

Laundry & utility
Washer/Dryer hookup

Flooring
Tile
Vinyl

Heating & cooling
Central heating
Central air

Sale and tax history for 1657 Indian Woman Rd

Sale History
Tax History

Date

Event

Price

ECAR #1010424

Aug 26, 2026

Pending

—

Aug 23, 2026

Listed

$325,000

$277/sq ft

Public Records

Sep 12, 2014

Sold

$120,000

$102/sq ft

ECAR #497125

Jan 21, 2011

Sold

$99,000

$84/sq ft

Jul 8, 2008

Listed

$109,900

$94/sq ft

BACK ON THE MARKET AFTER A 1 YEAR LEASE. This is a perfect home for 1st time home buyers! Built in 2008, this newer home offers 3 bedrooms and 2 full baths in a new community with paved streets, underground utilities and views of Choctawhatchee Bay. This low maintenance home features hardi plank siding, 9 foot ceilings, granite countertops, covered porches, w/w carpet in living areas & bedrooms and tile in the kitchen & baths. Pine Trace is a clean & quiet community of 22 homesites with covenants & restrictions. The tenant has moved out, so the house is vacant and easy to show. New interior paint. THIS IS A MOTIVATED SELLER - ALL OFFERS WILL BE CONSIDERED! OWNER FINANCING IS AVAILABLE!

Public Records

May 20, 2008

Sold

$100,400

$86/sq ft

Public Records

Aug 15, 2006

Sold

$575,000

$490/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,902 (+1.8%)

2024

$1,869 (+20.9%)

2023

$1,546 (+6.6%)

2022

$1,450 (+16.3%)

2021

$1,247 (+2.3%)

$27,850 + $100,988

$128,838

2020

$1,219 (+3.8%)

$25,480 + $96,624

$122,104

2019

$1,174 (+8.1%)

$24,500 + $93,705

$118,205

2018

$1,086 (+2.5%)

$17,651 + $91,228

$108,879

2017

$1,059 (+0.7%)

$17,137 + $89,753

$106,890

2016

$1,052 (+2.4%)

$16,478 + $88,680

$105,158

2015

$1,027

$15,400 + $85,701

$101,101

2014

$1,027

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

4 ft.

Lot depth

9 ft.

Lot size

3,833 Sq. Ft.

Year renovated

2009

Finished Sq. Ft.

1,174

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,174

Year built

2009

Style

Single Family Residential

County

Walton County

APN

142S20332000000030

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

3/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.77% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

58/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

7.9 hrs

1.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1657 Indian Woman Rd

$326,241

$1,241 over list price of $325K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $290K to $612K.

SOLD MAY 4, 2026
$335,000 Last sold price
3 beds2 baths1,200 sq ft
84 N 4th St, Santa Rosa Beach, FL 32459
$2/sq ft
larger lot
13 years newer
SOLD JUN 22, 2026
$352,500 Last sold price
3 beds2 baths1,582 sq ft
235 Magnolia Creek Rd, Santa Rosa Beach, FL 32459
$54/sq ft
larger lot
12 years older
SOLD JUL 7, 2026
$495,000 Last sold price
2 beds2 baths1,560 sq ft
46 Greenleaf Dr, Santa Rosa Beach, FL 32459
$40/sq ft
larger lot
11 years newer
SOLD AUG 3, 2026
$290,000 Last sold price
3 beds1.5 baths1,024 sq ft
108 N 7th St, Santa Rosa Beach, FL 32459
$6/sq ft
larger lot
5 years older
SOLD AUG 7, 2026
$612,000 Last sold price
3 beds3 baths2,015 sq ft
16 Pine Tree Way, Santa Rosa Beach, FL 32459
$27/sq ft
larger lot
1 year older
SOLD MAY 27, 2026
$459,000 Last sold price
3 beds2 baths1,375 sq ft
132 S 4th St, Santa Rosa Beach, FL 32459
$57/sq ft
larger lot
16 years newer

Rental earnings

Est. $3,089 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

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OPEN WED, 1:30PM TO 3:30PM

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5 beds5.5 baths3,972 sq ft

146 Silver Laurel Way, Santa Rosa Beach, FL 32459

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Details provided by ECAR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 1657 Indian Woman Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1657 Indian Woman Rd

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 32459

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