For sale

$479,000

Est. $3,107/mo —

•

1,925

sq ft

187 N 7th St, Santa Rosa Beach, FL 32459

About this home

NO HOA! Beautiful, nearly 2,000 square feet two story home with a FIRST-FLOOR PRIMARY SUITE and spacious 14' x 11' LOFT/OFFICE ideal for working from home. Major updates include a NEW roof, NEW A/C and NEW water heater (all 2024). Inside, high ceilings, crown molding, transom windows, recessed lighting and gorgeous hardwood floors create a bright, welcoming feel. The kitchen features custom cabinetry and bronze fixtures with cottage flair. The spacious first-floor master bedroom opens to the wraparound deck overlooking the newly landscaped, fenced backyard. Upstairs are two additional bedrooms and the large loft/office. Abundant storage with walk-in attic. Hardie board exterior, screened front porch with wood ceiling, wraparound deck, shed, and much of interior and exterior trim recently painted. Great biking and walking opportunities nearby. This distinctive two-story Florida cottage is just minutes to Gulf beaches, dining and shopping on 30A, and within walking distance of Cessna Landing Park and its boat ramp to Choctawhatchee Bay.

Single-familyProperty Type

2007Year Built

6,098 sq ftLot Size

$249Price/Sq.Ft.

3 spacesParking

Listed by Wendy Rulnick Rulnick Hinzman • Rulnick Realty Inc

Listing updated: Sep 29, 2026 at 09:49am

Redfin checked: 2 minutes ago

•Source:ECAR #1007496

Payment calculator

$3,107 per month

Principal and interest$2,679

Property taxes

$172

HOA dues

Home insurance

$255

Utilities

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Next available date: Tuesday, October 13

Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Dune Lakes Elementary School

Public K-5 • Assigned • 9.8mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 7.3mi

8/10

South Walton High School

Public 9-12 • Assigned • 3.1mi

8/10

Provided by GreatSchools

About Santa

Rosa

Santa Rosa, located between Choctawhatchee Bay and the Black Creek corridor, is a waterfront and low-density Freeport neighborhood with pine-flatwoods scenery and bay-breeze views. The neighborhood’s character concentrates around the U.S. 331 bridge landing, where boat ramps, bait-and-tackle counters, and dockside parking set a working-coastal rhythm. Architecture leans to newer coastal cottages and raised homes designed for humidity and water-adjacent living. Evenings track the shoreline, with kayaks and skiffs moving through the bay’s calmer pockets. Community touchstones include the Freeport Public Library, the Freeport Historical Museum, and the Hammock Bay Farmers Market for local makers and seasonal produce.

Provided by Walk Score and Local Logic

Offer insights

187 N 7th St · $479,000

Strong offer

$479K and above

75% chance or better to win

Why $479K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 88 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Vaulted ceilings
Recessed lighting
Washer/dryer hookup
Window treatments

Bedrooms
3 bedrooms
Master bedroom on the first floor with walk-in closet

Bathrooms
3 bathrooms total (2 full, 1 half)
Master bathroom with separate shower, tile and whirlpool tub

Kitchen
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator

Laundry & utility
Washer/dryer hookup
Electric water heater

Flooring
Hardwood
Laminate
Tile
Carpet

Heating & cooling
Central heating
Central air
Ceiling fans

Sale and tax history for 187 N 7th St

Sale History
Tax History

Date

Event

Price

ECAR #1007496

Sep 14, 2026

Price Changed

$479,000

$249/sq ft

Aug 17, 2026

Price Changed

$488,000

$254/sq ft

Jul 27, 2026

Price Changed

$497,000

$258/sq ft

Jul 13, 2026

Listed

$514,900

$267/sq ft

ECAR #821480

Jun 28, 2019

Sold

$304,500

$158/sq ft

Apr 26, 2019

Listed

$314,900

$164/sq ft

+44

Your Custom Built Dream Cottage Home Awaits! NO HOA! This beautifully designed home has has the coveted open floor concept, 3 oversized bedrooms, 2.5 baths and a loft/office. Located just 5 minutes from the beach, it has everything your ''forever home'' should have. Once you enter you'll notice this home boasts 9ft ceilings w/ crown molding. Lots of natural light show off the Beautiful dark poplar hardwood and travertine floors that stretch through out the home. The kitchen has custom made cabinetry, marble countertops, stainless steel appliances and gorgeous lighting. Your family will love the screened in porch on the front of the house and brand new wraparound porch/deck on the side and back. Large Master bedroom has a walk-in closet. Master bath has jetted tub and steamy walk in shower.

ECAR #495512

Mar 26, 2010

Sold

$180,000

$94/sq ft

Jun 13, 2008

Listed

$175,000

$91/sq ft

This is the builders personal custom built home. This builder has built million dollar homes in the Resort neighborhood of Caribe, and has used the same quality in this home. You won't find a better quality home in this price range. This home boasts beautiful poplar hardwood and travertine floors throughout, 9 ft ceilings, custom cabinetry, travertine counters in the kitchen, crown molding, large cottage style baseboards, and solid wood doors, custom lighting throughout, lots of storage, and large bedrooms. Outside you will be able to enjoy the screened in porch on the front of the house and the wraparound porch on the side and back. There is also a utility building in the backyard that will convey. This sale will be subject to third party approval. All dimensions should be verified by the Buyer.

Public Records

Jan 31, 2006

Sold

$125,000

$65/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,067 (+2.1%)

2024

$2,024 (+4.1%)

2023

$1,944 (+1.5%)

2022

$1,916 (−1.1%)

2021

$1,937 (+8.1%)

$21,947 + $215,812

$237,759

2020

$1,792 (+10.6%)

$16,224 + $163,282

$179,506

2019

$1,620 (+11.8%)

2018

$1,449 (+3.6%)

$9,700 + $135,587

$145,287

2017

$1,398 (+0.5%)

$7,696 + $133,390

$141,086

2016

$1,392 (+3.5%)

$7,400 + $131,806

$139,206

2015

$1,345 (+2.6%)

$6,337 + $127,373

$133,710

2014

$1,311

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

13 ft.

Lot size

6,229 Sq. Ft.

Year renovated

2007

Finished Sq. Ft.

1,925

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,925

Year built

2007

Style

Single Family Residential

County

Walton County

APN

222S20331200220190

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

6/10 Flood Factor

Estimated 48-58% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

76/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Santa Rosa Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.1 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 187 N 7th St

$467,809

$11K under list price of $479K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $340K to $523K.

SOLD JUN 12, 2026
$390,000 Last sold price
4 beds2 baths2,038 sq ft
174 American Ct, Santa Rosa Beach, FL 32459
$58/sq ft
13 years newer
SOLD SEP 4, 2026
$515,000 Last sold price
3 beds3 baths1,690 sq ft
179 S 4th St, Santa Rosa Beach, FL 32459
$56/sq ft
19 years newer
SOLD JUL 9, 2026
$522,800 Last sold price
3 beds2.5 baths1,824 sq ft
248 Euvino Way, Santa Rosa Beach, FL 32459
$38/sq ft
16 years newer
SOLD DEC 15, 2025
$522,500 Last sold price
3 beds2.5 baths1,892 sq ft
1356 N County Highway 393, Santa Rosa Beach, FL 32459
$27/sq ft
1 year older
SOLD JUL 24, 2026
$504,700 Last sold price
3 beds2.5 baths1,152 sq ft
190 L St, Santa Rosa Beach, FL 32459
$189/sq ft
larger lot
23 years older
SOLD SEP 10, 2026
$340,000 Last sold price
3 beds2 baths1,552 sq ft
32 N 6th St, Santa Rosa Beach, FL 32459
$30/sq ft
1 year older

Rental earnings

Est. $3,775 per month, based on comparable rentals

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