Experience the pinnacle of coastal living in this newly constructed home, a rare find in the sought-after gated community of Bellamar. Designed for both comfort and elegance, this rental-restricted enclave offers private beach access and breathtaking Gulf and golf course views from the third-floor deck. Step inside to discover high-end finishes throughout, including engineered wide-plank French Oak hardwood flooring, custom cabinetry, and solid core doors for added durability and noise reduction. The home's thoughtful design includes a central vacuum system with a hideaway hose, an elevator for seamless access across all floors, and exquisite crown molding. The entryway, exterior entry, and lanai feature beautifully stained pine ceilings, adding warmth and character to the space. The chef's kitchen is a masterpiece, boasting Quartzite countertops, Signature Kitchen Suite appliances, and an induction cooktop with a convection double oven/microwave. A spacious island provides additional storage on the stool side, while the built-in refrigerator/freezer includes both standard ice cubes and specialty ice balls. Smart home and energy-efficient features include dual Navien tankless water heaters with a hot water loop, a Generac whole-house generator, and full-house foam insulation, including the garage. Impact-resistant doors and windows provide added peace of mind, while the Decra stone-coated metal roof ensures durability with low maintenance. Outdoor living is just as impressive, with a 14 x 25 saltwater heated pool enclosed within a screened lanai fully app-controlled via Hayward. Shellstone pool decking, an outdoor shower, and coded side yard entry door enhance both convenience and security. Thoughtfully placed accent lighting highlights decks and outdoor spaces for an inviting ambiance. The first-floor primary suite is a private retreat, offering double door outdoor access, dual vessel sinks, a spa-inspired shower with dual and rain shower heads, and a spacious walk-in closet with washer/dryer access. Upstairs, a second-floor office features built-ins and space for an additional closet, while a massive spray-foamed unfinished attic offers over 800 sq. ft. of potential. A two-car garage with epoxy-coated floors provides easy cleanup, while pull-down stair attic storage adds convenience. Every element of this home has been designed with luxury, functionality, and longevity in mind. Don't miss this rare opportunity to own a practically brand-new home in Bellamar with unparalleled features and stunning views. Schedule your private tour today!
Single-familyProperty Type
2022Year Built
0.27 acresLot Size
$695Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Tanika O'Brien• Compass
Bought with Kendall Hood - The Kendall Hood Collection Hood• Compass
CHARMING, BRAND NEW BEACH HOME SOUTH OF 30-A IN VERY DESIRABLE OLD FLORIDA COTTAGES. THE COMMUNITY'S PALM-LINED STREETS, LUSH TROPICAL LANDSCAPING, WINDING BRICK WALKWAYS & WHITE PICKET FENCES WILL ENCHANT YOU. THE POOL & BEACH ARE JUST A SHORT STROLL AWAY. THIS COTTAGE IS IDEALLY SITUATED WITH GREAT GULF VIEWS ON AN END LOT. THE VERSATILE TOWER WITH ITS GREAT GULF VIEWS COULD EASILY BE USED AS A 5TH BEDROOM. YOU WONT FIND THESE AMENITIES IN A COMPARABLE LOCATION ANYWHERE ELSE.
Public Records
Jul 16, 1998
Sold
$78,900
$23/sq ft
Public Records
Feb 22, 1995
Sold
$62,000
$18/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$14,927 (−23.6%)
$450,000 + $1,240,540
$1,690,540
2024
$19,550 (+3.6%)
2023
$18,871 (+509.0%)
2022
$3,099 (+18.8%)
$334,352
2021
$2,608 (+6.0%)
2020
$2,460 (+0.3%)
2019
$2,451 (+5.2%)
2018
$2,329 (+22.3%)
2017
$1,904
$214,214
Tax history for 198 Emerald Rdg
Year
Property tax
Land + Additions
Assessment*
2025
$14,927 (−23.6%)
$450,000 + $1,240,540
$1,690,540
2024
$19,550 (+3.6%)
2023
$18,871 (+509.0%)
2022
$3,099 (+18.8%)
$334,352
2021
$2,608 (+6.0%)
2020
$2,460 (+0.3%)
2019
$2,451 (+5.2%)
2018
$2,329 (+22.3%)
2017
$1,904
$214,214
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
4
Stories
3
Lot width
—
Lot depth
—
Lot size
0.27 Acres
Year renovated
2022
Sq. Ft.
3,441
Year built
2022
Style
Single Family Residential
County
Walton County
APN
033S203440100F0050
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Jun 20, 2025 • Final
Residential pool
Pool and hot tub
Jun 10, 2025 • Final
Electrical - residential new construction
Electrical
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Exterior: Balcony, Hot Tub, Patio Covered, Pool - Heated, Pool - In-Ground, Porch Screened, Rain Gutter, Shower, Sprinkler System
Lot Information
Acreage: 0.27
Lot Dimensions: 150 x 77 x 83 x 83 x 34
Lot Features: Corner, Irregular, Survey Available, Within 1/2 Mile to Water
Zoning: Residential Single Family
Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Slab
Financial
Tax Information
Last Tax Year: 2024
Last Taxes: 19549.93
Financial Information
Mortgage Type: Conventional
Brokerage Interest: No Interest
Buyer
Seller
Utilities
Utility Information
Utilities: Gas - Natural, Public Sewer, Public Water, Underground
Energy: AC - 2 or More, AC - Central Elect, Double Pane Windows, Storm Doors, Storm Windows, Water Heater - Gas, Water Heater - Tnkls
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 400.00
Assessment Paid: Quarterly
Annual Assessment Amount: $1,600
Homeowners Association Information
New Buyer Fee
$
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1701 - West End of Hwy 30A
Area: 17 - 30A West
Street #: 198
Street Name: Emerald
Street Suffix: Ridge
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: BELLAMAR
Absolute Longitude: 86.234991
Longitude: -86.234991
Latitude: 30.351779
Directions: From Hwy, 98, turn South on 393 to Scenic 30A. Turn right or west on 30A and Bellamar is gated subdivision on right. Turn into neighborhood and take the first left. House is at the end of the turn on the corner on the right.
Project Facilities
Deed Access, Gated Community, No Rental
Public facts
Beds: 4
Baths: 4.0
Sq. Ft.: 3,441
Stories: 3.0
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 2022
Year Renovated: 2022
County: Walton County
APN: 033S203440100F0050
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 2550000.00
List Price/SqFt: 741.06
Property Information
Apx SqFt(Htd/Cooled): 3441.00
Design: Contemporary
Sub-Type: Detached Single Family
Waterview: Gulf
Around this home
Schools
Van R. Butler Elementary School
Public K-5 • Assigned • 1.7mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.3mi
8/10
South Walton High School
Public 9-12 • Assigned • 3.7mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$2.27M – $2.75M
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