Great 3-bedroom Florida cottage located in the heart of the Town of Santa Rosa just off Chat Holley Rd. This home is situated on a nice size lot with NO HOA and is perfectly located close to all you need to enjoy the coastal lifestyle so many desire! The home is just 1.5 miles from Cessna Landing Park & Boat Launch, only 4 miles to Gulf Place & Ed Walline Public Beach Access, and just a 10 minute drive to Grand Boulevard for upscale shopping, fine dining, and fun entertainment. Upon entering you are greeted with vaulted ceilings, crown molding, and several large windows allowing plenty of natural light in making the home nice & bright. The home offers a spacious open floor plan boasting 1,504 sq ft! The kitchen features a large breakfast bar, stainless steel appliances, and ample cabinets. Just outside the kitchen is a fillet table, outdoor shower, and a boardwalk that leads to the back yard. There is a large laundry room located just off the kitchen with shelving and plenty of space for a full-size washer & dryer as well as a deep freezer. The spacious dining area can accommodate a large dining table with overflow seating for 4 at the breakfast bar if needed, plenty of space for large gatherings with friends & family. The spacious master bedroom is located at the back of the home with a large window overlooking the back yard. The master bedroom features two closets (one is a walk-in closet) and an en-suite bathroom. The master bath features a double vanity, linen closet, shower/tub combo, and tile floor. The shower and toilet area is private with a door separating it from the vanity area. The two additional guest bedrooms are generous in size and share a bathroom. The guest bathroom also features a shower/tub combo, linen closet, and tile floor. The fenced in back yard can be accessed through the kitchen or through the gates on either side of the home. The fence on the right side of the home is double gated so a vehicle can be pulled around back if needed. There is a great boardwalk on the left side of the home with a fillet table and outdoor shower. Rinse off the sugar-white sand after a fun beach day! The large back yard features 2 yard buildings offering plenty of storage space for your beach and lawn equipment. There are also two posts in the back yard, great for hanging a hammock and relaxing in the Florida sunshine! This home offers parking for two vehicles (or a boat) in the front driveway. This home is in close proximity to the Choctawhatchee Bay and is only 4 miles from Thomas Pilcher Park located under the 331 bridge. This is the perfect spot to launch a boat or fish along the rocks or off the 200 ft pier. The park offers restrooms, picnic pavilions, 4 boat ramps, and ample parking for vehicles and boat trailers. Ed Walline Beach Access is a fantastic public beach just down 393 South and offers a large beach, plenty of parking, restrooms, showers, upper deck to catch the sunset, picnic tables, and handicap access. Enjoy the beautiful white sand beaches and emerald waters of the Gulf of Mexico. Gulf Place is a prime entertainment hub for 30A with Shunk Gulley Oyster Bar being a local favorite with Gulf views from the top level. The Gulf Place amphitheater has great summer concert series and events to enjoy. Peruse the funky art booths at Gulf Place and events like the Thursday Wine Walkabouts. Everything you need for the coastal lifestyle you desire is within reach! This home would make the perfect primary residence, second home, or rental investment and is priced to sell so bring us an offer today as it will not last long!
Single-familyProperty Type
2006Year Built
6,098 sq ftLot Size
$248Est. Price/Sq.Ft.
2 spacesParking
Listed by Abbott Team• EXP Realty LLC
Bought with Non Member Agent (NABOR)• Non Member Office (NABOR)
Great 3-bedroom Florida cottage located in the heart of the Town of Santa Rosa just off Chat Holley Rd. This home is situated on a nice size lot with NO HOA and is perfectly located close to all you need to enjoy the coastal lifestyle so many desire! The home is just 1.5 miles from Cessna Landing Park & Boat Launch, only 4 miles to Gulf Place & Ed Walline Public Beach Access, and just a 10 minute drive to Grand Boulevard for upscale shopping, fine dining, and fun entertainment. Upon entering you are greeted with vaulted ceilings, crown molding, and several large windows allowing plenty of natural light in making the home nice & bright. The home offers a spacious open floor plan boasting 1,504 sq ft! The kitchen features a large breakfast bar, stainless steel appliances, and ample cabinets.
PARMLS #440664
May 30, 2013
Sold
$12,000
$8/sq ft
Mar 12, 2013
Listed
$15,000
$10/sq ft
ECAR #593108
Mar 12, 2013
Listed
$15,000
$10/sq ft
ECAR #573903
Aug 9, 2012
Sold
$115,000
$76/sq ft
Mar 18, 2012
Listed
$127,900
$85/sq ft
ECAR #561474
Dec 15, 2011
Sold
$40,000
$27/sq ft
Jul 22, 2011
Listed
$69,900
$46/sq ft
ECAR #458584
Feb 22, 2007
Listed
$79,900
$53/sq ft
ECAR #432187
May 31, 2006
Listed
$315,000
$209/sq ft
Public Records
Aug 11, 2004
Sold
$510,000
$339/sq ft
ECAR #75594
Aug 1, 1996
Listed
$4,000
$3/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,416 (−0.2%)
$50,000 + $217,339
$267,339
2024
$2,420 (−1.6%)
$45,000 + $219,890
$264,890
2023
$2,458 (+7.1%)
$35,000 + $235,507
$270,507
2022
$2,296 (+306.3%)
$38,850 + $208,857
$247,707
2021
$565 (−1.4%)
2020
$573 (+4.5%)
2019
$548 (+2.7%)
2018
$534 (+3.9%)
2017
$514 (+2.5%)
2016
$501 (−0.8%)
2015
$505 (−0.2%)
2014
$506
Tax history for 20 N 4Th St
Year
Property tax
Land + Additions
Assessment*
2025
$2,416 (−0.2%)
$50,000 + $217,339
$267,339
2024
$2,420 (−1.6%)
$45,000 + $219,890
$264,890
2023
$2,458 (+7.1%)
$35,000 + $235,507
$270,507
2022
$2,296 (+306.3%)
$38,850 + $208,857
$247,707
2021
$565 (−1.4%)
2020
$573 (+4.5%)
2019
$548 (+2.7%)
2018
$534 (+3.9%)
2017
$514 (+2.5%)
2016
$501 (−0.8%)
2015
$505 (−0.2%)
2014
$506
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
5 ft.
Lot depth
13 ft.
Lot size
6,229 Sq. Ft.
Year renovated
2006
Sq. Ft.
1,504
Year built
2006
Style
Single Family Residential
County
Walton County
APN
222S20331200680140
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1605 - Live Oak Pt and Old Town of Santa Rosa
Area: 16 - North Santa Rosa Beach
Street #: 20
Street Direction: N
Street Name: 4Th
Street Suffix: Street
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: TOWN OF SANTA ROSA
Absolute Longitude: 86.222994
Longitude: -86.222994
Latitude: 30.394448
Directions: From US Hwy 98, turn north onto County Hwy 393 and continue 1 mile, take a right onto Chat Holley Road and continue half a mile. Take a left onto Indian Woman Road, then take another left onto Ann Street, turn right onto 4th Street and the home is the second on the right.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,504
Stories: 1.0
Lot Size: 6,229 square feet
Style: Single Family Residential
Year Built: 2006
Year Renovated: 2006
County: Walton County
APN: 222S20331200680140
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 275000.00
List Price/SqFt: 182.85
Property Information
Apx SqFt(Htd/Cooled): 1504.00
Design: Florida Cottage
Is Homestead
Sub-Type: Detached Single Family
Around this home
Schools
Dune Lakes Elementary School
Public K-5 • Assigned • 9.5mi
10/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.0mi
8/10
South Walton High School
Public 9-12 • Assigned • 2.7mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
3/10 Flood Factor
Estimated 8-12% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$354,000 – $429,000
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