OFF MARKET

Off market mar 2010 for $940K

$2,829,875

Est. refi paymentEst. refi $4,120/mo

•

1,648

sq ft

21 Ruskin St, Santa Rosa Beach, FL 32459

About this home

Unbelievable price at one of the best locations in Seaside!!!! Two cottages for the price of one! $116,000 rental income through VRBO last 12 months!! There is no better rental return for the money in Seaside, WaterColor, or Rosemary Beach. This is the deal you have been looking for! One lot off 30-A with gulf views and just a couple of steps to the beach. Green Peace, the main house: +-1168 SF(heated and cooled) plus large porches, 2 bedrooms, 2 Baths ( built in 1989). Screened porch on first level and covered open porch on second level to enjoy gulf view and breeze. ''Greenback'' is the brand new (BUILT IN 2008) guest house: 1BR/1.5BA; with covered porch privately tucked away and perched above a grove of oaks with gulf views. LOCATION! LOCATION! LOCATION! Fantastic location directly across from beach pavillion and very close to town center, pool, etc. Both main house and guest house are fully furnished and the interior of main house, was professionally designed by Brad & Holly Speight of Albert F's. In addition, pursuant to the Seaside Urban Code the main house may be greatly expanded over time, including a tower. The cottages have a fantastic rental history due to their great location directly across from the beach! Sellers are licensed real estate brokers in the state of Florida. Listing Broker/Salesperson has ownership interest in the property.

Single-familyProperty Type

2008Year Built

4,356 sq ftLot Size

$1,717Est. Price/Sq.Ft.

2 spacesParking

Listed by Judy Gilman, REALTOR Gilman • BeachWay Realty

Bought with Judy Gilman, REALTOR Gilman • BeachWay Realty

Redfin checked: 2 minutes ago

•Source:ECAR #525017

Redfin Estimate

$2,829,875

$1.9M since sold in March 2010$75K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.6% lower than the average sale price ($2.90M) of 6 comparable homes.

SOLD OCT 16, 2026
$2,200,000
A
3 beds3 baths1,546 sq ft
125 Silver Laurel Way, Santa Rosa Beach, FL 32459
SOLD AUG 20, 2026
$2,200,000
B
3 beds3.5 baths1,671 sq ft
181 Smolian Cir, Santa Rosa Beach, FL 32459
SOLD JUL 13, 2026
$2,700,000
C
3 beds3 baths2,424 sq ft
142 Mystic Cobalt St, Santa Rosa Beach, FL 32459
SOLD MAR 26, 2026
$2,225,000
D
3 beds3 baths1,680 sq ft
147 Silver Laurel Way, Santa Rosa Beach, FL 32459
SOLD JUN 12, 2026
$2,650,000
E
3 beds3.5 baths2,611 sq ft
35 Rain Lily Ln, Santa Rosa Beach, FL 32459
SOLD APR 9, 2026
$5,450,000
F
3 beds4 baths2,256 sq ft
2110 E County Hwy 30a, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$2,222,355

Est. take-home

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Refinance

Est. cash available

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Rent

$3,765/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.2%

+0.3% MoM

Median sale price

$922K

$10K MoM

Avg. days on market

83d

4 days MoM

Recently sold homes

340

12 MoM

New listings for sale

NEW 8 HRS AGO
$250,000
2 beds1 bath646 sq ft
87 N 4th St, Santa Rosa Beach, FL 32459
$1,175,000
3 beds3.5 baths2,115 sq ft
97 Grayton Blvd, Santa Rosa Beach, FL 32459
OPEN SUN, 1PM TO 3PM
$3,125,000
6 beds6.5 baths4,262 sq ft
327 Eastern Lake Rd, Santa Rosa Beach, FL 32459
NEW 9 HRS AGO
$220,000
3 beds2 baths840 sq ft
95 N 7th St, Santa Rosa Beach, FL 32459
NEW 25 HRS AGO
$825,000
2 beds2 baths1,530 sq ft
145 Sunrise Cir, Santa Rosa Beach, FL 32459
EARLY ACCESS
$2,699,000
4 beds4 baths2,756 sq ft
186 W Grove Ave, Santa Rosa Beach, FL 32459
NEW 32 HRS AGO
$1,925,000
3 beds3 baths2,620 sq ft
1551 E Nursery Rd, Santa Rosa Beach, FL 32459
NEW 33 HRS AGO
$464,000
2 beds2.5 baths1,569 sq ft
62 S Zander Way, Santa Rosa Beach, FL 32459
EARLY ACCESS
$975,000
4 beds5 baths1,971 sq ft
441 Dolphin Dr, Santa Rosa Beach, FL 32459
NEW 35 HRS AGO
$999,999
5 beds3 baths3,005 sq ft
24 Palmer Ln, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 21 Ruskin St

Date

Event

Price

Public Records

May 25, 2010

Sold

$940,000

$570/sq ft

ECAR #525017

Mar 31, 2010

Sold

$940,000

$570/sq ft

Oct 5, 2009

Listed

$1,095,000

$664/sq ft

NAMLS #519189

Oct 5, 2009

Listing Removed

—

Jun 27, 2009

Listed

$1,097,500

$666/sq ft

NAMLS #509550

Jun 5, 2009

Listing Removed

—

Jan 26, 2009

Listed

$1,149,000

$697/sq ft

NAMLS #501767

Nov 24, 2008

Listing Removed

—

Sep 15, 2008

Listed

$1,295,000

$786/sq ft

NAMLS #493715

Sep 8, 2008

Listing Removed

—

May 18, 2008

Listed

$1,595,000

$968/sq ft

NAMLS #463563

Oct 27, 2007

Listing Removed

—

May 4, 2007

Listed

$1,379,000

$837/sq ft

CPARMLS #364944

Mar 20, 2007

Sold

$1,100,000

$667/sq ft

Mar 15, 2007

Listed

$1,100,000

$667/sq ft

ECAR #411930

Mar 19, 2007

Sold

$1,100,000

$667/sq ft

Dec 8, 2005

Listed

$1,150,000

$698/sq ft

Public Records

Mar 23, 2005

Sold

$1,400,000

$850/sq ft

Public Records

Nov 19, 1990

Sold

$240,000

$146/sq ft

Public Records

Jan 18, 1988

Sold

$75,000

$46/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$19,373 (−2.0%)

2024

$19,764 (+4.1%)

2023

$18,989 (+26.7%)

2022

$14,989 (+15.9%)

2021

$12,937 (+3.1%)

$592,753 + $743,708

$1,336,461

2020

$12,544 (+7.2%)

$542,295 + $714,360

$1,256,655

2019

$11,705 (+2.5%)

$526,500 + $652,086

$1,178,586

2018

$11,417 (+2.2%)

$511,165 + $633,848

$1,145,013

2017

$11,172 (+1.8%)

$496,276 + $630,958

$1,127,234

2016

$10,970 (+5.2%)

$477,189 + $622,413

$1,099,602

2015

$10,424 (+12.0%)

$445,971 + $608,422

$1,054,393

2014

$9,310

Tax history for 21 Ruskin St

Year

Property tax

Land + Additions

Assessment*

2025

$19,373 (−2.0%)

2024

$19,764 (+4.1%)

2023

$18,989 (+26.7%)

2022

$14,989 (+15.9%)

2021

$12,937 (+3.1%)

$592,753 + $743,708

$1,336,461

2020

$12,544 (+7.2%)

$542,295 + $714,360

$1,256,655

2019

$11,705 (+2.5%)

$526,500 + $652,086

$1,178,586

2018

$11,417 (+2.2%)

$511,165 + $633,848

$1,145,013

2017

$11,172 (+1.8%)

$496,276 + $630,958

$1,127,234

2016

$10,970 (+5.2%)

$477,189 + $622,413

$1,099,602

2015

$10,424 (+12.0%)

$445,971 + $608,422

$1,054,393

2014

$9,310

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

4 ft.

Lot depth

10 ft.

Lot size

4,181 Sq. Ft.

Year renovated

1994

Sq. Ft.

1,569

Year built

1989

Style

Single Family Residential

County

Walton County

APN

153S192513000B0020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking Information
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: Second
Master Bedroom: Second

Bathroom Information
Full Baths: 2
Half Baths: 2
Total Baths: 4.00
Full Bathroom: Second
Master Bedroom/Master Bath: MBed Balcony

Room Information
Rooms: Bedroom, Full Bathroom, Kitchen, Laundry, Living Room, Master Bedroom
Kitchen: First
Living Room: First

Room 1
Kitchen
Area: 72.00
Dimensions: 12 x 6
Dimensions: 6x12
Length: 12.00
Width: 6.00
Level: 1
Room Level: 1

Room 2
Living Room
Area: 400.00
Dimensions: 20 x 20
Dimensions: 20x20
Length: 20.00
Width: 20.00
Level: 1
Room Level: 1

Room 3
Laundry
Area: 18.00
Dimensions: 6 x 3
Dimensions: 3x6
Length: 6.00
Width: 3.00
Level: 1
Room Level: 1

Room 4
Master Bedroom
Area: 130.00
Dimensions: 13 x 10
Dimensions: 10x13
Length: 13.00
Width: 10.00
Level: 2
Room Level: 2

Room 5
Bedroom
Area: 130.00
Dimensions: 13 x 10
Dimensions: 10x13
Length: 13.00
Width: 10.00
Level: 2
Room Level: 2

Room 6
Full Bathroom
Area: 98.00
Dimensions: 14 x 7
Dimensions: 7x14
Length: 14.00
Width: 7.00
Level: 2
Room Level: 2

Interior Features
Appliances: Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove/Oven Electric, Washer
Interior: Floor Hardwood, Floor Tile, Furnished - All, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Exterior: BBQ Pit/Grill, Porch, Porch Screened, Shower

Lot Information
Acreage: 0.10
Lot Dimensions: 42X100
Lot/Parcel Access: County Road
Zoning: Deed Restrictions, Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Foundation On Piling, Frame, Roof Metal, Roof Pitched, Siding Wood, Trim Wood

Financial

Lease Information
Existing Leases: Daily/Weekly

Financial Information
Mortgage Type: Conventional
Financing: Conventional
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground
Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 2500.00
Assessment Paid: Annually

Homeowners Association Information
Fees Include: Trash

School Information
Elementary School: Van R Butler
Middle School: Seaside
High School: South Walton

Location Information
Sub Area: 1806 - South of 30 A East Beaches
Area: 18 - 30A East
Street #: 21
Street Name: Ruskin
Street Suffix: Street
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: SEASIDE 05
Absolute Longitude: 86.139679
Longitude: -86.139679
Latitude: 30.318951
Directions: County road 30-A to Seaside, West Ruskin Street

Project Facilities
BBQ Pit/Grill, Beach, Deed Access, Playground, Pool, Tennis, TV Cable, Waterfront

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,569
Stories: 2.0
Lot Size: 4,181 square feet
Style: Single Family Residential
Year Built: 1989
Year Renovated: 1994
County: Walton County
APN: 153S192513000B0020

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 1095000.00
List Price/SqFt: 570.39

Property Information
Apx SqFt(Htd/Cooled): 1648.00
Design: Florida Cottage
Sub-Type: Detached Single Family
Units Above Ground: 0.00
Waterview: Gulf

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 4.2mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 3.0mi

9/10

South Walton High School

Public 9-12 • Assigned • 4.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.5 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.69M – $3.26M

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Home values near 21 Ruskin St

Data from public records.

Address	Redfin Estimate
14 West Ruskin Street, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2832 Sq. Ft.	$3,163,218
30 West Ruskin Street, Santa Rosa Beach, FL 2 Beds \| 2.5 Baths \| 1791 Sq. Ft.	$2,761,580

Address	Redfin Estimate
47 West Ruskin Street, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 1694 Sq. Ft.	$2,443,046
15 West Ruskin Street, Santa Rosa Beach, FL 4 Beds \| 4 Baths \| 2774 Sq. Ft.	$3,599,408

Address	Redfin Estimate
38 West Ruskin Street, Santa Rosa Beach, FL 3 Beds \| 4 Baths \| 1770 Sq. Ft.	$2,606,451
20 West Ruskin Street, Santa Rosa Beach, FL 4 Beds \| 3 Baths \| 2132 Sq. Ft.	$3,833,864

Property information provided by ECAR when last listed in 2009. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 21 Ruskin St

Tax history for 21 Ruskin St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 21 Ruskin St

More real estate resources