Welcome to Church Street Village, a charming and inviting neighborhood where this move-in-ready gem awaits its new owner. Priced competitively as the lowest in the neighborhood, this three-bedroom, two-bath house is nestled in a desirable cul-de-sac location. As you step inside, you'll immediately appreciate the open floor plan, creating a welcoming ambiance throughout the home. Just minutes away from the beach, you can enjoy the coastal lifestyle without the hassle. Picture yourself relaxing on the beautiful screened back porch, complete with built-in sitting areas, perfect for unwinding after a day in the sun. The kitchen boasts new appliances including a dishwasher, microwave and refrigerator, and elegant granite countertops, while tile flooring adorns the kitchen, dining area, and living room, ensuring a clean and modern look. The bedrooms have LVP flooring for a low-maintenance touch. With 9-ft. ceilings and casement windows throughout, the house exudes an airy and spacious feel. Both the A/C unit and water heater were replaced in 2016. Church Street Village offers an array of amenities, including a clubhouse, community pool, fitness center, playground, and even a dog park. The HOA takes care of lawn maintenance and common areas, freeing up your weekends to fully enjoy life, perhaps spending a leisurely Saturday at the beach. The single-level home sits in a community with no short-term rentals permitted. This cozy abode, positioned in a community with no short-term rentals permitted, offers the best of both worlds: an affordable price in a secure community in the heart of N Santa Rosa Beach, conveniently close to the beach and Destin. So don't delay - come and experience the joy of living in Church Street Village. It's more than just a house; it's a place to call home.
Single-familyProperty Type
2005Year Built
$304Est. Price/Sq.Ft.
Listed by Janet Murphy• Scenic Sotheby's International Realty
Move-in ready. Lowest priced home in the neighborhood. Don't delay in viewing this home. It will not last long on the market. 3 bedroom, 2 bath house located in the desirable neighborhood of Church Street Village. Premium lot location in the cul-de-sac. Open floor plan and only minutes away from the beach. Beautiful screened in back porch with built-in sitting areas. Tile throughout kitchen, dining area, and living room. Stainless steel appliances and granite counter-tops in kitchen. New carpet in bedrooms and closets. 9 ft. ceilings and casement windows throughout. A/C unit and hot water heater replaced in 2016. Amenities include clubhouse, community pool, fitness center, playground, and dog park. Lawn care and common area maintenance included in HOA.
NAMLS #770820
Jun 3, 2017
Listing Removed
—
Mar 3, 2017
Listed
$258,000
$185/sq ft
ECAR #454878
Jul 10, 2007
Sold
$249,900
$179/sq ft
Jul 10, 2007
Sold
$249,900
$179/sq ft
Feb 7, 2007
Listed
$249,900
$179/sq ft
Feb 7, 2007
Listed
$249,900
$179/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,464 (−20.0%)
$50,000 + $261,335
$311,335
2024
$3,079 (+86.0%)
$50,000 + $287,057
$337,057
2023
$1,655 (+1.6%)
2022
$1,630 (−1.0%)
2021
$1,647 (−1.6%)
2020
$1,674 (+2.1%)
$21,180 + $183,783
$204,963
2019
$1,640 (−11.3%)
$20,365 + $182,136
$202,501
2018
$1,849 (+9.4%)
$19,582 + $165,890
$185,472
2017
$1,691 (+11.2%)
$19,012 + $163,208
$182,220
2016
$1,520 (+4.8%)
$17,610 + $141,739
$159,349
2015
$1,450 (+18.4%)
$16,458 + $136,983
$153,441
2014
$1,225
Tax history for 232 S Zander Way
Year
Property tax
Land + Additions
Assessment*
2025
$2,464 (−20.0%)
$50,000 + $261,335
$311,335
2024
$3,079 (+86.0%)
$50,000 + $287,057
$337,057
2023
$1,655 (+1.6%)
2022
$1,630 (−1.0%)
2021
$1,647 (−1.6%)
2020
$1,674 (+2.1%)
$21,180 + $183,783
$204,963
2019
$1,640 (−11.3%)
$20,365 + $182,136
$202,501
2018
$1,849 (+9.4%)
$19,582 + $165,890
$185,472
2017
$1,691 (+11.2%)
$19,012 + $163,208
$182,220
2016
$1,520 (+4.8%)
$17,610 + $141,739
$159,349
2015
$1,450 (+18.4%)
$16,458 + $136,983
$153,441
2014
$1,225
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
3,627 Sq. Ft.
Year renovated
2005
Sq. Ft.
1,397
Year built
2005
Style
Single Family Residential
County
Walton County
APN
272S203340000A0630
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
SN
Small Neighborhood District
This district is intended for areas transitioning from fragmented developments to an area with higher density and a mixed use core that will facilitate neighborhood continuity. Each Small Neighborhood shall provide for a mixture of uses to encourage economic diversity and sustainability within the area, promote the future viability of the neighborhood, and encourage a walking and bicycle-friendly design to conserve energy and reduce emissions.
Permitted uses
Include but are not limited to:
Bank
Day care facility
Housing-Single unit
Housing-Multiple units
Mixed use building
Office
Medical office
Educational/school
Library
Museum / gallery
Mar 18, 2026 • Final
Mechanical standalone permit - licensed contractors only
HVAC
Mar 4, 2024 • Final
Roof standalone permit - licensed contractors only
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
No
No
Interior
Bedroom Information
Bedrooms: 3
Master Bedroom: First
Bathroom Information
Full Baths: 2
Total Baths: 2.00
Room Information
Rooms: Dining Area, Kitchen, Laundry, Living Room, Master Bedroom
Kitchen: First
Living Room: First
Room 1
Master Bedroom
Area: 182.00
Dimensions: 14 x 13
Length: 14.00
Width: 13.00
Level: 1
Room 2
Laundry
Area: 45.00
Dimensions: 9 x 5
Length: 9.00
Width: 5.00
Level: 1
Room 3
Living Room
Area: 210.00
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Level: 1
Room 4
Dining Area
Area: 108.00
Dimensions: 12 x 9
Length: 12.00
Width: 9.00
Level: 1
Room 5
Kitchen
Area: 99.00
Dimensions: 11 x 9
Length: 11.00
Width: 9.00
Level: 1
Exterior
Exterior Features
Pool Type: None
Lot Information
Lot Dimensions: 50'x72.5
Zoning: Residential Multi-Family
Building Information
Construction Status: Construction Complete
Financial
Financial Information
Mortgage Type: Conventional
Brokerage Interest: No Interest
Buyer
Seller
Utilities
Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 230.00
Assessment Paid: Monthly
Annual Assessment Amount: $2,760
Homeowners Association Information
New Buyer Fee
$
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1604 - Churchill Bayou to Hwy 393
Area: 16 - North Santa Rosa Beach
Street #: 232
Street Direction: S
Street Name: Zander
Street Suffix: Way
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: CHURCH STREET VILLAGE
Absolute Longitude: 86.236827
Longitude: -86.236827
Latitude: 30.375826
Directions: Hwy 98 to Church Street North. Right into Church Street Village. 1st right. 1st Right again. home on your right.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,397
Stories: 1.0
Lot Size: 3,627 square feet
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2005
County: Walton County
APN: 272S203340000A0630
Home facts updated by county records on Aug 26, 2026
Other
Listing Price Information
List Price: 470000.00
List Price/SqFt: 336.44
Property Information
Apx SqFt(Htd/Cooled): 1397.00
Design: Beach House
Sub-Type: Detached Single Family
Around this home
Schools
Van R. Butler Elementary School
Public K-5 • Assigned • 1.7mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.5mi
8/10
South Walton High School
Public 9-12 • Assigned • 3.3mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$404,000 – $489,000
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