For sale

$399,000

Est. $2,462/mo —

•

1,350

sq ft

40 S 4th St, Santa Rosa Beach, FL 32459

About this home

Charming 3-bedroom, 2-bath home, built in 2017, and perfectly situated on an oversized double lot in the heart of Santa Rosa Beach. Offering the ideal blend of coastal charm, functionality, and room to grow, this property is an outstanding opportunity for a primary residence, second home, or investment property. Step inside to an inviting open-concept floor plan where the living, dining, and kitchen areas flow seamlessly together. Warm finishes, abundant natural light, and a relaxed coastal feel create a welcoming atmosphere that's perfect for everyday living or entertaining. Outside, the possibilities are endless. The expansive double lot provides ample space to expand the home, guest house, or simply enjoy the privacy and extra outdoor living space. The property also features a detached garage, a separate workshop, and plenty of parking for your RV, boat, trailers, or other recreational toys. Outdoor enthusiasts will appreciate the location, with Cessna Landing Public Boat Launch on Hogtown Bayou less than five minutes away, providing quick access to Choctawhatchee Bay for boating, fishing, and paddleboarding. Spend your afternoons on the sugar-white sands of Ed Walline Regional Beach Access, just 10 minutes away on scenic 30A. Conveniently located just minutes from South Walton schools, Sacred Heart Hospital, shopping, dining, and local entertainment, this home offers easy access to everything Santa Rosa Beach has to offer!

Single-familyProperty Type

2017Year Built

0.37 acresLot Size

$296Price/Sq.Ft.

2 garage spacesParking

Listed by ben Blumberg • Mainsail Realty Company

Listing updated: Aug 9, 2026 at 01:37am

Redfin checked: 2 minutes ago

•Source:ECAR #1007429

Payment calculator

$2,462 per month

Principal and interest$2,205

Property taxes

$68

HOA dues

Home insurance

$190

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SEP 28, 1PM TO 5PM
$414,600
5 beds3.5 baths2,525 sq ft
90 Bonne Vue Cir Lot 100, Freeport, FL 32439
OPEN SEP 29, 1PM TO 4PM
$2,450,000
5 beds6.5 baths4,451 sq ft
120 Charming Way, Santa Rosa Beach, FL 32459
OPEN SEP 30, 8AM TO 11AM3D WALKTHROUGH
$2,100,000
3 beds3.5 baths2,288 sq ft
27 Anchor Rode Cir, Santa Rosa Beach, FL 32459
OPEN SEP 30, 11AM TO 3PM
$1,700,000
4 beds3.5 baths2,850 sq ft
461 Matt's Way, Santa Rosa Beach, FL 32459
OPEN SEP 30, 4PM TO 6PM
$364,900
2 beds2 baths933 sq ft
10 Silk Bay Dr Unit 122, Santa Rosa Beach, FL 32459
OPEN SEP 30, 4PM TO 6PM3D WALKTHROUGH
$1,750,000
6 beds4.5 baths3,155 sq ft
220 N Saint Francis Dr, Miramar Beach, FL 32550
OPEN OCT 1, 4PM TO 7PM
$829,000
4 beds4 baths2,709 sq ft
93 Marlberry Trce, Santa Rosa Beach, FL 32459
OPEN OCT 2, 11AM TO 3PM
$1,225,000
3 beds3 baths1,725 sq ft
335 San Juan Ave, Santa Rosa Beach, FL 32459
OPEN OCT 3, 11AM TO 1PM
$790,000
4 beds3.5 baths2,232 sq ft
19 Sugar Sands Dr, Santa Rosa Beach, FL 32459
OPEN OCT 3, 1PM TO 4PM
$365,000
4 beds3 baths2,208 sq ft
22 Sawyer Ct, Freeport, FL 32439

Around this home

Schools

K - 12
Preschool & daycare

Dune Lakes Elementary School

Public K-5 • Assigned • 9.5mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 7.0mi

8/10

South Walton High School

Public 9-12 • Assigned • 2.7mi

8/10

Provided by GreatSchools

About Santa Rosa

Beach

Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.

Provided by Walk Score and Local Logic

Offer insights

40 S 4th St · $399,000

Strong offer

$399K and above

75% chance or better to win

Why $399K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 82 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Pantry
Washer/dryer hookup
Window treatments

Bedrooms
3 bedrooms, master bedroom on the first floor

Bathrooms
2 full bathrooms
Master bathroom with shower (no tub)

Kitchen
Dishwasher
Disposal
Range hood

Laundry & utility
Washer/dryer hookup
Electric water heater

Flooring
Vinyl

Heating & cooling
Central heating
Central air conditioning
Ceiling fans
Electric heat control

Sale and tax history for 40 S 4th St

Sale History
Tax History

Date

Event

Price

ECAR #1007429

Jul 11, 2026

Listed

$399,000

$296/sq ft

Public Records

May 4, 2018

Sold

$25,100

$19/sq ft

ECAR #578098

Jun 22, 2012

Sold

$58,000

$43/sq ft

Jun 22, 2012

Sold

$58,000

$43/sq ft

May 29, 2012

Listed

$59,900

$44/sq ft

NAMLS #418189

Feb 7, 2007

Listing Removed

—

Feb 6, 2006

Listed

$189,000

$140/sq ft

Feb 6, 2006

Listed

$189,000

$140/sq ft

ECAR #340985

Jul 7, 2003

Sold

$50,000

$37/sq ft

Jul 7, 2003

Sold

$50,000

$37/sq ft

Apr 6, 2003

Listed

$52,000

$39/sq ft

Apr 6, 2003

Listed

$52,000

$39/sq ft

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

10 ft.

Lot depth

17 ft.

Lot size

0.38 Acres

Year renovated

2017

Finished Sq. Ft.

1,350

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,350

Year built

2017

Style

Single Family Residential

County

Walton County

APN

222S20331200740080

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

6/10 Flood Factor

Estimated 61-75% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

68/ 100

Moderate sunlight

Sunscore

This home receives average direct sun exposure in Santa Rosa Beach. There appears to be some shading by surrounding buildings, terrain, and vegetation.

7 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 40 S 4th St

$386,259

$13K under list price of $399K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $340K to $505K.

SOLD SEP 10, 2026
$340,000 Last sold price
3 beds2 baths1,552 sq ft
32 N 6th St, Santa Rosa Beach, FL 32459
$77/sq ft
smaller lot
11 years older
SOLD SEP 8, 2026
$400,000 Last sold price
3 beds2.5 baths1,871 sq ft
90 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
$82/sq ft
smaller lot
3 years older
SOLD SEP 18, 2026
$429,900 Last sold price
3 beds2.5 baths1,772 sq ft
130 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
$53/sq ft
smaller lot
2 years older
SOLD JUL 24, 2026
$504,700 Last sold price
3 beds2.5 baths1,152 sq ft
190 L St, Santa Rosa Beach, FL 32459
$142/sq ft
smaller lot
33 years older
SOLD FEB 24, 2026
$390,000 Last sold price
3 beds2 baths1,316 sq ft
8 Santa Cruz Trl, Santa Rosa Beach, FL 32459
8 years newer
SOLD AUG 18, 2026
$403,000 Last sold price
3 beds2.5 baths1,874 sq ft
76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
$81/sq ft
smaller lot
4 years older

Rental earnings

Est. $3,221 per month, based on comparable rentals

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