Enjoy coastal living in this turn-key 3-bedroom, 2.5-bath cottage located in the quiet, tree-lined community of Summer's Edge on Scenic 30A. Situated moments from deeded beach access, Eastern Lake, and community pool, this property offers an ideal layout for a personal coastal retreat or vacation rental investment. The welcoming front porch features upgraded Trex composite decking, matched by a private second-floor balcony off the primary suite. Inside, the open floor plan highlights real hardwood flooring, detailed crown molding, recessed lighting, and expansive windows. The main living area features custom built-in shelving, leading to a kitchen with stainless steel appliances, generous counter space, and a dedicated dining area. Upstairs, the primary suite includes soaring cathedral ceilings, a skylight, private balcony access, and a updated spa-style bathroom with a double vanity, freestanding soaking tub, and a custom tile shower. Two additional guest bedrooms offer comfortable accommodations with coastal finishes throughout. Residents and guests enjoy private deeded beach access, two neighborhood pools (one heated seasonally), and immediate proximity to the dining and shopping along 30A. floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.
Single-familyProperty Type
2001Year Built
3,484 sq ftLot Size
$713Price/Sq.Ft.
$347/moHOA Dues
2 spacesParking
Listed by Dawn McKenna Group Group• Coldwell Banker Realty
Listed by Buy with confidence, Sell with success Hall• Coldwell Banker Realty
Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.
Provided by Walk Score and Local Logic
Offer insights
44 N Ryan St · $1,299,900
$1.28M and above
75% chance or better to win
Why $1.28M+ is a strong offer
DAYS ON MARKET
132 days
The average home goes pending in 88 days.
SALE-TO-LIST
96.5%
Most homes are selling 4% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Vaulted ceilings
Recessed lighting
Pantry
Washer/dryer hookup
Furnished
Insulated doors
Doors listed as green energy efficient
Bedrooms
3 bedrooms total
Master bedroom on the second floor with carpet
Other bedrooms located on the second floor
Bathrooms
3 bathrooms total (2 full, 1 half)
Master bathroom with cultured marble and double vanity
Master bathroom includes a walk-in closet
Kitchen
Cooktop
Range hood
Dishwasher
Pantry
Laundry & utility
Washer/dryer hookup
Flooring
Hardwood flooring
Heating & cooling
High-efficiency heating
High-efficiency AC
Multiple AC units (2 or more)
Ceiling fans
Exterior features
Open porch
Porch
Private pool
Gulf view
City street frontage
Paved road access
Lot dimensions approximately 81 x 44
Lot has paved surface
Home design
Caribbean architectural style
2 stories
Built in 2001
Parking
2 driveway spaces
Construction
Metal roof
Foundation on piling (off grade)
Utilities
Electric service
Public water
Public sewer
HOA & community
Has association
Association/fees include grounds maintenance and ground keeping
Community features include beach access, deeded access, pool, and short-term rentals allowed
Electricity and solar
View estimated energy costs and solar savings for this home
Welcome to the beautiful sought after community of Summer's Edge. This prime location is located is walking distance to the Eastern lake and 30 A beach line. Enjoy privacy and relaxation while you vacation, or even potentially use this as a short term rental investment. This 3 bed 3 bath cottage style home boast the feeling of a vacation in every way possible. You're going to love the convenience to the neighborhood beach access, two private pools, and a gated entrance on the north side that provides privacy to Ryan Street. As you approach the home, you notice the oversized front porch that provides room for a nice sitting area to relax and unwind. The first floor decking as well as the second floor balcony have recently been upgraded to a maintenance free trex composite that matches the aesthetic of home perfectly. Immediately as you enter the home you see how well cared for the floors, walls, ceilings, and surrounding fixtures are. This home is being offered fully furnished and has never been rented since it was built in 2001. The floors are real hardwood, there is crown molding throughout, and there is recessed lighting that opens up the space nicely. The living room has built-in bookshelves, cabinetry, and large custom sized windows that lets in lots of natural lighting. As you enter the kitchen you see stainless steel appliances, ample counter space, and a breakfast bar that faces the open dining area. Behind the kitchen you have a privatized washer/dryer setup, full size pantry, and an exit to the back yard. The bottom floor also has an area that is great for bunk-beds, a full bathroom, and a small storage under the stairs where the hot water heater is. (This was replaced in 2021) Making your way upstairs, you are greeted by build in bookcases and an entrance to the primary bedroom. This bedroom shares a balcony with one of the additional bedrooms, has all new carpeting, and a fully remodeled bathroom. This en-suite bathroom has cathedral ceilings with a skylight that goes almost as high as the roofline. The full remodel consist of a high end tiled floor canvas that's complimented by a teak double vanity, a free standing tub, and a fully customized floor to ceiling open tile shower with a decorative wall. Moving throughout the homes second floor you feel comforted by coastal-beach colors, all new padded carpeting, and raised ceilings. The guest bath is also fully updated to include personalized tile flooring, a granite vanity, and a premium stand up shower complete with a glass door and new bronze hardware. You will find that this home is ready for a new owner from the interior of the home to the even the exterior. The roof has had all new boots replaced as of spring 2021, a new gas grill has been purchased, and the driveway has had brick pavers applied not only the walkway connecting to the back deck but also the additional patio area. Absolutely nothing would be needed and the home comes fully furnished. This home has had a very light annual use and has been impeccably maintained.
ECAR #439833
May 18, 2007
Sold
$650,000
$357/sq ft
Jul 10, 2006
Listed
$699,000
$383/sq ft
NAMLS #419547
Jul 31, 2006
Listing Removed
—
Feb 17, 2006
Listed
$995,000
$546/sq ft
Public Records
Aug 23, 2001
Sold
$383,600
$210/sq ft
Public Records
Oct 16, 2000
Sold
$85,000
$47/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$8,141 (−7.7%)
$450,000 + $451,022
$901,022
2024
$8,820 (+11.9%)
2023
$7,885 (+37.4%)
$450,000 + $417,756
$867,756
2022
$5,740 (+19.9%)
2021
$4,787 (+3.0%)
$219,538 + $274,990
$494,528
2020
$4,649 (+2.9%)
$200,850 + $264,901
$465,751
2019
$4,518 (+3.9%)
$195,000 + $259,900
$454,900
2018
$4,349 (+2.1%)
$182,816 + $253,346
$436,162
2017
$4,258
$177,491 + $252,104
$429,595
2016
$4,259 (+4.5%)
$170,665 + $254,963
$425,628
2015
$4,077 (+4.1%)
$159,500 + $251,791
$411,291
2014
$3,916
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
3,345 Sq. Ft.
Year renovated
2001
Finished Sq. Ft.
1,770
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,770
Year built
2001
Style
Single Family Residential
County
Walton County
APN
243S192547000B0050
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
NI
Neighborhood Infill District
This district is designed to facilitate compatible development of unplatted or vacant parcels that total ten contiguous acres or less within areas where the majority of the adjacent or surrounding land has been developed.
Permitted uses
Include but are not limited to:
No uses permitted by right
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
3% chance of being in a wildfire in next 30 years
10/10 Heat Factor
8 days above 105° expected this year, 23 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
This home ranks in the top 27% for direct sun exposure in Santa Rosa Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 44 N Ryan St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $1,120,000 and $1,705,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.1M to $1.7M.