For sale
$3,500,000
Est. $23,118/mo —
5
bd
•
4.5 ba
•
3,825
sq ft

45 White Cliffs Crst, Santa Rosa Beach, FL 32459

map-entry

About this home

Single-familyProperty Type
2003Year Built
6,969 sq ftLot Size
$915Price/Sq.Ft.
$417/moHOA Dues
1 garage spacesParking
Listed by Joseph Glending • Lokation
Listing updated:
Redfin checked: a few seconds ago
•Source:ECAR #1000790
177 days on Redfin • 191 views • 4 favorites

Payment calculator

$23,118 per month

Principal and interest$19,578
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($700,000)
Home price
$3,500,000
Loan details
30-yr fixed, 7.5%
5 minutes to get started. No credit impact. 

See this home in person

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Open houses
No upcoming open houses.

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 7.9mi

10/10
Emerald Coast Middle School

Public 6-8 • Assigned • 5.8mi

8/10
South Walton High School

Public 9-12 • Assigned • 3.1mi

8/10
Provided by GreatSchools
About Santa Rosa
Beach

Provided by Walk Score and Local Logic

Offer insights

45 White Cliffs Crst · $3,500,000
$3.4M and above
75% chance or better to win
Why $3.4M+ is a strong offer
DAYS ON MARKET
178 days
The average home goes pending in 88 days.
SALE-TO-LIST
96.5%
Most homes are selling 4% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

Dining

Dining

  • Interior features
  • Furnished
  • Crown molding
  • Kitchen island
  • Recessed lighting
  • Newly painted
  • Pantry
  • Built-in shelving
  • Wet bar
  • Painted woodwork
  • Elevator
  • Double-pane windows
  • Plantation shutters
  • Window treatments
  • Gas fireplace
  • Bedrooms
  • 5 bedrooms total
  • Primary suite located on the second floor with balcony, sitting area, walk-in closet, separate shower, bidet and whirlpool
  • Bathrooms
  • 5 bathrooms total (4 full, 1 half)
  • Kitchen
  • Dishwasher
  • Disposal
  • Microwave
  • Double oven
  • Trash compactor
  • Laundry & utility
  • Washer
  • Dryer
  • Electric water heater
  • Flooring
  • Hardwood
  • Tile
  • Heating & cooling
  • Central heating (natural gas)
  • High-efficiency air conditioning
  • Two or more AC units
  • Electric heat control

Sale and tax history for 45 White Cliffs Crst

Public record

Beds
3
Baths
5
Stories
3
Lot width
7 ft.
Lot depth
10 ft.
Lot size
6,969 Sq. Ft.
Year renovated
2003
Finished Sq. Ft.
3,638
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,638
Year built
2003
Style
Single Family Residential
County
Walton County
APN
123S203463100B0160
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.77% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

63/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.8 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 45 White Cliffs Crst

$3,214,628
$285K under list price of $3.50M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.8M to $5.7M.

More resources

Rental earnings

Est. $6,201 per month, based on comparable rentals

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GreatSchools Ratings provided by GreatSchools.org.