Set on an expansive corner lot graced with mature trees, 640 Ridge Road offers a refined blend of privacy, comfort, and an enviable location just off Scenic Highway 30A. Nestled within the desirable Santa Rosa Ridge community, this single-level brick residence sits moments from Santa Rosa Golf & Beach Club, Gulf Place, and the renowned beaches that define 30A living. A highlight of the property is its private saltwater pool, thoughtfully screened for year-round enjoyment. Paired with a fenced yard and lush landscaping, the outdoor spaces create a peaceful retreat that feels both secluded and inviting—ideal for relaxed afternoons or effortless entertaining. Inside, the home welcomes you with a spacious, light-filled layout. The primary suite offers direct access to the screened porch, a generous walk-in closet, and an oversized en suite featuring a soaking tub and walk-in shower. A dedicated office adds versatility, while the main living areas incorporate a breakfast nook, a formal dining space, and a well-planned laundry room just off the two-car garage. Two comfortable guest bedrooms and a shared full bathroom occupy their own wing, providing privacy and ease for family or visitors. With its exceptional lot, private pool sanctuary, and premier location near 30A's most beloved amenities, 640 Ridge Road presents an opportunity to enjoy the best of coastal living in a timeless, thoughtfully designed setting.
Single-familyProperty Type
1998Year Built
0.35 acresLot Size
$461Price/Sq.Ft.
2 car garageParking
Listed by Joiner Group• Scenic Sotheby's International Realty
Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.
Provided by Walk Score and Local Logic
Offer insights
640 Ridge Rd · $949,000
$938K and above
75% chance or better to win
Why $938K+ is a strong offer
DAYS ON MARKET
271 days
The average home goes pending in 86 days.
SALE-TO-LIST
97.4%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Breakfast bar
Built-in bookcases
Crown molding
Recessed lighting
Pantry
Washer/dryer hookup
Unfurnished
Bedrooms
3 bedrooms
Master bedroom on the first floor
Master bedroom has walk-in closet
Bathrooms
2 full bathrooms
Master bathroom with double vanity
Master bathroom with garden tub
Master bathroom with separate shower
Master bathroom tile finishes
Kitchen
Dishwasher
Microwave
Laundry & utility
Washer hookup
Dryer
Electric water heater
Flooring
Tile flooring
Heating & cooling
Central heating
Central air conditioning
Ceiling fans
Electric heat controls
Exterior features
Private yard
Corner lot
Hurricane shutters
Outdoor shower
Yard building
Rain gutters
Covered and open patio
Open porch and screened porch
Home design
Traditional style
Single-story (1 story)
Built in 1998
Resid Single Family zoning
Parking
Attached 2-car garage
Paved road access
Construction
Brick construction
Composite shingle roof
Building area reported from county records
Utilities
Public water
Public sewer
Electric service
TV cable available
HOA & community
Located in Santa Rosa Ridge Unit 2 subdivision
Electricity and solar
View estimated energy costs and solar savings for this home
You Simply MUST See This Home! Every Imaginable Feature You Could Want In A House Is Here! Wonderful Open Layout, Separate Bedrooms, ENORMOUS Closets, Beautiful Kitchen With Granite Countertops And A Breakfast Area Overlooking The Screened Porch, Large Home Office (Could Be Used As Another Bedroom), Separate Formal Dining Room Off Kitchen, Immaculate Oversized Garage, Private Courtyard On Side Of Home, Storm Shutter Protection, Brick Exterior, Landscaped Yard, Great Location In Relation To The Beach, Groceries, Shopping, Restaurants, Golf, Fishing, Worshiping, Medical, Etc, Etc. The House Is As Neat As A Pin And You Would Love To Call This Home! Call To See This House Today! You'll Be Glad You Did!
NAMLS #543826
Feb 4, 2011
Listing Removed
—
Aug 4, 2010
Listed
$447,000
$217/sq ft
Aug 4, 2010
Listed
$447,000
$217/sq ft
ECAR #399204
Jul 28, 2006
Sold
$387,200
$188/sq ft
Jul 28, 2006
Sold
$387,200
$188/sq ft
Aug 8, 2005
Listed
$740,000
$360/sq ft
Aug 8, 2005
Listed
$740,000
$360/sq ft
Public Records
May 5, 1997
Sold
$30,000
$15/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,141 (+2.1%)
2024
$3,078 (+4.0%)
2023
$2,960
2022
$2,963 (−1.2%)
2021
$2,999 (−1.8%)
2020
$3,053 (+3.1%)
2019
$2,960 (+1.7%)
2018
$2,910 (+2.9%)
2017
$2,827 (+1.4%)
2016
$2,789 (−0.8%)
2015
$2,812 (−0.6%)
2014
$2,828
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
10 ft.
Lot depth
16 ft.
Lot size
0.35 Acres
Year renovated
1998
Finished Sq. Ft.
2,058
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,058
Year built
1998
Style
Single Family Residential
County
Walton County
APN
033S203419000B0170
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 5, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Mar 30, 2022 • Final
Roof
Roofing
Sep 14, 2021 • Final
Residential remodel - exterior permit - licensed contractors only
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
88
78
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
79/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
6.9 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 640 Ridge Rd
$902,601
$46K under list price of $949K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $700K to $1.2M.