For sale
$949,000
Est. $5,637/mo
3
bd
2 ba
2,058
sq ft

640 Ridge Rd, Santa Rosa Beach, FL 32459

map-entry

About this home

Single-familyProperty Type
1998Year Built
0.35 acresLot Size
$461Price/Sq.Ft.
2 car garageParking
Listed by Joiner Group Scenic Sotheby's International Realty
Contact: casey@scenicsir.com
Listing updated:
Redfin checked: 2 minutes ago
Source:ECAR #990292
270 days on Redfin484 views10 favorites

Payment calculator

$5,637 per month

Principal and interest$4,924
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($189,800)
Home price
$949,000
Loan details
30-yr fixed, 6.75%
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Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 1.4mi

9/10
Emerald Coast Middle School

Public 6-8 • Assigned • 7.4mi

8/10
South Walton High School

Public 9-12 • Assigned • 3.7mi

8/10
Provided by GreatSchools
About Santa Rosa
Beach

Provided by Walk Score and Local Logic

Offer insights

640 Ridge Rd · $949,000
$938K and above
75% chance or better to win
Why $938K+ is a strong offer
DAYS ON MARKET
271 days
The average home goes pending in 86 days.
SALE-TO-LIST
97.4%
Most homes are selling 3% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Breakfast bar
  • Built-in bookcases
  • Crown molding
  • Recessed lighting
  • Pantry
  • Washer/dryer hookup
  • Unfurnished
  • Bedrooms
  • 3 bedrooms
  • Master bedroom on the first floor
  • Master bedroom has walk-in closet
  • Bathrooms
  • 2 full bathrooms
  • Master bathroom with double vanity
  • Master bathroom with garden tub
  • Master bathroom with separate shower
  • Master bathroom tile finishes
  • Kitchen
  • Dishwasher
  • Microwave
  • Laundry & utility
  • Washer hookup
  • Dryer
  • Electric water heater
  • Flooring
  • Tile flooring
  • Heating & cooling
  • Central heating
  • Central air conditioning
  • Ceiling fans
  • Electric heat controls

Sale and tax history for 640 Ridge Rd

Public record

Beds
3
Baths
2
Stories
1
Lot width
10 ft.
Lot depth
16 ft.
Lot size
0.35 Acres
Year renovated
1998
Finished Sq. Ft.
2,058
Unfinished Sq. Ft.
Total Sq. Ft.
2,058
Year built
1998
Style
Single Family Residential
County
Walton County
APN
033S203419000B0170
Parking Spaces
Basement
Accessible
HOA Dues
Garage
Features
Last updated by owner on Jun 5, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
88
78
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

79/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

6.9 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 640 Ridge Rd

$902,695
$46K under list price of $949K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $700K to $1.2M.

More resources

Rental earnings

Est. $3,964 per month, based on comparable rentals

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GreatSchools Ratings provided by GreatSchools.org.