OFF MARKET

Off market may 2017 for $609K

$1,096,083

Est. refi paymentEst. refi $4,286/mo

•

2,039

sq ft

86 S Summit Dr, Santa Rosa Beach, FL 32459

About this home

Summer Ridge is a private gated community with only 12 homes and a community pool. House comes furnished and it's located just minutes from the emerald green waters and white sandy beaches of the Gulf of Mexico. Lavish tropical landscaping throughout the neighborhood creates a feeling of separation and privacy that no other subdivision in South Walton can match. 86 South Summit and all homes in Summer Ridge are architecturally designed in a Coastal Cottage style with immense patio and porch square footage designed for outdoor relaxing or entertainment. Large 2 car garage features wood stained doors and a stone paved driveway. 86 Summit is the closest home to the always quiet community pool. Let 86 South Summit be your own quiet oasis by the sea.

Single-familyProperty Type

2005Year Built

8,712 sq ftLot Size

$538Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Todd Craig • TL Investments

Bought with Gay Landreth • La Florida Coastal Properties

Redfin checked: 2 minutes ago

•Source:ECAR #769700

Redfin Estimate

$1,096,083

$486K since sold in May 2017$5,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 32.9% higher than the average sale price ($825K) of 6 comparable homes.

SOLD JUL 29, 2026
$799,000
A
3 beds2 baths2,301 sq ft
14 Breezeway Blvd, Santa Rosa Beach, FL 32459
SOLD JUN 26, 2026
$960,000
B
3 beds2.5 baths2,072 sq ft
38 Ridgewalk Cir, Santa Rosa Beach, FL 32459
SOLD JUL 14, 2026
$755,000
C
3 beds2.5 baths1,610 sq ft
328 Hidden Lake Way, Santa Rosa Beach, FL 32459
SOLD JUL 30, 2026
$785,000
D
3 beds2.5 baths1,610 sq ft
354 Hidden Lake Way, Santa Rosa Beach, FL 32459
SOLD JUN 25, 2026
$799,900
E
3 beds2 baths1,808 sq ft
101 Sweet Breeze Dr, Santa Rosa Beach, FL 32459
SOLD APR 29, 2026
$850,000
F
3 beds3 baths2,311 sq ft
23 Masters Ct, Santa Rosa Beach, FL 32459

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Sell

$640,083

Est. take-home

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Refinance

Est. cash available

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Rent

$3,983/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.2%

+0.3% MoM

Median sale price

$922K

$10K MoM

Avg. days on market

83d

4 days MoM

Recently sold homes

340

12 MoM

New listings for sale

NEW 2 HRS AGO
$1,195,000
4 beds3 baths2,496 sq ft
388 Morrison Ave, Santa Rosa Beach, FL 32459
NEW 13 HRS AGO
$1,275,000
3 beds3.5 baths2,256 sq ft
274 White Cottage Rd, Santa Rosa Beach, FL 32459
NEW 13 HRS AGO
$1,649,000
4 beds4.5 baths4,462 sq ft
492 W Harborview Rd, Santa Rosa Beach, FL 32459
$525,000
4 beds2 baths2,020 sq ft
157 Jr's Way, Santa Rosa Beach, FL 32459
$2,475,000
4 beds4.5 baths3,164 sq ft
163 Cypress Dr, Santa Rosa Beach, FL 32459
$1,899,400
6 beds6 baths4,200 sq ft
143 Seaboard Ln, Santa Rosa Beach, FL 32459
$649,000
3 beds2 baths1,028 sq ft
11 Beachside Dr #833, Santa Rosa Beach, FL 32459
EARLY ACCESS
$3,950,000
5 beds7 baths5,808 sq ft
266 Woodland Bayou Dr, Santa Rosa Beach, FL 32459
$405,000
3 beds2 baths1,996 sq ft
94 Calle Escada Unit 76-A, Santa Rosa Beach, FL 32459
$1,190,000
3 beds3 baths2,177 sq ft
88 Ridgewalk Cir, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 86 S Summit Dr

Year

Property tax

Land + Additions

Assessment*

2025

$8,354 (+12.6%)

2024

$7,419 (+4.5%)

2023

$7,101 (+6.6%)

2022

$6,663 (+26.6%)

2021

$5,265 (+7.7%)

2020

$4,890 (+1.8%)

$100,318 + $389,513

$489,831

2019

$4,801 (+1.2%)

$97,396 + $386,040

$483,436

2018

$4,744 (+6.0%)

$94,560 + $381,264

$475,824

2017

$4,478

$91,806 + $359,951

$451,757

2016

$4,480 (+11.4%)

$88,275 + $359,458

$447,733

2015

$4,021 (+2.3%)

$82,500 + $313,150

$395,650

2014

$3,931

Tax history for 86 S Summit Dr

Year

Property tax

Land + Additions

Assessment*

2025

$8,354 (+12.6%)

2024

$7,419 (+4.5%)

2023

$7,101 (+6.6%)

2022

$6,663 (+26.6%)

2021

$5,265 (+7.7%)

2020

$4,890 (+1.8%)

$100,318 + $389,513

$489,831

2019

$4,801 (+1.2%)

$97,396 + $386,040

$483,436

2018

$4,744 (+6.0%)

$94,560 + $381,264

$475,824

2017

$4,478

$91,806 + $359,951

$451,757

2016

$4,480 (+11.4%)

$88,275 + $359,458

$447,733

2015

$4,021 (+2.3%)

$82,500 + $313,150

$395,650

2014

$3,931

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,641 Sq. Ft.

Year renovated

2005

Sq. Ft.

1,990

Year built

2005

Style

Single Family Residential

County

Walton County

APN

033S20348300000060

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking Information
Parking Features: Garage Detached, Guest
Garage Spaces: 2.00
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: Second

Bathroom Information
Full Baths: 2
Half Baths: 1
Total Baths: 3.00
Full Bathroom: Second
Half Bathroom: First
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Carpeted, MBed First Floor, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Courtyard, Dining Area, Full Bathroom, Garage, Half Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Screened Porch
Kitchen: First
Living Room: First

Room 1
Laundry
Area: 42.00
Dimensions: 7 x 6
Dimensions: 6x7
Length: 7.00
Width: 6.00
Level: 1
Room Level: 1

Room 2
Master Bathroom
Area: 224.00
Dimensions: 16 x 14
Dimensions: 16x14
Length: 16.00
Width: 14.00
Level: 1
Room Level: 1

Room 3
Master Bathroom
Area: 126.00
Dimensions: 14 x 9
Dimensions: 14x9
Length: 14.00
Width: 9.00
Level: 1
Room Level: 1

Room 4
Bedroom
Area: 154.00
Dimensions: 14 x 11
Dimensions: 14x11
Length: 14.00
Width: 11.00
Level: 2
Room Level: 2

Room 5
Bedroom
Area: 154.00
Dimensions: 14 x 11
Dimensions: 14x11
Length: 14.00
Width: 11.00
Level: 2
Room Level: 2

Room 6
Full Bathroom
Area: 45.00
Dimensions: 9 x 5
Dimensions: 9x5
Length: 9.00
Width: 5.00
Level: 2
Room Level: 2

Room 7
Half Bathroom
Area: 30.00
Dimensions: 6 x 5
Dimensions: 6x5
Length: 6.00
Width: 5.00
Level: 1
Room Level: 1

Room 8
Courtyard
Area: 429.00
Dimensions: 33 x 13
Dimensions: 33x13
Length: 33.00
Width: 13.00
Level: 1
Room Level: 1

Room 9
Screened Porch
Area: 150.00
Dimensions: 15 x 10
Dimensions: 10x15
Length: 15.00
Width: 10.00
Level: 1
Room Level: 1

Room 10
Garage
Area: 484.00
Dimensions: 22 x 22
Dimensions: 22x22
Length: 22.00
Width: 22.00
Level: 1
Room Level: 1

Room 11
Living Room
Area: 294.00
Dimensions: 21 x 14
Dimensions: 21x14
Length: 21.00
Width: 14.00
Level: 1
Room Level: 1

Room 12
Kitchen
Area: 120.00
Dimensions: 12 x 10
Dimensions: 12x10
Length: 12.00
Width: 10.00
Level: 1
Room Level: 1

Room 13
Dining Area
Area: 108.00
Dimensions: 12 x 9
Dimensions: 12x9
Length: 12.00
Width: 9.00
Level: 1
Room Level: 1

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Vaulted, Fireplace, Floor Hardwood, Floor WW Carpet New, Furnished - All, Newly Painted, Pantry, Washer/Dryer Hookup, Window Treatmnt Some, Woodwork Stained

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Deck Covered, Deck Open, Fenced Back Yard, Fenced Privacy, Fireplace, Patio Enclosed, Porch Open, Porch Screened, Satellite Dish, Shower

Lot Information
Acreage: 0.20
Lot Dimensions: Irregular
Lot Features: Covenants, Irregular
Lot/Parcel Access: Controlled Access, Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Foundation On Piling, Roof Metal, Siding CmntFbrHrdBrd, Trim Wood

Financial

Tax Information
Last Tax Year: 2016
Last Taxes: 4480.29

Financial Information
Mortgage Type: None
Financing: Conventional, FHA, RHS, VA
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water
Energy: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 432.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Ground Keeping, Management, Recreational Faclty
New Buyer Fee
$

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1701 - West End of Hwy 30A
Area: 17 - 30A West
Street #: 86
Street Direction: S
Street Name: Summit
Street Suffix: Drive
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: SUMMER RIDGE SOUTH
Absolute Longitude: 86.229928
Longitude: -86.229928
Latitude: 30.356527
Directions: From Highway 98 head south on 393. Top of the hill take right on Ridge Rd. First left into gated subdivision. Call agent for code.

Project Facilities
Gated Community, Pets Allowed, Pool

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,990
Stories: 2.0
Lot Size: 8,641 square feet
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2005
County: Walton County
APN: 033S20348300000060

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 618900.00
List Price/SqFt: 303.53

Property Information
Apx SqFt(Htd/Cooled): 2039.00
Design: Florida Cottage
Sub-Type: Detached Single Family

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 1.9mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 6.9mi

8/10

South Walton High School

Public 9-12 • Assigned • 3.3mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.04M – $1.26M

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Nearby similar homes

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New listings for sale in 32459

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388 Morrison Ave, Santa Rosa Beach, FL 32459

NEW 13 HRS AGO

$1,275,000

3 beds3.5 baths2,256 sq ft

274 White Cottage Rd, Santa Rosa Beach, FL 32459

NEW 13 HRS AGO

$1,649,000

4 beds4.5 baths4,462 sq ft

492 W Harborview Rd, Santa Rosa Beach, FL 32459

$525,000

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EARLY ACCESSCOMPASS COMING SOON

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5 beds7 baths5,808 sq ft

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$405,000

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Home values near 86 S Summit Dr

Data from public records.

Address	Redfin Estimate
100 South Summit Drive, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2480 Sq. Ft.	$1,282,693
72 South Summit Drive, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2577 Sq. Ft.	$1,509,957

Address	Redfin Estimate
76 South Summit Drive, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 3305 Sq. Ft.	$1,418,325
40 South Summit Drive, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 2532 Sq. Ft.	$1,397,473

Address	Redfin Estimate
68 South Summit Drive, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2466 Sq. Ft.	$1,373,556
106 South Summit Drive, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1894 Sq. Ft.	$1,135,791

Property information provided by ECAR when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 86 S Summit Dr

Tax history for 86 S Summit Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 86 S Summit Dr

More real estate resources