Coastal Living at Its Best! Private Community Bay Access, Smart-Home Convenience, Move-In Ready, A Rated Schools! Discover the perfect blend of coastal charm, modern comfort, and an exceptional location at 98 Galley Lane in Santa Rosa Beach. Nestled in the desirable Treasure Trove community, this move-in ready 4-bedroom, 2.5-bath home offers 2,300 square feet of thoughtfully designed living space, just minutes from the sugar-white sand beaches of Scenic Highway 30A. One of the community's standout amenities is its private, gated access to Choctawhatchee Bay, featuring a scenic waterfront deck with two levels of seating and breathtaking bay views. Whether water activities are calling you, you love watching sunrises and sunsets, or you enjoy unwinding in the coastal breeze, this special amenity offers a wonderful extension of your Florida lifestyle. Freshly painted inside and out, the home welcomes you with a bright, open-concept floor plan, beautiful wood-look flooring throughout, elegant crown molding, and a striking tray ceiling that adds architectural character and height to the spacious living area. Natural light fills the inviting interiors, where a soothing neutral palette creates a relaxed yet sophisticated coastal atmosphere. Views of the wooded backyard add a feeling of privacy and serenity to the main living areas. The spacious kitchen features ample crisp white cabinetry, stainless steel appliances, generous counter space, a walk-in pantry, and a large center island with seating. Flowing seamlessly into the dining and living areas, this open layout is ideal for both everyday comfort and effortless entertaining. The primary suite provides a peaceful retreat with a spacious ensuite bathroom featuring dual vanities, a walk-in shower, a separate soaking tub, and a private water closet. A large walk-in closet completes this well-designed sanctuary. The additional 3 bedrooms and full bathroom with dual vanities in the opposite wing of the home offer flexibility for family members, guests, home office, or hobbies. Smart-home conveniences include a video doorbell, smart garage door opener, smart lighting, and a smart thermostat, bringing modern functionality to this move-in-ready home. Additional smart devices can easily be added. Outdoor living is equally inviting, with a welcoming front porch, attractive landscaping, and a generous covered rear patio perfect for relaxing or entertaining. The large backyard offers space to add a pool in the future if desired. The location is exceptional. Spend your days exploring the pristine beaches of Scenic 30A, hiking the scenic trails and discovering the coastal dune lakes of nearby Topsail Hill Preserve State Park, or enjoying upscale shopping, restaurants, and entertainment at Grand Boulevard. Convenient access to nearby healthcare facilities, including Ascension Sacred Heart Emerald Coast, adds everyday practicality to this sought-after coastal setting. The schools are excellent. Walton County School District earned an A rating for the ninth consecutive year and tied for #2 among Florida's 67 school districts in 2026. Area schools, including Van R. Butler Elementary, Dune Lakes Elementary, Emerald Coast Middle, and South Walton High School, all earned A ratings for the 2025-2026 school year. Notably, nearby Van R. Butler Elementary has maintained an A rating for approximately two decades, highlighting the area's longstanding commitment to academic excellence. With its fresh interior and exterior paint, smart-home features, private community bay access, excellent schools, and convenient proximity to beaches, nature, dining, shopping, and healthcare, 98 Galley Lane offers an exceptional opportunity to enjoy the best of the Emerald Coast lifestyle. Move right in and start enjoying life in Santa Rosa Beach!
Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.
Provided by Walk Score and Local Logic
Offer insights
98 Galley Ln · $634,999
$638K and above
75% chance or better to win
Why $638K+ is a strong offer
DAYS ON MARKET
4 days
The average home goes pending in 108 days.
SALE-TO-LIST
96.9%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Bedrooms
4 bedrooms on the first floor
Bathrooms
3 bathrooms: 2 full and 1 half
Laundry & utility
Electric water heater
Heating & cooling
Central heating
Central air conditioning
Ceiling fans
Home design
Craftsman style
One story
Parking
Attached garage with 2 spaces
2 driveway spaces
Construction
Built in 2022
Utilities
Electricity
Phone
Public sewer
Public water
TV cable
HOA & community
Association with quarterly fees
Treasure Trove Estates
Electricity and solar
View estimated energy costs and solar savings for this home
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Jul 28, 2022 • Final
Single family dwelling
New construction
Mar 14, 2022 • Active
Mechanical- new construction
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
4/10 Flood Factor
Estimated 14-20% chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
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78
65
73
59
64
50
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Sun exposure
72/ 100
Good sunlight
Sunscore
This home receives average direct sun exposure in Santa Rosa Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.5 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 98 Galley Ln
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