Aptly named 'Happy Thoughts' and located on the quiet end of one of the most desirable streets in historic Grayton Beach, this freshly-renovated home truly has it all. Built in 2004, with a full-home renovation in 2023, this home boasts 5 bedrooms, 5.5 bathrooms, 2,873 square feet of heated and cooled living space, and is sold fully furnished with minor exclusions. As you enter the home you are greeted by a thoughtfully designed kitchen, living, and dining area that feels effortlessly cozy. 10 foot ceilings and an abundance of natural light add to the home's appeal. The living area is accented by a white brick wall with a built-in gas fireplace. The kitchen is outfitted with top-of-the-line appliances, a generous 8'x6' island, a large farmhouse sink, custom cabinetry, an under-counter ice maker, and a dramatic oversized range hood. The first floor includes a nice-sized laundry room, with a sink and additional full-sized refrigerator; an elegant half bathroom; and the primary bedroom suite. The first-floor primary bedroom exudes elegance with its king-sized bed, attached home-office, and luxurious ensuite bath featuring a double vanity, a soaking tub, and a glass-walled shower. Heading upstairs reveals 4 well-appointed guest suites, each with tasteful en-suite bathrooms. The custom queen-over-queen bunk room is the perfect spot for the kids to sleep comfortably. Now let's talk about the back yard! The generously-sized fenced backyard highlights a custom outdoor pavilion with vaulted ceilings and a large dining table, a gas grill, a brick-paved fire pit, and a storage unit for beach equipment and bikes. Additional ample covered storage can be found just inside the screened-in back porch entrance. The property backs up to an alleyway, allowing an alternative ingress/egress to the yard - a rare feature in Grayton Beach. And if a pool is desired, there is plenty of room to build one. Come take a look and see what the best of Grayton has to offer.
Single-familyProperty Type
2004Year Built
$1,054Est. Price/Sq.Ft.
4 spacesParking
Listed by Wells Buzzett• Christies International Real Estate Emerald Coast
Bought with LynnCoastalLiving Wardlaw• Beachy Beach Real Estate
GRAYTON BEACH! This spacious Florida Cottage is located in a quiet area of Old Grayton. Large oaks trees and close to the lake, this home is currently a short-term rental. Very short walk to the beach, shops and restaurants. Wonderful floorplan with 5 bedrooms, 5 1/2 baths. First floor master and bath are handicap accessible. This well-maintained home backs up to the alley where setbacks are 5' for building. Room for a pool and carriage house. Grossed over $79K rental income in 2021 with lots of owner use. This won't last long!
ECAR #895661
Jan 4, 2023
Delisted
—
Jan 3, 2023
Listing Removed
—
Nov 3, 2022
Price Changed
$2,750,000
$957/sq ft
Nov 3, 2022
Price Changed
$2,750,000
$957/sq ft
Nov 3, 2022
Relisted
—
Nov 3, 2022
Relisted
—
Nov 1, 2022
Delisted
—
Oct 31, 2022
Listing Removed
—
Jul 5, 2022
Price Changed
$2,950,000
$1,027/sq ft
Jul 5, 2022
Price Changed
$2,950,000
$1,027/sq ft
Apr 13, 2022
Listed
$3,199,000
$1,113/sq ft
Apr 12, 2022
Listed
$3,199,000
$1,113/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$20,597 (+13.2%)
2024
$18,188 (+45.0%)
$1,000,000 + $991,194
$1,991,194
2023
$12,545 (+6.0%)
2022
$11,840 (+38.2%)
2021
$8,566 (+17.2%)
2020
$7,312 (+8.8%)
2019
$6,722 (+7.2%)
2018
$6,273 (+6.9%)
2017
$5,870 (+8.4%)
$273,854 + $360,084
$633,938
2016
$5,416 (+4.5%)
$228,975 + $352,170
$581,145
2015
$5,184 (+22.1%)
$213,995 + $347,468
$561,463
2014
$4,244
Tax history for 98 Garfield St
Year
Property tax
Land + Additions
Assessment*
2025
$20,597 (+13.2%)
2024
$18,188 (+45.0%)
$1,000,000 + $991,194
$1,991,194
2023
$12,545 (+6.0%)
2022
$11,840 (+38.2%)
2021
$8,566 (+17.2%)
2020
$7,312 (+8.8%)
2019
$6,722 (+7.2%)
2018
$6,273 (+6.9%)
2017
$5,870 (+8.4%)
$273,854 + $360,084
$633,938
2016
$5,416 (+4.5%)
$228,975 + $352,170
$581,145
2015
$5,184 (+22.1%)
$213,995 + $347,468
$561,463
2014
$4,244
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
2
Lot width
5 ft.
Lot depth
14 ft.
Lot size
6,969 Sq. Ft.
Year renovated
2004
Sq. Ft.
2,873
Year built
2004
Style
Single Family Residential
County
Walton County
APN
083S19250300050090
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Sep 24, 2025 • Final
Gas standalone permit - licensed contractors only
Gas
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
No
No
Driveway Spaces: 4.00
Interior
Bedroom Information
Bedrooms: 5
Bedroom: Second
Master Bedroom: First
Bathroom Information
Full Baths: 5
Half Baths: 1
Total Baths: 6.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBed First Floor, MBed Walk-in Closet
Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, Heat - Two or More, Water Heater - Tnkls
Location
School Information
Elementary School: Dune Lakes
Middle School: Seaside
High School: South Walton
Location Information
Sub Area: 1705 - South of 30A West Beaches
Area: 17 - 30A West
Street #: 98
Street Name: Garfield
Street Suffix: Street
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: GRAYTON BEACH
Absolute Longitude: 86.165822
Longitude: -86.165822
Latitude: 30.331316
Directions: From Hwy 98, south on CR 283. South through 4-way stop at 30A and you are in Grayton. Left on Lydia St. Left on Garfield and house is on the left.
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,873
Stories: 2.0
Lot Size: 6,969 square feet
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2004
County: Walton County
APN: 083S19250300050090
Home facts updated by county records on Aug 26, 2026
Other
Listing Price Information
List Price: 3600000.00
List Price/SqFt: 1253.05
Property Information
Apx SqFt(Htd/Cooled): 2873.00
Design: Beach House
Sub-Type: Detached Single Family
Around this home
Schools
Dune Lakes Elementary School
Public K-5 • Assigned • 5.5mi
10/10
Emerald Coast Middle School
Public 6-8 • Assigned • 3.6mi
8/10
South Walton High School
Public 9-12 • Assigned • 3.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
4/10 Fire Factor
0.93% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 22 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.5 hours in December, placing it above the
U.S. average for solar exposure.
9.5 hrs
5.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$2.88M – $3.48M
Reach more buyers when you sell with Redfin. Save up to $30,288 in fees.3 minutes to get started.
Get a free, detailed breakdown of how we calculated your estimate.