Welcome to this charming 3 bedroom, 3.5 bathroom Florida Cracker-style pool home located in the highly desirable Golf Hammock community! Situated on over half an acre, this beautiful property offers incredible curb appeal and a peaceful setting backing up to over 9,000 acres of untouched State Park land, providing privacy and natural views. As you enter the home, you’ll immediately appreciate the warm hardwood flooring and inviting layout. The foyer welcomes you into a spacious and cozy family room featuring plantation shutters and a beautiful stone mantel fireplace, creating the perfect gathering space. The updated kitchen features granite countertops, stainless steel appliances with Viking gas range, and flows seamlessly into the dining area with views of the pool and backyard through French doors. The spacious master suite offers a walk-in closet, private master bathroom, and French doors leading to the back patio, allowing easy access to the outdoor living space. Both guest bedrooms are located on the other side of the home and feature their own private attached bathrooms as well! A recently renovated half bath is conveniently located just off the kitchen. Step outside and enjoy your own private backyard retreat. The pool area is perfect for relaxing on hot Florida days, and the screened patio space is ideal for entertaining, complete with power, water, cabinetry, refrigerator, and more. This home has been thoughtfully maintained and updated, including two new AC units (2023), a new drain field, three new porches, and a new backyard fence. Additional highlights include whole house gas generator, new landscaping, tankless instant water heater, fresh paint, and a two-car garage. A rare opportunity to own a beautiful, character-filled home on a large lot with unmatched privacy in one of the area’s most sought-after communities.
Est. $3,518 per month, based on comparable rentals
Sale and tax history for 4522 Duffer Loop Loop
Sale History
Tax History
Date
Event
Price
HAOR as distributed by MLS GRID #323849
Apr 15, 2026
Sold
$475,000
$188/sq ft
Mar 11, 2026
Contingent
—
Mar 5, 2026
Listed
$475,000
$188/sq ft
HAOR as distributed by MLS GRID #285217
Apr 7, 2022
Sold
$439,000
$173/sq ft
Feb 10, 2022
Listed
$439,000
$173/sq ft
+28
BACK UP OFFERS BEING ACCEPTED-- One of a kind Florida Style Cracker pool home in desirable Golf Hammock. You'll want to bring your rocking chairs and enjoy the beautiful Grandfather Oaks in the front yard from the front porch or overlook the in-ground salt water pool and sunsets on the back porch. There are French doors off the Master, Guest and Dining room that lead to the back porch with additional views of your pool area. The interior has hardwood floors throughout and lots of room to roam with a living room that leads to the family room and a wood-burning - stone covered fireplace as the center piece and windows dressed with the most desired Plantation Shutters. Each of the 3 bedrooms has its own full bath with a bonus 1/2 bath off of the kitchen area. The kitchen has a rich Mediterranean feel that displays a molded tray ceiling, lovely Granite counters and Viking gas stove. We wouldn't do this listing justice if we didn't mention the 17x21 screen room or man cave complete with electric, cabinets and a refrigerator. There are concrete pads that flow from the breezeway giving easy access to the detached 2 car garage, screen room, bbque area or included shed. Duffer Loop Rd backs up to the 30,000 acre Hammock Park so you'll never have rear neighbors. Other items to mention: Whole house generator, includes washer + dryer, tankless hot water heater, propane tank, pool resurfaced 5 years ago, 3 refrigerators included, new dishwasher in 2020, crawl space is insulated with moisture barrier, well irrigation, Plantation shutters, recess lighting, plant shelves, just minutes to golf, furniture package available and more. This home is to be shown to qualified buyers only and being sold "AS IS". OWNER IS A LICENSED FLORIDA REAL ESTATE AGENT.
Public Records
Aug 1, 1995
Sold
$129,900
$51/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,777 (+3.0%)
2024
$3,669 (−22.8%)
2023
$4,750 (+96.3%)
$28,000 + $289,775
$317,775
2022
$2,420 (+2.7%)
2021
$2,356 (+4.4%)
2020
$2,257 (+1.0%)
2019
$2,235 (+3.0%)
2018
$2,169 (+5.3%)
2017
$2,060 (−0.3%)
2016
$2,065 (+1.7%)
2014
$2,031
Public record
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.62 Acres
Year renovated
1993
Sq. Ft.
2,532
Year built
1989
Style
Single Family Residential
County
Highlands County
APN
C34342802400003610
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Garage, Garage Door Opener
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Central, Electric
Interior Features
Interior Features: Ceiling Fan(s), High Speed Internet
Window Features: Blinds
Appliances: Dryer, Dishwasher, Disposal, Gas Range, Microwave, Oven, Range, Refrigerator, Tankless Water Heater, Washer
Flooring: Hardwood, Tile
Room Information
# of Rooms Total: 12
Exterior
Exterior Features
Patio And Porch Features: Deck, Rear Porch, Front Porch, Screened, Patio
Fencing: Fenced
Roof: Metal
Pool Information
Pool Features: In Ground
Building Information
Sq. Ft.: 4278
Levels: One
Construction Materials: Frame, Aluminum Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Land Information
Irrigation Source: Well
Lot Information
Frontage Type: See Remarks
Frontage Length: 0
Road Surface Type: Paved
Lot Size : 0.63
Lot Size Area: 0.63
Lot Size Units: Acres
Lot Size Acres: 0.63
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $3,625
Utilities
Utility Information
Water Source: Public
Electric: Generator
Utilities: Sewer Not Available
Sewer: None, Septic Tank
Location
HOA Information
Has Homeowners Association
Association Fee: $375
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $31.25
Location Information
Directions: US 27 + Hammock Rd to West on Hammock Rd to Right on Golf Hammock Drive to Right on Mulligan Rd to Left on Duffer Loop to Home on the Left.
Community Information
Community Features: Golf, Tennis Court(s)
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,532
Stories: 1.0
Lot Size: 0.62 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: 1993
County: Highlands County
APN: C34342802400003610
Home facts updated by county records on Jun 22, 2026
Other
Listing Information
List AOR: HeartlandAssociationOfRealtors
Around this home
Schools
Sun 'n Lake Elementary School
Public PreK-5 • Assigned • 3.8mi
7/10
Hill-Gustat Middle School
Public 6-12 • Assigned • 2.4mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
6/10 Fire Factor
10% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 108° expected this year, 24 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Sebring, FL • 33872
Average low and high temperatures (°F)
71
49
77
54
81
59
85
64
90
71
91
73
92
74
91
75
89
75
84
69
80
60
76
56
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 6.7 hours in December, placing it above the
U.S. average for solar exposure.
8.9 hrs
6.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$449,000 – $543,000
Sell confidently with a local market expert in Sebring.