CONGRATULATIONS! By reading this you now have the opportunity to purchase a home on Cedar Creek leading to Tharp's Landing and Deerpoint Lake for as little as 3% down with FANNIE MAE HOMEPATH FINANCING OR HOMEPATH RENOVATION MORTGAGE. This is a very good financing offer so check it out. This is a FANNIE MAE HOMEPATH PROPERTY! These words are on everybody's mind now a days when looking for a home. Well, you found one. Location, location, you hear those buzz words all the time. Well this time it's true. The CEDAR BLUFF neighborhood is just off the beaten path, making it comfortable to live on a road with mostly local neighborhood traffic. The huge, 500 foot lot is on the north end of Deer Point Lake on Cedar Creek. This location is perfect for some great local fishing right from your own back yard, OR for close access to Deer Point Lake front picnic area and a boat launch. Plus being just a short distance to Deer Point Dam, you have the best of both fishing worlds with salt and fresh water fishing across the road from each other. The home sits on a huge, 1.7 acre, tree shaded lot and has 2 yard buidlings. It's an economical home just waiting for the buyer that wants an affordable waterfront home close to all the water fun yet wants the space the country has to offer ! You are just a few blocks from the public boat launch into the heart of Deer Point Lake. Affordable homes are getting harder to find. Located in the heart of the DEER POINT LAKE AREA and a short driving distance to portion of Deer Point Lake, makes this home a rare treat. Bring the whole family along to see this one. There's even a fully fenced yard for the young'ns and the dog. .. .and don't forget to wave at the neighbors while you're there. .. .. they seem awfully friendly. .. . !!
Single-familyProperty Type
1998Year Built
1.72 acresLot Size
$216Est. Price/Sq.Ft.
1 car garageParking
Listed by John McCrory Jr• Gulf Coast Realty
Bought with MaryAnn Enfinger Overstreet• Overstreet Realty
Lovely pristine wooded setting on navigable portion of Cedar Creek leading to Tharp's Landing & Deerpoint Lake. Over 300 ft waterfront on 2.39 acres on partially cleared lot-hardwoods & magnolias. One owner custom block (split face block on front) home -16 ft ceilings in living/dining area and kitchen. Cozy up with wood burning fireplace and whirlpool tub in master bath. Home totally fenced for your privacy with remote controlled electric gated entry. Kitchen with wood paneled cabinets includes refrigerator, dishwasher and solid surface cook top. Wonderfully peaceful for nearby entry to Deerpoint Lake for fishing (water 12-15 ft deep acc. to owner. Upstairs 10x15 room for game area or office (wired for computers) and 75% sq. Ft counted due to low door height entrance. Nice well house/greenhouse and storage entry over garage. Shutters or vertical blinds on all downstairs windows. Two bedrooms on ground floor and upstairs loft room was used as an office (2 computer hook-ups).
Year
Property tax
Land + Additions
Assessment*
2025
$1,483 (+3.7%)
2024
$1,431 (+2.4%)
2023
$1,397 (+11.5%)
2022
$1,253 (+0.7%)
2021
$1,245 (+0.7%)
2020
$1,235 (+11.3%)
$34,362 + $102,709
$137,071
2019
$1,110 (−8.8%)
$34,362 + $92,415
$126,777
2018
$1,217 (−3.1%)
$34,362 + $99,744
$134,106
2017
$1,255 (−3.7%)
$34,362 + $100,909
$135,271
2016
$1,303 (−4.6%)
$34,362 + $102,073
$136,435
2015
$1,366 (−0.4%)
$34,362 + $103,238
$137,600
2014
$1,372
Tax history for 3952 Cedar Bluff Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,483 (+3.7%)
2024
$1,431 (+2.4%)
2023
$1,397 (+11.5%)
2022
$1,253 (+0.7%)
2021
$1,245 (+0.7%)
2020
$1,235 (+11.3%)
$34,362 + $102,709
$137,071
2019
$1,110 (−8.8%)
$34,362 + $92,415
$126,777
2018
$1,217 (−3.1%)
$34,362 + $99,744
$134,106
2017
$1,255 (−3.7%)
$34,362 + $100,909
$135,271
2016
$1,303 (−4.6%)
$34,362 + $102,073
$136,435
2015
$1,366 (−0.4%)
$34,362 + $103,238
$137,600
2014
$1,372
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Permits
Beds
2
Baths
2
Stories
1.5
Lot width
150 ft.
Lot depth
500 ft.
Lot size
1.72 Acres
Year renovated
1998
Sq. Ft.
1,252
Year built
1998
Style
Single Family Residential
County
Bay County
APN
07585020000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Nov 30, 2018 • Final
Legacy - hurricane
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Garage/Carport Information
# of Garage Spaces: 1
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
Room Information
# of Rooms (Total): 5
Room Types: Bonus Room, Bedroom, Great Room, Kitchen, Primary Bedroom
Room 1 Information
Kitchen
Level: First
Dimensions: 15 x 8
Length: 15.0
Width: 8.0
Room 2 Information
Great Room
Level: First
Dimensions: 26 x 15
Length: 26.0
Width: 15.0
Room 3 Information
Bonus Room
Level: Second
Dimensions: 15 x 12
Length: 15.0
Width: 12.0
Room 4 Information
Bedroom
Level: First
Dimensions: 14 x 12
Length: 14.0
Width: 12.0
Room 5 Information
Level: First
Dimensions: 15 x 13
Length: 15.0
Width: 13.0
Laundry Information
Features: Washer Hookup, Dryer Hookup
Equipment
Appliances: Electric Range, Electric Water Heater
Exterior
Building Information
Construction Details: Block
Exterior Features
Exterior Features: Patio
Patio And Porch Features: Patio
Mobile Home Information
Mobile Dimension Units: Feet
Lot Information
Lot Size Area: 1.72
Lot Size Acres: 1.72
Lot Size Dimensions: 150X500
Is Waterfront
Waterfront Features: Creek
Frontage Length Remarks: 150
Financial
Tax Information
Annual Tax Amount: $1,437
Tax Year: 2013
Utilities
Utility Information
Utilities: Electricity Available
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central, Electric
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,252
Stories: 1.5
Lot Size: 1.72 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: 1998
County: Bay County
APN: 07585020000
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
Deane Bozeman School
Public PreK-12 • Assigned • 6.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
6/10 Fire Factor
9% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Southport, FL • 32409
Average low and high temperatures (°F)
61
40
69
49
75
54
81
60
83
68
89
74
92
77
88
75
89
69
82
61
75
56
67
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.6 hours in December, placing it above the
U.S. average for solar exposure.
9.6 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$257,000 – $312,000
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