For sale

$445,000

Est. $3,146/mo —

•

2,004

sq ft

109 Cummer Way, St Augustine, FL 32095

About this home

Space, flexibility, and a peaceful pond setting come together in this 3-bedroom, 2-bath Sandy Creek home offering 2,004 sq. ft. of single-story living. Step inside to an open layout designed for easy everyday living and entertaining, plus a versatile flex space ideal for an office, dining room, playroom, or additional sitting area. The kitchen features a center island, generous counter space, and an open connection to the main living area. A split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat. Outside, unwind on the screened patio overlooking the pond and enjoy the wrought-iron fenced backyard without sacrificing the view. A 3-car garage provides valuable extra parking and storage, while the 2023 roof adds an important recent update. Located in Sandy Creek with low HOA fees and convenient access to shopping, dining, major roadways, and all that St. Johns County has to offer.

Single-familyProperty Type

2012Year Built

8,712 sq ftLot Size

$222Price/Sq.Ft.

$72/moHOA Dues

3 car garageParking

Listed by Nick Brower BROWER • THE LEGENDS OF REAL ESTATE

Listing updated: Oct 25, 2026 at 02:56am

Redfin checked: a minute ago

•Source:realMLS #2130418

Payment calculator

$3,146 per month

Principal and interest$2,429

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

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Next available date: Wednesday, November 11

Open houses

No upcoming open houses.

Nearby open houses (10)

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3 beds2.5 baths1,714 sq ft
19 Higgins Loop, St. Augustine, FL 32092
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OPEN THU, 3PM TO 6PM
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3 beds2.5 baths1,707 sq ft
66 Hubbard Bnd, St Augustine, FL 32092
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5 beds4 baths3,297 sq ft
230 Silver Lily Way, St Augustine, FL 32092
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OPEN SAT, 10AM TO 12PM
$1,100,000
Land— sq ft
1325 Fruit Cove Rd N, St Johns, FL 32259
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Land— sq ft
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Land— sq ft
LOT 4 Fruit Cove Rd N, Fruit Cove, FL 32259
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6 beds5 baths4,283 sq ft
396 Clearwater Dr, Ponte Vedra Beach, FL 32082
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9,147 sq ft lot • 3 garage spots • Pool

Interested in buying?

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Around this home

Schools

K - 12
Preschool & daycare

Lakeside Academy

Public K-8 • Assigned • 1.2mi

9/10

Beachside High School

Public 8-12 • Assigned • 1.8mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

109 Cummer Way · $445,000

Strong offer

$443K and above

75% chance or better to win

Why $443K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 85 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Kitchen island
Open floorplan
Pantry
Primary bathroom with tub and shower
Split bedroom layout
Electric fireplace (1)

Bedrooms
3 bedrooms

Bathrooms
2 full bathrooms

Kitchen
Dishwasher
Electric cooktop
Electric oven
Electric range

Laundry & utility
Washer
Dryer
Electric water heater
Water softener (owned)

Flooring
Tile flooring
Wood flooring

Heating & cooling
Central heating (electric)
Central air conditioning (electric)

Sale and tax history for 109 Cummer Way

Sale History
Tax History

Date

Event

Price

realMLS #2130418

Jul 21, 2026

Price Changed

$445,000

$222/sq ft

May 6, 2026

Price Changed

$450,000

$225/sq ft

Apr 7, 2026

Price Changed

$459,900

$229/sq ft

Mar 13, 2026

Listed

$469,900

$234/sq ft

realMLS #1102855

Jun 7, 2021

Sold

$390,000

$195/sq ft

May 3, 2021

Pending

—

Apr 27, 2021

Price Changed

$389,990

$195/sq ft

Apr 2, 2021

Listed

$394,990

$197/sq ft

Taking Backup Offers! Fantastic home in St. Johns County. This 3 bedroom plus office/den, 2 bath and 3 car garage home is situated in a nice and quiet neighborhood off of the CR 210. The house has upgraded hardwood and tile in the common areas and a screened in lanai with a water view. The bedrooms have upgraded carpet with memory foam pads. Bathrooms have granite counters while the Kitchen has a massive granite island that is perfect for entertaining. Yard is fully fenced. NO CDD FEES!

St. Augustine and St. Johns County Board of REALTORS® #1

Apr 27, 2021

Price Changed

$389,990

$195/sq ft

Apr 2, 2021

Price Changed

$394,990

$197/sq ft

realMLS #837317

Sep 2, 2016

Sold

$255,000

$127/sq ft

Jul 30, 2016

Pending

—

Jul 20, 2016

Contingent

—

Jul 12, 2016

Listed

$259,900

$130/sq ft

St. Augustine and St. Johns County Board of REALTORS® #137050

Feb 1, 2013

Sold

$225,000

$112/sq ft

Jun 4, 2012

Listed

$228,900

$114/sq ft

realMLS #624421

Feb 1, 2013

Sold

$225,000

$112/sq ft

Jun 4, 2012

Listed

$228,900

$114/sq ft

Public Records

Jun 29, 2011

Sold

$140,000

$70/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,072 (+12.1%)

$100,000 + $290,539

$390,539

2024

$4,524 (+2.0%)

$100,000 + $290,539

$390,539

2023

$4,437 (+2.8%)

2022

$4,317 (+21.0%)

$84,000 + $274,143

$358,143

2021

$3,568 (+6.5%)

$65,000 + $188,680

$253,680

2020

$3,351 (+24.7%)

$52,000 + $182,418

$234,418

2019

$2,686 (+1.3%)

2018

$2,653 (−15.7%)

2016

$3,147 (−0.3%)

$37,500 + $160,951

$198,451

2015

$3,156 (+2.7%)

$37,500 + $157,133

$194,633

2014

$3,072

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,712 Sq. Ft.

Year renovated

2012

Finished Sq. Ft.

2,004

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,004

Year built

2012

Style

Single Family Residential

County

St. Johns County

APN

0264830820

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

PUD

Planned Unit Development District

These districts are used for specialized purposes to allow for innovative design techniques. The application of flexible land Use regulations to the Development of land is often difficult or impossible within traditional zoning district regulations. The objective of a PUD is to encourage ingenuity, imagination and design efforts on the part of builders, architects, site planners, and Developers to produce Developments which may depart from the strict requirements of traditional zoning districts in return for a gain in aesthetic and functional design as compared with traditional zoning districts. Planned Unit Development districts shall be suitable in location, area, and character for the Uses and Structures proposed, and are to be planned and developed in a unified manner. Land proposed for Planned Unit Developments proposed shall comply with the Comprehensive Plan and may be located in all Future Land Use Districts except that residential development in the Rural/Silviculture R/S and Agricultural-Intensity A-I land use designations shall be in accordance with the Planned Rural Development PRD District.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 107° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

St Augustine, FL • 32095

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in St Augustine. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.5 hrs

7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 109 Cummer Way

$434,706

$10K under list price of $445K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $280K to $565K.

SOLD MAR 17, 2026
$292,000 Last sold price
3 beds2.5 baths1,795 sq ft
135 Pomona Way, St Augustine, FL 32095
$59/sq ft
smaller lot
11 years newer
SOLD JUN 12, 2026
$470,000 Last sold price
4 beds2.5 baths1,968 sq ft
230 Starnberg Ct, St Augustine, FL 32095
$17/sq ft
smaller lot
10 years newer
SOLD SEP 16, 2026
$565,000 Last sold price
5 beds2 baths2,499 sq ft
756 New Wales Ln, St Augustine, FL 32092
$4/sq ft
larger lot
9 years older
SOLD DEC 15, 2025
$420,000 Last sold price
4 beds2 baths2,006 sq ft
133 Linda Lake Ln, St Augustine, FL 32095
$13/sq ft
smaller lot
2 years older
SOLD JUL 13, 2026
$436,500 Last sold price
4 beds3 baths2,525 sq ft
236 Spring Creek Way, St Augustine, FL 32095
$49/sq ft
larger lot
4 years newer
SOLD SEP 14, 2026
$280,000 Last sold price
3 beds2.5 baths1,722 sq ft
92 Seaport Breeze Rd, St Augustine, FL 32095
$59/sq ft
smaller lot
12 years newer

Rental earnings

Est. $3,009 per month, based on comparable rentals

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Interested in buying?

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 109 Cummer Way

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 109 Cummer Way

Early Access listings

Nearby similar homes

New listings for sale in 32095

More real estate resources