Welcome to this stunning 2 Bedroom +Office/Flex room, 2 Bath Duplex home nestled in the gated 55+ community of Bridge Bay at Bannon Lakes. Sitting on a serene private lake in the heart of popular St Johns County, this beautifully upgraded home features an open-concept layout with very up to date finishes throughout and many exceptional upgrades. The incredible Kitchen is perfect for entertaining with imported stone countertops, extra large pantry, spacious center island, upgraded stainless steel appliances, & custom tile backsplash. More fabulous features include two car garage, paver driveway & patio, 9' ceilings, custom plantation blinds on every window, power retractable screens on the extended patio inside the fenced yard sloping to the Pond. Other highlights are porcelain tile floors, tankless WH, a water softener, weathered wood accents, crown molding throughout, custom ceiling fans and new light fixtures. Some furnishings available. Some photos are virtually staged. The Owner's suite offers a quiet retreat with tray ceiling, ensuite bath, frameless glass shower, stone top vanities, and a huge walk-in Custom Closet. Both Primary and Guest Bedrooms can accommodate King size bedroom sets. The Flex Room has built-in cabinetry that makes the perfect Office. All exterior maintenance is covered by association dues - roof, siding, painting, lawn maintenance, fertilization, irrigation, shrubs, & gated Security. Among the amazing Amenities are a state of the art Fitness Center, BBQ area, Fire Pit, two Pools, Pickleball and Tennis Courts, a Dog Park, the Kids' Park, and a Clubhouse with Daily Activities Posted. Life Here is Good! 1597 Spaces
Single-familyProperty Type
2019Year Built
4,356 sq ftLot Size
$239Price/Sq.Ft.
$388/moHOA Dues
2 car garageParking
Listed by DAVE EATON Eaton• COLDWELL BANKER PREMIER PROPERTIES
Est. $2,680 per month, based on comparable rentals
Sale and tax history for 86 Rock Spring Loop
Sale History
Tax History
Date
Event
Price
realMLS #2143239
Jul 15, 2026
Sold
$369,500
$239/sq ft
May 26, 2026
Pending
—
May 1, 2026
Listed
$369,500
$239/sq ft
realMLS #2049540
May 23, 2025
Sold
$380,000
$246/sq ft
May 12, 2025
Pending
—
Apr 12, 2025
Contingent
—
Mar 10, 2025
Price Changed
$385,000
$249/sq ft
Feb 13, 2025
Price Changed
$398,500
$258/sq ft
Oct 26, 2024
Relisted
—
Oct 17, 2024
Listing Removed
—
+97
Welcome to your stunning 2 BR (+Office/Flex room), 2 BA recently built Duplex home nestled in a gated 55+ community on a serene private lake in the heart of popular St Johns County! This beautifully upgraded home features an open-concept layout with modern finishes throughout. The exquisite kitchen boasts imported stone countertops, spacious center island, upgraded SS appliances, & custom backsplash....perfect for entertaining. So many incredible updates: pavered driveway & patio, 9' ceilings, plantation blinds, power retractable screens, fully fenced yard, extended pavered patio, porcelain tile floors, closet organizer, tankless WH, water softener, reclaimed wood accents, & more! The owners suite offers a peaceful retreat with an ensuite bath, frameless glass shower, & stonetop vanities. Flex room with built-ins is the perfect office. Want Low Maintenance? All exterior is covered by association dues - roof, siding, painting, lawn maintenance, fertilization, irrigation, shrubs, & more! Amazing amenities...fitness center, BBQ area, fire pit, two pools, pickleball and tennis courts, a dog park, a kids' park, and a clubhouse with weekly activities!
Stellar MLS as Distributed by MLS Grid #FC275689
Jun 13, 2022
Sold
$390,000
$252/sq ft
Mar 29, 2022
Listed
$410,000
$265/sq ft
W0W, no expense was spared in this absolutely beautiful Villa overlooking a stunning view of the Lake. 2 bed, 2 bath with flex room, 2 car garage. Smart home technology allows control of front door access, A/C, garage and wifi from your smart phone. Impeccable interior features 9' ceilings with custom tray ceilings, accent wall, plantation shutters on all windows, crown molding throughout, wood tile floors in every room, upgraded fans and lighting as well as cabinetry, countertops and plumbing fixtures. Custom closet systems, finished garage floor, whole house water softener, Extended back paver patio, electric retractable screen out back, 8 foot high interior doors, wrought iron fence, upgraded baseboards. Gas stove, tankless water heater, custom landscaping, the list is endless! 2 swimming pools (one is heated), yard maintenance, tennis courts, dog park, gym, walking paths, clubhouse. Energy efficient and ready for you to sit back and enjoy the Florida lifestyle!
Year
Property tax
Land + Additions
Assessment*
2025
$7,659 (+19.9%)
$80,000 + $243,091
$323,091
2024
$6,387 (+1.1%)
$80,000 + $243,091
$323,091
2023
$6,316 (+17.7%)
2022
$5,368 (+4.6%)
2021
$5,130 (+0.6%)
2020
$5,101 (+47.2%)
2019
$3,466 (+7.6%)
2018
$3,221
Public record
Public record
Zoning
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
4,356 Sq. Ft.
Year renovated
2019
Sq. Ft.
1,547
Year built
2019
Style
Single Family Residential
County
St. Johns County
APN
0270151290
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
PUD
Planned Unit Development District
These districts are used for specialized purposes to allow for innovative design techniques. The application of flexible land Use regulations to the Development of land is often difficult or impossible within traditional zoning district regulations. The objective of a PUD is to encourage ingenuity, imagination and design efforts on the part of builders, architects, site planners, and Developers to produce Developments which may depart from the strict requirements of traditional zoning districts in return for a gain in aesthetic and functional design as compared with traditional zoning districts. Planned Unit Development districts shall be suitable in location, area, and character for the Uses and Structures proposed, and are to be planned and developed in a unified manner. Land proposed for Planned Unit Developments proposed shall comply with the Comprehensive Plan and may be located in all Future Land Use Districts except that residential development in the Rural/Silviculture R/S and Agricultural-Intensity A-I land use designations shall be in accordance with the Planned Rural Development PRD District.
Property details
Parking
Parking Information
Parking Features: Attached, Garage, Garage Door Opener
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Virtual Tour Information
Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
Appliances: Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
Flooring: Tile
Bedroom Information
# of Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 2
Exterior
Pool Features
Association Amenities - Pool: Yes
Private YN: No
No
Exterior Features
SecurityFeatures: Security Gate
Patio And Porch Features: Patio, Porch, Rear Porch, Screened, Terrace
Roof: Shingle
Building Information
Construction Materials: Frame, Stucco
Property Information
Direction Faces: South
Entry Level: 1
Levels: One
Property Attached
Waterfront Features: Pond
Property Sub Type: Single Family Residence
Current Use: Residential
Lot Information
Road Frontage Type: City Street
Road Surface Type: Asphalt
Lot Size Acres: 0.1
Lot Size Area: 0.1
Lot Size Units: Acres
Waterfront
Financial
Tax Information
Tax Annual Amount: $7,658.59
Tax Year: 2025
Financial Information
Buyer Financing: Conventional
Utilities
Heating & Cooling
Has Heating
Cooling: Central Air, Electric
Has Cooling
Heating: Central, Electric
Utility Information
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Location
HOA Information
Has Association
Association Name: Bridge Bay at Bannon Lakes
Association Amenities: Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Off Site, Pickleball, Security, Tennis Court(s)
Association Fee: $388
Association Fee Frequency: Monthly
Association Fee Includes: Maintenance Grounds, Security
CDD Fee YN: Yes
CDD Fee Amount: $2,973.01
School Information
Middle Or Junior School: Mill Creek Academy
Elementary School: Mill Creek Academy
High School: Tocoi Creek
Community Information
Is Senior Community
Community Features: Sidewalks
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,547
Stories: 1.0
Lot Size: 4,356 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: St. Johns County
APN: 0270151290
Home facts updated by county records on Aug 17, 2026
Around this home
Schools
Mill Creek Academy
Public K-8 • Assigned • 3.0mi
9/10
Tocoi Creek High School
Public 9-12 • Assigned • 2.8mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
St Augustine, FL • 32095
Average low and high temperatures (°F)
63
43
70
50
74
56
79
63
86
70
89
74
90
75
88
76
85
74
79
68
75
59
68
51
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
85/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
6.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$342,000 – $414,000
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