NEW 10 HRS AGO

For sale

$175,000

Est. $2,432/mo —

•

894

sq ft

1975 SW Palm City Rd Unit 39 J, Stuart, FL 34994

About this home

Beautifully updated 2BR/2BA in 55+ Monterrey Y&CC. BEST VIEW in the neighborhood & the only bldg w off street parking! Complete impact windows & beautiful slider in screened lanai overlooking golf course. Gorgeous kitchen w 36-inch cabinetry, quartz countertops, glass backsplash, SS appliances & custom lighting. Both bathrooms tastefully remodeled w walk-in showers. Luxury vinyl flooring in main living area, complemented by plantation shutters & Hunter Douglas blinds. Owner's suite includes a custom closet for storage. Offered partially furnished. Condo fees inc GOLF, bdg ins, cable, internet, water, sewer, hot water, trash, access to 2 clubhouses & heated pool. Enjoy an active lifestyle! Conveniently located near historic downtown Stuart & beaches.

CondoProperty Type

1972Year Built

$196Price/Sq.Ft.

$802/moHOA Dues

Listed by Karen Sandler • Berkshire Hathaway Florida Realty

Listing updated: Sep 30, 2026 at 06:06pm

Redfin checked: 3 minutes ago

•Source:Beaches MLS #B26082426

Payment calculator

$2,432 per month

Principal and interest$991

Property taxes

HOA dues

Home insurance

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

J. D. Parker School Of Technology

Public PreK-5 • Assigned • 1.5mi

4/10

Stuart Middle School

Public 6-8 • Assigned • 1.4mi

6/10

Jensen Beach High School

Public 9-12 • Assigned • 4.4mi

6/10

Provided by GreatSchools

About Monterey Yacht & Country

Club

Monterey Yacht & Country Club, located between the St. Lucie River and SE Federal Highway, is a waterfront and golf-oriented Stuart neighborhood with a private marina and an 18-hole course. The neighborhood’s character concentrates at the Monterey Yacht & Country Club clubhouse, where docks, cart paths, and patio tables set a polished, coastal rhythm. Mediterranean-influenced homes and low-slung condos frame palms, lagoons, and fairway views, with many streets ending at water. Sailboats and kayaks trace the river edges while golfers move through broad greens and shade trees. Downtown Stuart’s cultural staples—Lyric Theatre, Elliott Museum, and the Stuart Heritage Museum—add an arts-and-history counterpoint nearby.

Provided by Walk Score and Local Logic

Market insights

1975 SW Palm City Rd Unit 39 J · $175,000

DAYS ON MARKET

The average home goes pending in 103 days.

SALE-TO-LIST

Most homes are selling 7% below list price.

LIST PRICE

Median sale price in this area is $249,507. (43% higher than this home)

PRICE DROP

13% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Entrance foyer
Walk-in closets
Furnished

Bedrooms
2 bedrooms on main level

Bathrooms
2 full bathrooms on main level

Kitchen
Disposal
Dishwasher
Electric range
Microwave
Refrigerator

Laundry & utility
Laundry available through association facilities

Flooring
Vinyl

Heating & cooling
Electric heating (central individual)
Central individual cooling
Ceiling fans

Sale and tax history for 1975 SW Palm City Rd Unit 39 J

Sale History
Tax History

Date

Event

Price

Beaches MLS #B26082426

Sep 30, 2026

Listed

$175,000

$196/sq ft

MCRTC #M20021116

Mar 4, 2020

Sold

$84,600

$95/sq ft

Feb 12, 2020

Pending

—

Dec 2, 2019

Listed

$86,900

$97/sq ft

+31

This is a 2nd floor corner unit overlooking the golf course, pond / lake with a very peaceful setting. The balcony is glass and screened enclosed a big plus. Laminate flooring through the main living area and bedrooms. Kitchen has been updated with cabinet fronts replaced and crown molding. Updated range, refrigerator and microwave. Master bedroom has a walk-in closet and adjoining full bathroom w/ updated walk-in shower and king size bed. 2nd bedroom is set up as an office or a room to relax in with a walk-in closet. 2nd bathroom has a tub/shower combination. UNLIMITED GOLF IS INCLUDED, water/sewer/basic cable/trash pick-up/use of 2 clubhouses, 2 fishing piers on the St Lucie River, putting green, bocce, shuffleboard, swimming pool, WIFI at the main clubhouse, billiard/ping pong room, library, workshop and a super place to live.

Public Records

Mar 10, 1999

Sold

$46,000

$51/sq ft

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1972

Finished Sq. Ft.

894

Unfinished Sq. Ft.

—

Total Sq. Ft.

894

Year built

1972

Style

Condo/Co-op

County

Martin County

APN

08-38-41-008-039-00100-6

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 15, 2026.

Climate risks

5/10 Flood Factor

Estimated 38-52% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 106° expected this year, 25 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Stuart, FL • 34994

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 6.8 hours in December, placing it above the U.S. average for solar exposure.

9 hrs

6.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1975 SW Palm City Rd Unit 39 J

$168,843

$6,157 under list price of $175K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $95K to $170K.

SOLD JUL 30, 2026
$159,000 Last sold price
1 bed1.5 baths900 sq ft
1950 SW Palm City Rd #10106, Stuart, FL 34994
$19/sq ft
8 years newer
SOLD SEP 8, 2026
$110,000 Last sold price
1 bed1 bath699 sq ft
1957 SW Palm City Rd Unit 29-H, Stuart, FL 34994
$39/sq ft
SOLD APR 23, 2026
$95,000 Last sold price
2 beds2 baths894 sq ft
1961 SW Palm City Rd Unit J, Stuart, FL 34994
$90/sq ft
SOLD JUL 1, 2026
$122,000 Last sold price
2 beds1 bath819 sq ft
1987 SW Palm City Rd Bldg 45 Unit D, Stuart, FL 34994
$47/sq ft
SOLD MAR 24, 2026
$109,500 Last sold price
2 beds1 bath819 sq ft
1987 SW Palm City Rd Unit I, Stuart, FL 34994
$62/sq ft
SOLD SEP 21, 2026
$170,000 Last sold price
1 bed1.5 baths685 sq ft
2600 S Kanner Hwy Unit G9, Stuart, FL 34994
$52/sq ft
1 year newer

Rental earnings

Est. $1,895 per month, based on comparable rentals

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