Stunning! better than new waterfront, w expanded private dock & new 23 K boat lift for 40'+ boat on deep H2O, direct Ocean access, no fixed bridges . EVERYTHING completely, recently & superbly finished w highest quality upgrades - new impact glass is quiet & energy efficient in this beautiful open, spacious, 3 way split, 4 bedroom, 3 bath, plus den/office, formal living & dining rooms. Gourmet Kitchen w butt glass, 42'' cabinets, dble ovens, expanded cabinets, center Island, wine cooler & granite opens to morning room & super sized Family room w views & access to gorgeous screened in heated salt H2O pool, hot tub. Softly & freshly painted in 'n out Key West colors, Tile & bamboo & Saturnia floors, Luxurious Master suite, Lg glass shower, Jacuzzi tub, CA style closets. View visiting manatees & fish for Tarpon, snook & blue claw crab from the newly created wide dock . Enjoy the fire pit under the stars & elegantly lit palms & tropical oversized private fenced yard. Gated, 100% boating community w all newer homes, curbs & sidewalks & minutes walk to 24/7 exercise & billiard room & private cluhouse surrounded by water & private Marina, a picture perfect spot for HOA events & your own private parties. Close to area beaches, historic downtown Stuart, shopping & golf, & fast access to airports & regional malls. Just bring your toothbrush & boat & live your " Florida Dream Come True".
Single-familyProperty Type
2006Year Built
$454Est. Price/Sq.Ft.
3 car garageParking
Listed by Loretta Morelli• Illustrated Properties
Bought with Loretta Morelli• Illustrated Properties
Want waterfront with easy access to I-95 and with private dock and boat lift? Want a big 3 car garage for all your toys? Want a house in ready move-in condition? Well, look no further. This home has it all. A well planned home in a beautiful gated community. Lovely waterfront with ocean access. Very desirable split floorplan with 4 bedrooms PLUS office, 3 full bathrooms. Lovely kitchen with granite counters, custom wood cabinets, newer stainless steel appliances. Beautiful master bedroom has His and Hers closets all custom fitted. Pool, and patio overlooking the waterfront is simply divine. complete with private yard with fruit trees, fire pit and more and more. This home is truly a must see!!!
Beaches MLS #R2786034
Oct 12, 2014
Listing Removed
—
Mar 13, 2007
Listed
$939,000
$335/sq ft
Beaches MLS #R9962483
Oct 30, 2013
Sold
$576,500
$206/sq ft
Aug 13, 2013
Listing Removed
—
Jul 18, 2013
Listed
$597,500
$213/sq ft
Public Records
Jun 30, 2004
Sold
$4,375,000
$1,562/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$11,807 (−0.9%)
2024
$11,920 (+1.7%)
2023
$11,721 (+3.4%)
2022
$11,335 (−0.9%)
2021
$11,433 (+9.4%)
$290,000 + $387,570
$677,570
2020
$10,451 (−0.2%)
$255,000 + $365,140
$620,140
2019
$10,470 (+1.3%)
$245,000 + $368,850
$613,850
2018
$10,338 (+38.8%)
$245,000 + $368,850
$613,850
2017
$7,448 (−4.0%)
2016
$7,756 (−0.6%)
2015
$7,803 (+1.6%)
2014
$7,680
Tax history for 640 SW Yacht Basin Way
Year
Property tax
Land + Additions
Assessment*
2025
$11,807 (−0.9%)
2024
$11,920 (+1.7%)
2023
$11,721 (+3.4%)
2022
$11,335 (−0.9%)
2021
$11,433 (+9.4%)
$290,000 + $387,570
$677,570
2020
$10,451 (−0.2%)
$255,000 + $365,140
$620,140
2019
$10,470 (+1.3%)
$245,000 + $368,850
$613,850
2018
$10,338 (+38.8%)
$245,000 + $368,850
$613,850
2017
$7,448 (−4.0%)
2016
$7,756 (−0.6%)
2015
$7,803 (+1.6%)
2014
$7,680
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.34 Acres
Year renovated
2010
Sq. Ft.
2,818
Year built
2005
Style
Single Family Residential
County
Martin County
APN
55-38-41-320-000-00190-0
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
WRC
Waterfront Resort Commercial District
The WRC district is intended to implement CGMP policies for lands designated Commercial Waterfront on the Future Land Use Map of the CGMP.
Permitted uses
Include but are not limited to:
General retail
Restaurant
Housing-Single unit
Housing-Multiple units
Infrastructure
Hotel / motel
Office
Educational/school
Fire house
Police station
Sep 17, 2025 • Final
Residential generator
Install a generator with a gas line and connection to an existing liquid propane tank.
Generator
Aug 14, 2025 • Final
Residential gas tanks
Install a generator on a prefabricated slab and connect it to an existing liquid propane tank.
Gas
Generator
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Has Garage
Garage Spaces: 3
Attached Garage: Yes
Covered Spaces: 3
Parking Features: Driveway, Garage Door Opener, Decorative, Garage, Attached Garage
Interior
Virtual Tour Information
Bathroom Information
Bathrooms Full: 3
Bathrooms Total Integer: 3
Interior Features
Interior Features: Built-in Features, Entrance Foyer, High Ceilings, Walk-In Closet(s), Bedroom Layout - Split, Closet Cabinetry, Pull Down Stairs
Appliances: Disposal, Dishwasher, Electric Range, Microwave, Refrigerator
Furnished: Unfurnished
Flooring: Ceramic Tile, Other, Wood
Window Features: Plantation Shutters, Storm Window(s), Single Hung Metal, Sliding
Laundry Features: Inside, Laundry Tub
Door Features: French Doors
Exterior
Building Information
Stories Total: 1
Builder Name: Engle Home Builders
Builder Model: Stockton
Building Area Total: 3,043
Building Area Source: Plans
Construction Materials: CBS
Exterior Features
Patio And Porch Features: Patio - Covered, Patio, Porch
Fencing: Fenced
Roof: Concrete, Flat, Tile
Entry Location: Entry Level Living Area Y
Pool Information
Has Private Pool
Pool Features: Heated, In Ground, Pool Sweep, Salt Water, Child Gate
Property Information
Property Sub Type: Single Family Residence
Property Condition: Resale
Security Features: Smoke Detector(s), Security System Owned, Gated - No Guard, Motion Detector(s)
Living Area: 2,801
Road Frontage Type: Private Road
Lot Information
Lot Size Dimensions: 75 X 200
Lot Features: Sidewalks
Road Surface Type: Paved
Waterfront YN: Yes
Waterfront Features: No Fixed Bridge, Ocean Access, No Fixed Bridges
Financial
Tax Information
Tax Annual Amount: $10,028
Tax Assessed Value: 613850
Tax Year: 2018
Parcel Number: 553641320000009100000
Utilities
Utility Information
Water Source: Public
Electric: Three Phase
Sewer: Public Sewer
Utilities: Cable Available, Sewer Available, Underground Utilities, Water Available
Heating & Cooling
Has Heating
Heating: Zoned
Has Cooling
Cooling: Central Air, Ceiling Fan(s), Zoned
Location
Multi-Family Financial Information
Pets Allowed: Yes, Size Limit
Number Of Units In Community: 300
HOA Information
Has Association
Association Amenities: Boating, Billiard Room, Clubhouse, Fitness Center, Game Room, Sidewalks, Street Lights
Association & Fees: HOA Amt (Monthly): 209
Association Fee Payment Frequency: Monthly
Association Fee Includes: Common Areas
Location Information
Direction Faces: North
Directions: East on exit 101 on I 95, Kanne Whwy , to left @ 1st traffic light, Lost River Rd, apx 1 1/2 miles to 2nd possible left onto SW Harbor Cover , thru gate, make 1st left onto street to 2nd house on left
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,818
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2010
County: Martin County
APN: 55-38-41-320-000-00190-0
Home facts updated by county records on Oct 12, 2026
Around this home
Schools
K - 12
Preschool & daycare
Crystal Lake Elementary School
Public PreK-5 • Assigned • 2.2mi
7/10
Dr. David L. Anderson Middle School
Public 6-8 • Assigned • 1.3mi
4/10
Martin County High School
Public 9-12 • Assigned • 3.7mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
4/10 Fire Factor
1% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 24 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Stuart, FL • 34997
Average low and high temperatures (°F)
72°
54°
77°
56°
80°
62°
82°
67°
88°
72°
90°
74°
91°
75°
91°
76°
87°
75°
83°
72°
80°
64°
77°
61°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 6.8 hours in December, placing it above the
U.S. average for solar exposure.
9 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.21M – $1.46M
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